Author Topic: Kollel Budgeting  (Read 42989 times)

Offline moko

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Re: Kollel Budgeting
« Reply #220 on: November 04, 2014, 03:31:14 PM »
I knew as I was writing that I would get lit up for this, obviously I am not referring to someone who is truly impoverished. But believe it or not, the OP nor almost everyone else here is in dire poverty. I know this by looking at the budget that OP proposed. In it he includes, dry cleaning and rent (implying that they have their own place and are not living with parents/family). Furthermore, the OP is choosing to go to kollel, while this is a wonderful thing to do, he has the option of getting a paying job if her were truly impoverished.

Everyone has different priorities and I understand that, but to me to budget food to such an extent is distasteful. I'm all for having some idea of how much you spend - even on food - but to nitpick whether it's $35 or $40 for a shabbos meal and whether you can get 1 danish or 2 desserts just seems silly when there are things that can make a much greater impact (budget-wise) with less detriment to one's sanity while shopping.
a $0 dollar budget isn't about one danish or 2 but rather that it's all in the budget.

Offline etech0

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Re: Kollel Budgeting
« Reply #221 on: November 04, 2014, 03:48:08 PM »
Is this argument more or less ridiculous to you than the idea of budgeting down to the last penny?
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Offline skyguy918

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Re: Kollel Budgeting
« Reply #222 on: November 04, 2014, 03:49:11 PM »
I knew as I was writing that I would get lit up for this, obviously I am not referring to someone who is truly impoverished. But believe it or not, the OP nor almost everyone else here is in dire poverty. I know this by looking at the budget that OP proposed. In it he includes, dry cleaning and rent (implying that they have their own place and are not living with parents/family). Furthermore, the OP is choosing to go to kollel, while this is a wonderful thing to do, he has the option of getting a paying job if her were truly impoverished.

Everyone has different priorities and I understand that, but to me to budget food to such an extent is distasteful. I'm all for having some idea of how much you spend - even on food - but to nitpick whether it's $35 or $40 for a shabbos meal and whether you can get 1 danish or 2 desserts just seems silly when there are things that can make a much greater impact (budget-wise) with less detriment to one's sanity while shopping.
You're way off base. What do you mean 'budget to such an extent'? Budgeting means apportioning the funds you have among your various expenditures. Often the smartest way to do that is to start with your necessities, and the closer you get to projecting actual spending on these categories the better off you'll be in the rest of your budget. It's easy to fill in the line for rent because you know what that's going to be for the foreseeable future, but something like food is a little harder. People are posting their experiences on that subject because the OP is newly married and has no such experience.

You've made a very poor assumption, that people in this thread are walking around with a calculator or spreadsheet tracking, every dollar spent on food and making sure not to spend a penny over some pre-determined amount. Even people who actually budget aren't doing that unless absolutely necessary.

Offline aygart

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Re: Kollel Budgeting
« Reply #223 on: November 04, 2014, 04:16:49 PM »
I knew as I was writing that I would get lit up for this, obviously I am not referring to someone who is truly impoverished. But believe it or not, the OP nor almost everyone else here is in dire poverty. I know this by looking at the budget that OP proposed. In it he includes, dry cleaning and rent (implying that they have their own place and are not living with parents/family). Furthermore, the OP is choosing to go to kollel, while this is a wonderful thing to do, he has the option of getting a paying job if her were truly impoverished.

Everyone has different priorities and I understand that, but to me to budget food to such an extent is distasteful. I'm all for having some idea of how much you spend - even on food - but to nitpick whether it's $35 or $40 for a shabbos meal and whether you can get 1 danish or 2 desserts just seems silly when there are things that can make a much greater impact (budget-wise) with less detriment to one's sanity while shopping.
that is true regarding the distance between$35 and 40 but less so between 40 and 70 per week where the difference is 120 per month which can be a lot to a newlywed kollel couple. They will need to decide what type of shabbos they want and can afford.
Feelings don't care about your facts

Offline etech0

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Re: Kollel Budgeting
« Reply #224 on: November 04, 2014, 04:20:40 PM »
They will need to decide what type of shabbos they want and can afford.
#inlaws
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Offline Tuna Baygel

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Re: Kollel Budgeting
« Reply #225 on: November 05, 2014, 01:52:06 PM »
It's funny that most of this thread has been discussing Shabbos

I don't plan on being home for Shabbosim

Offline Ergel

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Re: Kollel Budgeting
« Reply #226 on: November 05, 2014, 01:53:05 PM »
It's funny that most of this thread has been discussing Shabbos

I don't plan on being home for Shabbosim
Can I make a suggestion? Change that plan. It'll be good for your marriage
Life isn't about checking the boxes. Nobody cares.

Offline Super Speed

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Re: Kollel Budgeting
« Reply #227 on: November 05, 2014, 03:01:27 PM »
Can I make a suggestion? Change that plan. It'll be good for your marriage
+100. As much as all the families are dying to see the new couple, it's very healthy to spend Shabbos at home just you and your wife.

Offline etech0

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Re: Kollel Budgeting
« Reply #228 on: November 05, 2014, 03:02:40 PM »
+100. As much as all the families are dying to see the new couple, it's very healthy to spend Shabbos at home just you and your wife.
True
Doesn't have to be EVERY week, though. Like everything else in life, the key is to find the balance that works for you.
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Offline dealfinder85

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Re: Kollel Budgeting
« Reply #229 on: November 05, 2014, 03:04:36 PM »
True
Doesn't have to be EVERY week, though. Like everything else in life, the key is to find the balance that works for you.
ya, need some time together on shabbos, when things arent crazy like they are during the week.
its worth the investment of shabbos food to get some time together, away from the in laws
It's funny that most of this thread has been discussing Shabbos

I don't plan on being home for Shabbosim
*shabbasos

Offline Super Speed

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Re: Kollel Budgeting
« Reply #230 on: November 05, 2014, 03:05:02 PM »
True
Doesn't have to be EVERY week, though. Like everything else in life, the key is to find the balance that works for you.
Agreed. You gotta do what you gotta do but you definitely got fit some time for yourselves in there.

Offline yos9694

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Re: Kollel Budgeting
« Reply #231 on: November 06, 2014, 11:56:08 AM »
*shabbasos

I love invoking Muphry's Law/Skitt's Law whenever possible. It's Shabbatot in Hebrew, Shabbasim in the vernacular yiddish. Just like yuntif.

Offline etech0

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Re: Kollel Budgeting
« Reply #232 on: November 06, 2014, 11:58:29 AM »
It's Shabbatot in Hebrew, Shabbasim in the vernacular yiddish.
shtussim :)
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Offline skyguy918

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Re: Kollel Budgeting
« Reply #233 on: November 06, 2014, 11:59:45 AM »
I love invoking Muphry's Law whenever possible. It's Shabbatot in Hebrew, Shabbasim in the vernacular yiddish. Just like yuntif.
You mean it's Shabbatot in Israeli Hebrew. It's Shabbasos in Ashkenazi Hebrew. Whether there's such a thing as Ashkenazi Hebrew is another matter  ;D

Offline yos9694

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Re: Kollel Budgeting
« Reply #234 on: November 06, 2014, 12:13:33 PM »
shtussim :)

Haha, I don't care, any excuse to use Skitt's Law.

Offline churnbabychurn

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Re: Kollel Budgeting
« Reply #235 on: November 09, 2014, 01:36:56 PM »
You mean it's Shabbatot in Israeli Hebrew. It's Shabbasos in Ashkenazi Hebrew. Whether there's such a thing as Ashkenazi Hebrew is another matter  ;D
AKA Loshon hakodosh.

Offline Red

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Re: Kollel Budgeting
« Reply #236 on: November 09, 2014, 02:15:08 PM »
AKA Loshon hakodosh.
+1
Whether there's such a thing as Israeli Hebrew is another matter  ;D
FTFY :P

Offline Talmid Muvhak

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Re: Kollel Budgeting
« Reply #237 on: November 09, 2014, 02:15:42 PM »
You mean it's Shabbatot in Israeli Hebrew. It's Shabbasos in Ashkenazi Hebrew. Whether there's such a thing as Ashkenazi Hebrew is another matter  ;D
one of my Rabbeim used to call it Ivrit HaAchshavit.
וצדיק באמונתו יחיה

Offline 3yummyboys

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Re: Kollel Budgeting
« Reply #238 on: November 12, 2014, 02:34:24 PM »
One thing most young couples forget is to save money!! IY"H once you have kids there will be lots of expenses! It's nice to have a cushion not to mention if you ever want to buy a house. I'm not just talking about down payment, also repairs, furniture etc.

Offline Mordyk

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Re: Kollel Budgeting
« Reply #239 on: November 12, 2014, 02:44:13 PM »
One thing most young couples forget is to save money!! IY"H once you have kids there will be lots of expenses! It's nice to have a cushion not to mention if you ever want to buy a house. I'm not just talking about down payment, also repairs, furniture etc.
if you got some extra even $50-$100 a month start a savings account...
#TYH