Author Topic: Already have 4 AMEX credit cards but want to apply for another one  (Read 2009 times)

Offline DaveInLA

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Already have 4 AMEX credit cards but want to apply for another one
« on: September 11, 2015, 07:53:34 PM »
I know we are capped at 4 AMEX credit cards. I already have 4 credit cards and 1 charge card. I want to cancel my Blue Cash Pref and get the Everyday card so I can cancel my Platinum and not lose my MR. Is the best way to do this to cancel the BCP first and then apply for Everyday, OR apply for Everyday, get rejected, then call reconsideration line and ask to cancel BCP then?

Online TimT

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Re: Already have 4 AMEX credit cards but want to apply for another one
« Reply #1 on: September 12, 2015, 08:53:01 PM »
I know we are capped at 4 AMEX credit cards. I already have 4 credit cards and 1 charge card. I want to cancel my Blue Cash Pref and get the Everyday card so I can cancel my Platinum and not lose my MR. Is the best way to do this to cancel the BCP first and then apply for Everyday, OR apply for Everyday, get rejected, then call reconsideration line and ask to cancel BCP then?
Why not take the option that could get you an instant approval & avoid recon ? Or are you hoping that you somehow get approved for a 5th one.

Offline MosheD

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Re: Already have 4 AMEX credit cards but want to apply for another one
« Reply #2 on: September 12, 2015, 09:26:11 PM »
I ahve this issue as well, and was thinking the latter. Is 4 such a hard rule that it is worth it to cancel first?
Each of my free cards have AUs and pain to get them all over again...

Offline joshro

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Re: Already have 4 AMEX credit cards but want to apply for another one
« Reply #3 on: September 12, 2015, 09:49:16 PM »
Spoke to a rep on Friday who said there's no limit on how many cards I can have with Amex. But then again maybe he just doesn't know.

Offline noturbizniss

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Re: Already have 4 AMEX credit cards but want to apply for another one
« Reply #4 on: September 13, 2015, 01:11:04 AM »
Spoke to a rep on Friday who said there's no limit on how many cards I can have with Amex. But then again maybe he just doesn't know.
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Online Jm1248

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Re: Already have 4 AMEX credit cards but want to apply for another one
« Reply #5 on: September 13, 2015, 11:53:58 AM »
Spoke to a rep on Friday who said there's no limit on how many cards I can have with Amex. But then again maybe he just doesn't know.
He doesn't. Although depending on how you phrased the question he may have been right. There is no limit on total cards. There is a limit on "lending" (ie- not charge) cards

Offline joshro

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Re: Already have 4 AMEX credit cards but want to apply for another one
« Reply #6 on: September 13, 2015, 12:16:45 PM »

He doesn't. Although depending on how you phrased the question he may have been right. There is no limit on total cards. There is a limit on "lending" (ie- not charge) cards
I asked him specifically about credit cards.

Online TimT

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Re: Already have 4 AMEX credit cards but want to apply for another one
« Reply #7 on: September 13, 2015, 12:28:24 PM »
I asked him specifically about credit cards.
He's clueless