Just called in to try to downgrade; got the whole shtick with losing miles and that I can't so I said I guess I'm going to have to close the card. I spent $1 and I'm supposed to be getting the $25 for paperless coming in the mail. After 5 min. Being put on hold, he came back and said we are putting an alert on you. How bad is that? And can I cash the check when it comes even though I closed the account?