Author Topic: Obamacare Master thread  (Read 87910 times)

Offline elit

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Obamacare Master thread
« on: December 09, 2014, 11:36:45 AM »
Surprised there isnt one already... (Please correct me if I'm wrong and there is one).
I am trying to decide if i should go with a silver or gold plan for my wife and i. Any one here that's been on it last year that can answer some questions for me?

Offline noturbizniss

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Re: Obamacare Master thread
« Reply #1 on: December 09, 2014, 12:54:30 PM »
Surprised there isnt one already... (Please correct me if I'm wrong and there is one).
I am trying to decide if i should go with a silver or gold plan for my wife and i. Any one here that's been on it last year that can answer some questions for me?
depends on your medical needs. do a cost/benefit analysis and see which is cheaper. No one can tell you what's best for you other than you.
Do you not get insurance from your employer?
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline coralsnake

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Re: Obamacare Master thread
« Reply #2 on: December 09, 2014, 01:21:55 PM »
Surprised there isnt one already... (Please correct me if I'm wrong and there is one).
I am trying to decide if i should go with a silver or gold plan for my wife and i. Any one here that's been on it last year that can answer some questions for me?
Plans vary extensively by state AFAIK.
"Here at DansDeals we donít do buses." -Dan

Offline elit

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Re: Obamacare Master thread
« Reply #3 on: December 09, 2014, 01:26:23 PM »
depends on your medical needs. do a cost/benefit analysis and see which is cheaper. No one can tell you what's best for you other than you.
Do you not get insurance from your employer?
I dont have insurance from my employer ... Not going to pay 10k for no reason.... I know it depends on medical need which is why i asked if people have done already bc then i have a follow up question about specific medical needs that many here may have had....

Offline elit

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Re: Obamacare Master thread
« Reply #4 on: December 09, 2014, 01:26:47 PM »
Plans vary extensively by state AFAIK.
Ok didn't realize I'm referring to NY if that helps

Offline 3yummyboys

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Re: Obamacare Master thread
« Reply #5 on: December 10, 2014, 01:43:46 PM »
I don't know about anyone else but I am having a hard time navigating the whole system, it's such a mess. I wish there was someone who could help walk us through the options and available resources?

Offline noturbizniss

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Re: Obamacare Master thread
« Reply #6 on: December 10, 2014, 11:44:39 PM »
I don't know about anyone else but I am having a hard time navigating the whole system, it's such a mess. I wish there was someone who could help walk us through the options and available resources?
Haha that was a flop last year. Won't be better this year.
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline elit

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Re: Obamacare Master thread
« Reply #7 on: December 11, 2014, 11:38:18 AM »
I don't know about anyone else but I am having a hard time navigating the whole system, it's such a mess. I wish there was someone who could help walk us through the options and available resources?
What state are you in?

Offline 3yummyboys

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Re: Obamacare Master thread
« Reply #8 on: December 11, 2014, 10:14:36 PM »
NY I spoke to someone at Achiezer in the five towns who helps people with the "affordable" health care options

Offline coralsnake

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Re: Obamacare Master thread
« Reply #9 on: December 11, 2014, 10:20:10 PM »
NY I spoke to someone at Achiezer in the five towns who helps people with the "affordable" health care options
Sruli?
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Offline elit

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Re: Obamacare Master thread
« Reply #10 on: December 11, 2014, 10:28:21 PM »
Sruli?
He definitely didn't speak to him on the phone...may ari Silvestrirn who helps him

Offline elit

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Re: Obamacare Master thread
« Reply #11 on: December 11, 2014, 10:28:46 PM »
NY I spoke to someone at Achiezer in the five towns who helps people with the "affordable" health care options
Did they help you?
I found the new York website to be surprisingly good.

Offline good sam

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Re: Obamacare Master thread
« Reply #12 on: December 11, 2014, 10:37:18 PM »
In in the same predicament. Need to get one for my wife before the 15th. No idea which to get.

Assuming you don't qualify for a subsidy, Is there any benefit to buying on the exchange?
If you don't care why would you comment?
HT: DMYD

Offline BAHayman

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Re: Obamacare Master thread
« Reply #13 on: December 11, 2014, 11:08:51 PM »
In in the same predicament. Need to get one for my wife before the 15th. No idea which to get.

Assuming you don't qualify for a subsidy, Is there any benefit to buying on the exchange?
In NY? Which company is offering plans off exchange that differ from the on exchange version?

Offline elit

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Re: Obamacare Master thread
« Reply #14 on: December 12, 2014, 09:21:36 AM »
In NY? Which company is offering plans off exchange that differ from the on exchange version?
+1 where else are you going to get insurance from if you don't have from your job?

Offline 3yummyboys

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Re: Obamacare Master thread
« Reply #15 on: December 16, 2014, 11:15:26 AM »
Did they help you?
I found the new York website to be surprisingly good.

Yes they were very helpful in going over my options. I tried to do it myself but the marketplace website was not allowing me to sign up, and he fixed the issue for me also. I spoke to Sruli Miller, but he's hard to reach so you could also speak to Ari.

Offline elit

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Re: Obamacare Master thread
« Reply #16 on: January 13, 2015, 01:27:33 PM »
A heads up for those using the ny website. The filter that allows you to search for plans that your doctor takes is completely inaccurate and no bearing on reality. So do not rely on that when choosing plans. I Learnt the hard way....

Offline joed25

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Re: Obamacare Master thread
« Reply #17 on: October 09, 2015, 01:04:10 PM »
Can anyone advise me on which Obamacare plan to choose? I live in Lakewood. Thanks

Offline lunatic

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Re: Obamacare Master thread
« Reply #18 on: October 09, 2015, 01:23:14 PM »
Can anyone advise me on which Obamacare plan to choose? I live in Lakewood. Thanks
Seriously..... That is all the info you are giving and based on that you are expecting an answer that is reasonable? Besides,  why not ask someone in lakewood who actually knows....

Offline mgarfin

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Re: Obamacare Master thread
« Reply #19 on: October 11, 2015, 12:17:07 PM »
I struggle with the same question in Brooklyn, when I was in Medicaid in knew that most ppl here choose americhoice as there HMO but on Obama care I can calculate the refund I'll get but can't get any decent advice as what co to pick.