Author Topic: Obamacare Master thread  (Read 199603 times)

Offline ChaimMoskowitz

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Re: Obamacare Master thread
« Reply #480 on: April 08, 2018, 05:43:49 PM »
How in the world could you construe my words to mean that having more people insured would be a bad thing?
Sorry I thought from your comments it seemed you were saying that Obamacare was a bad thing.
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Re: Obamacare Master thread
« Reply #481 on: April 08, 2018, 05:50:19 PM »
Sorry I thought from your comments it seemed you were saying that Obamacare was a bad thing.

Obamacare is a terrible thing. Getting more people insured might be a good thing if paired with other measures.
I've been waiting over 5 years with bated breath for someone to say that!
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Offline ChaimMoskowitz

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Re: Obamacare Master thread
« Reply #482 on: April 08, 2018, 05:55:19 PM »
Obamacare is a terrible thing. Getting more people insured might be a good thing if paired with other measures.
Obamacare resulted in more individuals being insured.
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Re: Obamacare Master thread
« Reply #483 on: April 08, 2018, 06:07:15 PM »
Obamacare resulted in more individuals being insured.
I said having more people insured MIGHT be a good thing IF paired with other measures. Having more people insured doesn't necessarily mean better healthcare results, if it results in people forgoing doctors visits for real issues.

As I've said time and again, what we have is some (very expensive, due to the fact that it must cover pre-existing conditions without limitations) insurance and pre-paid medical packaged together. Other than for those that qualify for Medicaid or other heavily subsidized programs, Obamacare actually REDUCED access to quality healthcare (read the Bloomberg article), for many people that previously had decent or semi-decent coverage.
I've been waiting over 5 years with bated breath for someone to say that!
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Offline ChaimMoskowitz

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Re: Obamacare Master thread
« Reply #484 on: April 08, 2018, 06:13:14 PM »
I said having more people insured MIGHT be a good thing IF paired with other measures. Having more people insured doesn't necessarily mean better healthcare results, if it results in people forgoing doctors visits for real issues.

As I've said time and again, what we have is some (very expensive, due to the fact that it must cover pre-existing conditions without limitations) insurance and pre-paid medical packaged together. Other than for those that qualify for Medicaid or other heavily subsidized programs, Obamacare actually REDUCED access to quality healthcare (read the Bloomberg article), for many people that previously had decent or semi-decent coverage.
Overall more people had access to healthcare. I have no idea want the end solution should or will be. Overall I put OC as a plus based on the many people I know that have it.
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Offline grodnoking

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Re: Obamacare Master thread
« Reply #485 on: April 08, 2018, 06:17:08 PM »
Obamacare resulted in more individuals being insured.
And as I know, also getting people not insured. The massive raise in premiums for health insurance in people who don't qualify eats up what could have been someone's mortgage. I know it's not a question of which to choose, health insurance or a house, but it's hard to go ahead and pay thousands of dollars you thought you would have had for your mortgage and spend it on health insurance because you got kicked off your previous plan.
I'm not who you think I am.

Offline ChaimMoskowitz

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Re: Obamacare Master thread
« Reply #486 on: April 08, 2018, 06:23:32 PM »
I seen numbers all over the place on this but hasn't OC resulted in a net gain of people insured?
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Re: Obamacare Master thread
« Reply #487 on: April 08, 2018, 06:24:15 PM »
Overall more people had access to healthcare.
-1

I am not so sure about that. Pre-Obamacare, anyone without coverage could go to an emergency room for treatment, insurance or no insurance. In theory, that might be still true, but practically, it is a lot harder to be seen nowadays without insurance.

And how many people have coverage, but avoid going to the Dr. due to excessive co-pays and deductibles (and not being allowed to use HSAs along with those plans, and FSAs being limited)?

How many people chose to just not be covered, rather than pay outrageously high premiums for that coverage with high deductibles and co-pays?

You want a working system, level the playing field and force transparency into it. Anything else is likely to fail.
I've been waiting over 5 years with bated breath for someone to say that!
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Re: Obamacare Master thread
« Reply #488 on: April 08, 2018, 06:25:25 PM »
I seen numbers all over the place on this but hasn't OC resulted in a net gain of people insured?
Has it resulted in better healthcare for people? Better treatment outcomes or extended life expectancies?
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline ChaimMoskowitz

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Re: Obamacare Master thread
« Reply #489 on: April 08, 2018, 06:55:04 PM »
Has it resulted in better healthcare for people? Better treatment outcomes or extended life expectancies?
Info is all over the place for OC. Have to believe a lot is political based. All I can do is go by what I have seen and that would be a plus.
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Offline Sammy82

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Re: Obamacare Master thread
« Reply #490 on: April 08, 2018, 06:58:55 PM »
Info is all over the place for OC. Have to believe a lot is political based. All I can do is go by what I have seen and that would be a plus.
Are you on a commercial plan? Have your premiums and copays not gone up while your coverage went down? Or are you one of the lucky ones that's on a government plan (ie Medicare, Medicaid, etc)?

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Re: Obamacare Master thread
« Reply #491 on: April 08, 2018, 07:01:51 PM »
Info is all over the place for OC. Have to believe a lot is political based. All I can do is go by what I have seen and that would be a plus.
Well, I have reason to believe that I have seen a little more than you might have (albeit limited to my geographical area).

Yes, some people are getting Medicaid or other heavily subsidized coverage. Some people forgo coverage. Other begrudgingly pay for what they would never buy if given any reasonable choice, and might forgo doctor's visits due to outrageous co-pays and deductibles.

Healthcare has definitely become more expensive.

ETA: Isn't insurance intented to prevent financial ruin? You might not call this ruin, but Obamacare definitely puts a heavy financial burden on people.
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Re: Obamacare Master thread
« Reply #492 on: April 08, 2018, 07:31:09 PM »
Info is all over the place for OC. Have to believe a lot is political based. All I can do is go by what I have seen and that would be a plus.
I have seen lots of less access to quality care by people who always had coverage. The amount of people who always had access to free govt healthcare but onlt did the paperwork now to avoid a penalty accounts for about the entire growth in coverage. What gets ignored was that these people were in essence ALWAYS covered since all they needed to do to get on the govt plans, which have no issue of pre-existing conditions, was to do the paperwork which could have been done while they were already sick and often even retroactively. There may be more people on plans and less access to healthcare.
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Offline ChaimMoskowitz

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Re: Obamacare Master thread
« Reply #493 on: April 08, 2018, 11:11:32 PM »
I never said healthcare wasn't more expensive. Just more people are covered now. This rest is all up for debate.
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Re: Obamacare Master thread
« Reply #494 on: April 08, 2018, 11:42:21 PM »
I never said healthcare wasn't more expensive. Just more people are covered now. This rest is all up for debate.
that but not this
Overall more people had access to healthcare.
Feelings don't care about your facts

Offline ChaimMoskowitz

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Re: Obamacare Master thread
« Reply #495 on: April 08, 2018, 11:51:38 PM »
that but not this
If more people are covered that means more have access. KISS!!!
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Re: Obamacare Master thread
« Reply #496 on: April 08, 2018, 11:52:26 PM »
If more people are covered that means more have access. KISS!!!
-1
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Re: Obamacare Master thread
« Reply #497 on: April 08, 2018, 11:58:15 PM »
If more people are covered that means more have access. KISS!!!
Just keep your head buried underground like an ostrich. Is that what you mean by KISS?

Did you read the last Bloomberg.com article I posted above?
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Offline ChaimMoskowitz

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Re: Obamacare Master thread
« Reply #498 on: April 09, 2018, 12:06:21 AM »
Just keep your head buried underground like an ostrich. Is that what you mean by KISS?

Did you read the last Bloomberg.com article I posted above?
Made you need to get out in the real world more?

Speaking of the article. Cry me a river!!!
When she looked for coverage last fall, the cheapest plan Whitman could find was $1,734 per month, with a deductible of $10,500 for the family. She splits her time between mental health counseling and mediating legal disputes, such as divorces. She made about $110,000 before taxes in 2016.
The Whitman family.
Source: Whitney M. Whitman
But student loans, mortgages on a home and a rental property, car payments and credit cards squeeze their budget — and health insurance is what got squeezed out.
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Re: Obamacare Master thread
« Reply #499 on: April 09, 2018, 12:08:58 AM »
Made you need to get out in the real world more?

Speaking of the article. Cry me a river!!!
When she looked for coverage last fall, the cheapest plan Whitman could find was $1,734 per month, with a deductible of $10,500 for the family. She splits her time between mental health counseling and mediating legal disputes, such as divorces. She made about $110,000 before taxes in 2016.
The Whitman family.
Source: Whitney M. Whitman
But student loans, mortgages on a home and a rental property, car payments and credit cards squeeze their budget — and health insurance is what got squeezed out.

Sounds like you feel your public union retirement coverage is the real world.
Feelings don't care about your facts