New Citi card - 2% CB

[tzifanya54]

Will Citi send you a 1099 on the double cash, when cashing out?

No

[Iz]

I have a Citi Dividend card (1% CB), and I got an offer to switch to the Double Cash card. Seems like a no brainer, no? It even says there is no credit bureau inquiry. What do you think? Thanks.

[incendia]

I have a Citi Dividend card (1% CB), and I got an offer to switch to the Double Cash card. Seems like a no brainer, no? It even says there is no credit bureau inquiry. What do you think? Thanks.

I wouldn't

You can get 6k of spend at pharmacy at 5% in Q2
I plan on keeping my dividend card

I PCed my TY card to the DC so you can have best of both worlds

[Iz]

I wouldn't

You can get 6k of spend at pharmacy at 5% in Q2
I plan on keeping my dividend card

I PCed my TY card to the DC so you can have best of both worlds

What's PC? (Yes, I checked the acronym thread.)

[incendia]

What's PC? (Yes, I checked the acronym thread.)

product change

[Iz]

I wouldn't

You can get 6k of spend at pharmacy at 5% in Q2
I plan on keeping my dividend card

I PCed my TY card to the DC so you can have best of both worlds

There's another benefit of the Dividend card: it comes with an Amex (online Serve reloads). However, I actually have 2 Dividends, so I would definitely keep one (for Serve & 5%). The question is if I should PC ( ) the other one. Any reason not to?

[incendia]

There's another benefit of the Dividend card: it comes with an Amex (online Serve reloads). However, I actually have 2 Dividends, so I would definitely keep one (for Serve & 5%). The question is if I should PC ( ) the other one. Any reason not to?

I'm not understanding what you are saying about Amex my dividned card is a MasterCard, but if yours are Amex's I would keep both so you can get 2x amex twitter offers plus 2x 5%,  I assume that your limit would be 6k of 5x spend on each card.

If you only get 5x on 6k spend on both cards then it maybe worth it to change

[Iz]

I'm not understanding what you are saying about Amex my dividned card is a MasterCard, but if yours are Amex's I would keep both so you can get 2x amex twitter offers plus 2x 5%,  I assume that your limit would be 6k of 5x spend on each card.

If you only get 5x on 6k spend on both cards then it maybe worth it to change

It is MC, but there's also an Amex in the same account. Don't ask me to explain it; that's just the way it is.
I have enough Amex cards for offers. You're right about the 2x 5%, but I probably wouldn't maximize it, so I think I'll PC.
Thanks for the advice; you brought up good points.

[incendia]

It is MC, but there's also an Amex in the same account. Don't ask me to explain it; that's just the way it is.
I have enough Amex cards for offers. You're right about the 2x 5%, but I probably wouldn't maximize it, so I think I'll PC.
Thanks for the advice; you brought up good points.

Glad I could help

out of curiosity which will you PC the Amex or the MC

[Iz]

Glad I could help

out of curiosity which will you PC the Amex or the MC

You misunderstood. It's one account, with MC & Amex. I have 2 of these, one mine, and one DW's.

[incendia]

You misunderstood. It's one account, with MC & Amex. I have 2 of these, one mine, and one DW's.

\

so one account has 2 credit cards on 2 networks with 2 credit card numbers ?

Ive never heard of something like this

[Iz]

\

so one account has 2 credit cards on 2 networks with 2 credit card numbers ?

Ive never heard of something like this

Now you got it! As I said, don't ask me to explain it. I opened it as a MC, and one day they sent Amex cards too.
ETA: Maybe Dan can explain this.

[Ephraimh]

No

What was your experience,
statement credit or check in the mail?
Less than $600 or more than $600?

[Zevwolf]

No

source.?

[Redbull3]

source.?

IINM cc rewards are never taxed when there is a spend requirement it's considered a rebate.

[tzifanya54]

What was your experience,
statement credit or check in the mail?
Less than $600 or more than $600?

source.?

Experience. (Over $600 throughout the calendar year). And what he said:

IINM cc rewards are never taxed when there is a spend requirement it's considered a rebate.

[tzifanya54]

\

so one account has 2 credit cards on 2 networks with 2 credit card numbers ?

Ive never heard of something like this

I have 2 cards from Citi like that. They both bill to the same account. In my situation they started as Amex and then sent me MC's. It's great for Amex offers.