HelloI have had a bofa cc for 7 months(first cc) and acc to credit karma I have 730 credit score I tried to apply for chase freedom visa card and I was denied so I called them 5x to try getting approve and still they said no. The reason bec of age of credit and low credit history. And now I want to try building both age of credit and low credit history. How will i able to to do both so next time I apply for chase freedom visa card and will get accepted and in the future also get a sapphire preferred so can someone help me make like a "map" so I can get approved next time?
Call again, you can do it!Speak to a supervisor if the rep can't approve you.Tell them to approve you on the lowest credit line possible.Good luck.
Using the 'credit card for beginers' thread wiki. Try Discover. or a card from Citbank. if noone will give you a card, try Capital one. wait 4+ months. apply again. Also credit Karma is a FAKO - fake score not a FICO.There's a thread about that.