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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 105999 times)

Offline myi

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Re: Credit Card Car Rental Insurance
« Reply #1080 on: June 13, 2018, 09:12:09 AM »
Any other options? Try disputing the CC but I'm assuming I will loose because I signed the "no damages"? Should I try filling a claim or will be automatically denied because it is a porsche?

I don't think it's on an automatic loss if you going to fight the credit card as you were saying they showed you the car in a dark black garage, now not necessarily they would want to take it out for you to show you the car as they'll tell you they never had a customer who made us take out the car they were able to see it perfectly in the garage...
   There's definitely room to argue.
Where was the scratches that this guy found was it in a place where it was noticeable or was under the car or the like?
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Offline yitzyul

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Re: Credit Card Car Rental Insurance
« Reply #1081 on: June 13, 2018, 09:28:35 AM »
I don't think it's on an automatic loss if you going to fight the credit card as you were saying they showed you the car in a dark black garage, now not necessarily they would want to take it out for you to show you the car as they'll tell you they never had a customer who made us take out the car they were able to see it perfectly in the garage...
   There's definitely room to argue.
Where was the scratches that this guy found was it in a place where it was noticeable or was under the car or the like?
It was all the way on the bottom front side. Hard to explain, but its like in a case were the lights are situated. its not even on an "end" like where it could've hit something.
Am I better off disputing or claiming a claim?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1082 on: June 13, 2018, 09:36:16 AM »
Any other options? Try disputing the CC but I'm assuming I will loose because I signed the "no damages"? Should I try filling a claim or will be automatically denied because it is a porsche?
Did you confirm that a Porsche isn't covered? What modal was it?
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Offline yitzyul

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Re: Credit Card Car Rental Insurance
« Reply #1083 on: June 13, 2018, 09:41:56 AM »
Did you confirm that a Porsche isn't covered? What modal was it?
Porsche 911. It comes with insurance but $1500 Euro deductible.


"Expensive, exotic, and antique automobiles; vans designed to carry more than 8 people; vehicles that have an open cargo bed; trucks; motorcycles, mopeds, and motorbikes; limousines; and recreational vehicles"

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1084 on: June 13, 2018, 09:48:29 AM »
Porsche 911. It comes with insurance but $1500 Euro deductible.


"Expensive, exotic, and antique automobiles; vans designed to carry more than 8 people; vehicles that have an open cargo bed; trucks; motorcycles, mopeds, and motorbikes; limousines; and recreational vehicles"
Which one are you assuming it's under?
Being that it seems you have no other choice, id file the complaint with Chase, but don't give the information to the rental company, until you give up on fighting them
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Offline yitzyul

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Re: Credit Card Car Rental Insurance
« Reply #1085 on: June 13, 2018, 09:49:53 AM »
Which one are you assuming it's under?
Being that it seems you have no other choice, id file the complaint with Chase, but don't give the information to the rental company, until you give up on fighting them
Exotic and expensive.

Not sure I understood you.
File insurance claim and then dispute the charge?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1086 on: June 13, 2018, 09:59:39 AM »
Exotic and expensive.

Not sure I understood you.
File insurance claim and then dispute the charge?
File a claim with Chase, but don't let the company you rented from know, as well as Dispute it with the company you rented from.
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Offline yitzyul

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Re: Credit Card Car Rental Insurance
« Reply #1087 on: June 13, 2018, 10:01:39 AM »
File a claim with Chase, but don't let the company you rented from know, as well as Dispute it with the company you rented from.
Thank You!

Offline a good yeshiva bachur

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Re: Credit Card Car Rental Insurance
« Reply #1088 on: June 15, 2018, 01:59:07 PM »
is it true that the Citi Business AAdvantage cc offers primary CDW??
Can anyone confirm?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1089 on: June 15, 2018, 03:17:46 PM »
Read the T & C
Although I'm fairly certain it doesn't.

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Offline Luvisrael

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Re: Credit Card Car Rental Insurance
« Reply #1090 on: June 18, 2018, 02:19:16 PM »
Guys , just a heads up if ur using Chase's rental insurance. They don't cover if rental is for 32 days or over INCLUDING date taken and returned. Double check the calendar before u book

Offline davidd75

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Re: Credit Card Car Rental Insurance
« Reply #1091 on: June 25, 2018, 01:08:50 PM »
which companies will easily let you reserve with one cc (for insurance) and switch to another cc (reimbursement for travel charges) when you return the car because I have found that some of the smaller companies for some reason will give you a tough time trying to do that

Offline a good yeshiva bachur

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Re: Credit Card Car Rental Insurance
« Reply #1092 on: June 26, 2018, 01:22:04 AM »
Although I'm fairly certain it doesn't.
A quick google search came up with the opposite answer, Iím just wondering if anyone might know for sure...

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1093 on: June 26, 2018, 01:29:22 AM »
A quick google search came up with the opposite answer, Iím just wondering if anyone might know for sure...
You didn't look hard enough. Took me 2 minutes (I don't have the card to have the actual T&C) to find the T&C online.
The answer is no. It is only secondary coverage on the US.
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Offline shmoe joe

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Re: Credit Card Car Rental Insurance
« Reply #1094 on: July 04, 2018, 08:23:55 PM »
I my made my friends an additional on my spg cc and while renting a car on that card he had a accident. Will Hertz charge my friend or me? And if not will I be involved in any way?
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