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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 132144 times)

Offline Rental

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Re: Credit Card Car Rental Insurance
« Reply #1155 on: August 26, 2019, 05:56:05 PM »
Hoping this is the right place to post.

I've rented a car in Israel using my Chase Sapphire card. Being that I did not have the physical card on me, the car rental company took an Israeli card as a backup, but agreed to bill my Chase card. I rented the car for a day and made a tiny scratch on one side. As per the examiner, this scratch ended up costing me over $1000.00. The rental company billed my card for the full amount (which I authorized when Chase called to check if it was fraud). The agent reassured me that Chase would cover the full amount and even assisted with uploading the docs on Eclaims.
After back and forth with Chase for a while, they needed to translate the docs etc, they told me that there's an error with my rental agreement. It seems like on both the Initial and Final Rental Agreement the agent mistakenly wrote that he billed my Israeli Visa (last for digits are that card)
Charges were never even made on that card and all was billed on the Chase Sapphire card.
Is there anyway to rectify this? Would documentation from the rental company explaining that the wrong card was placed on file, with corrected contracts help?

Any advice would be greatly appreciated.

Offline Danlover111

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Re: Credit Card Car Rental Insurance
« Reply #1156 on: August 27, 2019, 06:20:21 AM »
does amex brilliant have worldwide coverage

Offline nucheiner

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Re: Credit Card Car Rental Insurance
« Reply #1157 on: August 29, 2019, 01:13:17 AM »
Trying to help a relative.

Small fender bender near San Diego. The city doesn't provide police reports for non injury accidents. Rental is from sixt booked on Sapphire Reserve. Was fault of other driver and he has the at-faults driver insurance info and DL.

What's the best way to deal with this? Report to Sixt or wait on them?

Offline DanH

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Re: Credit Card Car Rental Insurance
« Reply #1158 on: October 02, 2019, 04:57:23 AM »
My Citi Premiere World Elite (MC) no longer covers car rental insurance.
For tech help feel free to Telegram me @DanTechSupp

Offline Agoldsc1

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Re: Credit Card Car Rental Insurance
« Reply #1159 on: October 17, 2019, 10:23:22 AM »
Is it possible to obtain CDW with a credit card if paying for the rental using Delta miles, but putting the taxes on the CC? I know that for airline delay coverage, paying taxes on an award booking is sufficient with some CC. Wondering if it's the same here. Thanks!!

Offline ab613

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Re: Credit Card Car Rental Insurance
« Reply #1160 on: October 17, 2019, 05:18:40 PM »
Is it possible to obtain CDW with a credit card if paying for the rental using Delta miles, but putting the taxes on the CC? I know that for airline delay coverage, paying taxes on an award booking is sufficient with some CC. Wondering if it's the same here. Thanks!!
From the wiki: There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

Offline shmooz

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Re: Credit Card Car Rental Insurance
« Reply #1161 on: October 17, 2019, 07:22:02 PM »
Is it possible to obtain CDW with a credit card if paying for the rental using Delta miles, but putting the taxes on the CC? I know that for airline delay coverage, paying taxes on an award booking is sufficient with some CC. Wondering if it's the same here. Thanks!!

Not every credit card is the same necessarily, don't take a risk, call the credit card company yourself to verify

Online Luvisrael

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Re: Credit Card Car Rental Insurance
« Reply #1162 on: Today at 01:48:51 PM »
Does amex delta platinum cover in Israel?