Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.


Author Topic: Credit Card Car Rental Insurance  (Read 163146 times)

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #1200 on: April 01, 2020, 02:59:33 PM »
*UPDATE*
after A LOT of back and forth with amex, turns out they had all the documentation they needed to file the damages CDW claim. they pushed it off 100xs saying they needed more. I was emailing and calling budget asking for more info and then would realize that i had the info i needed. also, we realized that amex needed to get someone to translate some of the paperwork.
they finally paid the 8k in damages.
the other 3k, was in dispute for almost 3 months. i think the ppl from the CDW department ended up helping my dispute for the 3k, saying that this 3k "diminishment" charge was BS and they eventually sided with me, taking the charge off.

so after getting into the accident in July, they eventually paid and covered everything about mid Feb.

loooooong crazy saga, but the moral of the story is, you needa be in it for the long haul, spend a lot of time, and pray. i got a decent, somewhat reasonable claims adjuster from amex. this would not have worked out well if i got someone that was more of a stickler or lazy.
Happy to hear.

It definitely means that ppl need to be aware of this new charge and try to fight it from the getgo

Offline BB

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Re: Credit Card Car Rental Insurance
« Reply #1201 on: April 28, 2020, 01:05:25 AM »
B"H

If anyone can help me with this, would greatly appreciate it.

Rented using a BofA visa, and made a claim for collision for a rental. Unfortunately I missed the deadline of 100 days (I think is 110). I called and they said I can email them to dispute the decision.

Does anyone have any experience what situations they would accept as a legitimate reason to overturn the decision?

I did speak to them on the phone last month to discuss what I needed to do, (the rental company was taking a long time to get the paperwork) and they didn't make any mention of the deadline, made it sound like it wasn't a big deal.

I also was out of the office without access to my computer for several weeks because of Covid-19 stay at home order.

Thanks!!

Offline points 99

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Re: Credit Card Car Rental Insurance
« Reply #1202 on: September 29, 2020, 02:03:40 PM »
Is there a master thread for which credit cards still offer insurance, if the insurance is primary, and if it covers in Israel. Would be great if there was a wiki that everyone can help fill in the info

Offline shmoe joe

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Re: Credit Card Car Rental Insurance
« Reply #1203 on: Yesterday at 01:47:31 AM »
I was rear ended in the beginning of July. Amex still doesn’t have all documents from hertz. Should I keep on nagging hertz or should I let things roll?
give some love (likes) to a brother!

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #1204 on: Yesterday at 08:15:06 AM »
I was rear ended in the beginning of July. Amex still doesn’t have all documents from hertz. Should I keep on nagging hertz or should I let things roll?
Hertz USA?
Car Rentals in Israel - http://www.rechev.rentals/