Credit Card Car Rental Insurance

[HoKo]

Amex rental insurance T&C states that no insurance is provided for vans with a seating capacity over 8 passengers.

[Essen est zich]

Amex rental insurance T&C states that no insurance is provided for vans with a seating capacity over 8 passengers.

Even with amex premium coverage?

[HoKo]

Even with amex premium coverage?

You might be right. I can't find any exclusionary logic regarding number of passengers at this site: https://feeservices.americanexpress.com/premium/car-rental-insurance-coverage/home.do

Maybe the T&C I was looking at earlier was for the coverage that comes automatically with the Platinum card

[beirush228]

Rented a minivan with Avis using my Chase Saffire Reserve card. The minivan was totaled and Boruch Hashem no one was hurt. Can someone with experience pm me with wjat my next step should be? Currently getting to a hotel off the highway in Cali with my family and pretty overwhelmed.

[WonderingYid]

Is a AU covered for a rental car with the CSP?

[Joel]

Any card that offers insurance more then 30-40 days? what do you do for a long term rental? 

[Platinum]

Any card that offers insurance more then 30-40 days? what do you do for a long term rental? 

Close it and reopen it every six weeks.

[Joel]

Close it and reopen it every six weeks.

I don't understand how that's done?

[HoKo]

I don't understand how that's done?

I think he might be saying to return the rental every 6 weeks and begin a new rental...certainly a bit of a hassle for you but might be worth it depending on how far you are from a rental location

[Medic97]

I am renting a premium suv from enterprise, range rove, for the first time. Is this something that would be covered under my chase sapphire preferred card even though I am an authorized card holder and not the main?

[neveryou]

I am renting a premium suv from enterprise, range rove, for the first time. Is this something that would be covered under my chase sapphire preferred card even though I am an authorized card holder and not the main?

Call and ask

I once rented a range rover evoque on sapphire reserve, I called chase and asked if its covered,  they told me it wasn't

[Freddie]

Is there a card that will cover any driver, even if that driver is not officially listed on the rental agreement?
Alternatively, are there any rental companies that will allow you to add a driver without them being present at the rental location?

[Essen est zich]

Is there a card that will cover any driver, even if that driver is not officially listed on the rental agreement?
Alternatively, are there any rental companies that will allow you to add a driver without them being present at the rental location?

Heimishe rentals or i think (am not sure) business rentals (ie hertz entertainment, like when camps rent cars for staff).

[Eitan36]

I am renting a premium suv from enterprise, range rove, for the first time. Is this something that would be covered under my chase sapphire preferred card even though I am an authorized card holder and not the main?

This is what it says in the Benefits Guide: "Examples of high value motor vehicles or exotic car brands not covered are Alfa Romeo, Aston Martin, Bentley, Corvette, Ferrari, Jaguar, Lamborghini, Lotus, Maserati, Maybach, McLaren, Porsche, Rolls Royce, and Tesla; However, selected models of Audi, BMW, Mercedes-Benz, Cadillac, Infiniti, Land Rover, Lexus, Lincoln, and Range Rover are covered."

Also:  "You are covered when Your name is embossed on an eligible card issued in the United States, and You use Your credit card Account and/or rewards programs associated with Your Account to initiate and complete Your entire car rental transaction. Only You, as the primary renter of the vehicle, and any additional drivers permitted by the Rental Car Agreement are covered."

[3yummyboys]

If I book a car rental on my Sapphire for someone else, will they have coverage?

[El Capitan]

If I use hertz points to cover a rental partially will my CSP or Venture X cover me if I pay the rest on it? Sorry if this was asked already. Tried searching

[shmoe joe]

yes to the best of my knowledge

[shmoe joe]

can i buy by geico insurance just for car rental?

[Freecountry]

I was thinking about renting a Tesla from hertz as they continue to roll out the 100k they bought. I checked the T&C for CSP rental coverage and I see Tesla is specifically excluded. Thought I’d just put this out there as Teslas become more common to rent.

“Certain vehicles are not covered by this benefit, including: high value motor vehicles, exotic and antique cars (cars over twenty (20) years old or that have not been manufactured for ten (10) years or more), cargo vans, vehicles with open cargo beds, trucks, (other than pick- ups), motorcycles, mopeds, motorbikes, limousines, recreational vehicles, and passenger vans with seating for more than nine (9) people, including the driver (passenger vans with seating for nine (9) or less, including the driver, are covered).
• Examplesofhighvaluemotorvehiclesorexoticcarbrandsnot covered are Alfa Romeo, Aston Martin, Bentley, Corvette, Ferrari, Jaguar, Lamborghini, Lotus, Maserati, Maybach, McLaren, Porsche, Rolls Royce, and Tesla;”

[sillypainter]

I was thinking about renting a Tesla from hertz as they continue to roll out the 100k they bought. I checked the T&C for CSP rental coverage and I see Tesla is specifically excluded. Thought I’d just put this out there as Teslas become more common to rent.

“Certain vehicles are not covered by this benefit, including: high value motor vehicles, exotic and antique cars (cars over twenty (20) years old or that have not been manufactured for ten (10) years or more), cargo vans, vehicles with open cargo beds, trucks, (other than pick- ups), motorcycles, mopeds, motorbikes, limousines, recreational vehicles, and passenger vans with seating for more than nine (9) people, including the driver (passenger vans with seating for nine (9) or less, including the driver, are covered).
• Examplesofhighvaluemotorvehiclesorexoticcarbrandsnot covered are Alfa Romeo, Aston Martin, Bentley, Corvette, Ferrari, Jaguar, Lamborghini, Lotus, Maserati, Maybach, McLaren, Porsche, Rolls Royce, and Tesla;”

Thanks. Rented a Y in Chicago, and used my CSP. Glad I didn't know beforehand.