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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

Those that do NOT have a credit card insurance, here is an alternative:  https://worldwideinsure.org.

Author Topic: Credit Card Car Rental Insurance  (Read 427675 times)

Offline Parker

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Re: Credit Card Car Rental Insurance
« Reply #1320 on: August 08, 2024, 10:26:34 PM »
After a fast search it seems to me that none of the Credit cards offer Car rental protection in Israel, is this correct?


.




.



After a fast search in the wiki I saw that Chase Saphire and Amex Gold cover Loss Damage Waiver/ Collision (CDW/LDW)
Not Liability.
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Offline Thinking about it

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Re: Credit Card Car Rental Insurance
« Reply #1321 on: August 09, 2024, 12:08:01 AM »
After a fast search in the wiki I saw that Chase Saphire and Amex Gold cover Loss Damage Waiver/ Collision (CDW/LDW)
Not Liability.
Thanks, Just checked it looks like Sapphire covers, not sure where you found Amex gold.
Anyone knows of more cards or experience?

----
Btw, I think about Liability, none of the cards offer (including Amex premium protection).

Offline aryeh1

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Re: Credit Card Car Rental Insurance
« Reply #1322 on: August 11, 2024, 11:52:23 AM »
If I booked a prepaid rental with a different credit card than with the the name of the driver picking it up using priceline. Can a different card be used at check in that has CDW coverage as per the rental company , it's the card that they put the deposit on that has to have the CDW coverage. Does this make sense?

In other words if paying just deposit on the card, will it still have CDW coverage?

Tia
« Last Edit: August 11, 2024, 12:56:47 PM by aryeh1 »

Offline bznt

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Re: Credit Card Car Rental Insurance
« Reply #1323 on: August 11, 2024, 02:01:16 PM »
If I booked a prepaid rental with a different credit card than with the the name of the driver picking it up using priceline. Can a different card be used at check in that has CDW coverage as per the rental company , it's the card that they put the deposit on that has to have the CDW coverage. Does this make sense?

In other words if paying just deposit on the card, will it still have CDW coverage?

Tia
Put everything on the card with CDW.
When you return the car and you did not have to use the coverage of that card, tell them that you want to use the other card for the charge of the rental.

Offline aryeh1

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Re: Credit Card Car Rental Insurance
« Reply #1324 on: August 11, 2024, 02:06:39 PM »
Put everything on the card with CDW.
When you return the car and you did not have to use the coverage of that card, tell them that you want to use the other card for the charge of the rental.

Thanks. The thing is other card was already charged for priceline prepaid reservation (has cdw but name doesn't match driver) and can't change it. Now will need to give card that matches driver with cdw coverage at time of rental for deposit. Issue is it's 2 different cards (one user for priceline has different name than driver). Just wondering if CDW coverage will still work and how to make it work in this situation?

Offline Jacob88

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Re: Credit Card Car Rental Insurance
« Reply #1325 on: September 03, 2024, 12:35:31 PM »
Thanks, Just checked it looks like Sapphire covers, not sure where you found Amex gold.
Anyone knows of more cards or experience?

----
Btw, I think about Liability, none of the cards offer (including Amex premium protection).
Just checking to see if you found an answer to this...
Curious to see if you went with your credit card or with the rental company insurance...

Offline Pad18

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Re: Credit Card Car Rental Insurance
« Reply #1326 on: September 18, 2024, 10:44:17 AM »
I am lost here, I have the following:
Capital one Venture X
Chase Business Preferred Ink
Chase Sapphire Preferred

All of them have the following language in the letter :
*Capital One Venture X* :
This coverage applies in countries other than the Republic of Ireland, Northern Ireland, Jamaica, and Israel

*Chase Sapphire Preferred*
This includes the previously excluded countries of the
Republic of Ireland, Northern Ireland, Israel and Jamaica.


So does it means I am not convert when renting in Israel ??

Offline baron

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Re: Credit Card Car Rental Insurance
« Reply #1327 on: September 18, 2024, 02:30:14 PM »
I am lost here, I have the following:
Capital one Venture X
Chase Business Preferred Ink
Chase Sapphire Preferred

All of them have the following language in the letter :
*Capital One Venture X* :
This coverage applies in countries other than the Republic of Ireland, Northern Ireland, Jamaica, and Israel

*Chase Sapphire Preferred*
This includes the previously excluded countries of the
Republic of Ireland, Northern Ireland, Israel and Jamaica.


So does it means I am not convert when renting in Israel ??
It means the ventureX does not cover EY, the sapphire does.

Offline yfr bachur

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Re: Credit Card Car Rental Insurance
« Reply #1328 on: September 19, 2024, 06:35:59 AM »
After a fast search it seems to me that none of the Credit cards offer Car rental protection in Israel, is this correct?

Totaly wrong.
Try a non AI search  ;D

It means the ventureX does not cover EY, the sapphire does.

Interesting, the Quicksilver DOES cover IL.

Offline shmooz

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Re: Credit Card Car Rental Insurance
« Reply #1329 on: December 03, 2024, 07:20:59 PM »
With Chase moving coverage to a different underwriter, the language shows they cover up to $60k on a car up to $125k MSRP.
 It doesn't take too much for a car to cost $60k nowadays, what happens if said car is stolen? They only cover $60k? Your own insurance covers the rest?

Offline Jack Last

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Re: Credit Card Car Rental Insurance
« Reply #1330 on: December 19, 2024, 07:49:37 AM »
I made a claim for CDW in Israel on Chase sapphire with no issue.
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Offline Jack Last

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Re: Credit Card Car Rental Insurance
« Reply #1331 on: December 19, 2024, 07:54:38 AM »
Chase sapphire reserve can primary and AU both rent a car at the same time and both be covered?
Should not be a problem, I made a claim for both Primary and AU although not at the same time but it shows up as two different people and claims.
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Offline Wolf12

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Re: Credit Card Car Rental Insurance
« Reply #1332 on: January 21, 2025, 10:58:42 PM »
Do you know if I can use my wife sapphire card on my reservation if she's not a driver. I'm not an AU.

Will they cover?

Offline baron

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Re: Credit Card Car Rental Insurance
« Reply #1333 on: January 22, 2025, 07:00:24 PM »
Do you know if I can use my wife sapphire card on my reservation if she's not a driver. I'm not an AU.

Will they cover?
No. Even if she was a driver I don’t think it would cover. Anyway don’t use chase, use an Amex enrolled in primary. It’s worth it.

Offline TzviR

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Re: Credit Card Car Rental Insurance
« Reply #1334 on: January 22, 2025, 07:42:32 PM »
Even if she was a driver I don’t think it would cover.
Chase doesn't cover women drivers? Are they really that bad?  :P

On a more serious note, why do you think that? My understanding (not sure from where though so maybe I made it up) was that all drivers are covered through the card as long as the renter is the cardholder.

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Offline baron

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Re: Credit Card Car Rental Insurance
« Reply #1335 on: January 22, 2025, 07:45:10 PM »
Chase doesn't cover women drivers? Are they really that bad?  :P

On a more serious note, why do you think that? My understanding (not sure from where though so maybe I made it up) was that all drivers are covered through the card as long as the Main renter is the cardholder.

Offline TzviR

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Re: Credit Card Car Rental Insurance
« Reply #1336 on: January 22, 2025, 08:01:23 PM »

Right but that's easily solvable (unless you have status or are booking with points)

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Offline baron

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Re: Credit Card Car Rental Insurance
« Reply #1337 on: January 22, 2025, 09:20:01 PM »
Right but that's easily solvable (unless you have status or are booking with points)
You’d’ve only solved what you knew was an issue.

Offline Jack Last

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Re: Credit Card Car Rental Insurance
« Reply #1338 on: January 23, 2025, 11:04:42 AM »
No. Even if she was a driver I don’t think it would cover. Anyway don’t use chase, use an Amex enrolled in primary. It’s worth it.
Why not use CSR? I've gotten thousands of $$ from their insurance, Primary as well.
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Offline baron

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Re: Credit Card Car Rental Insurance
« Reply #1339 on: January 23, 2025, 03:07:14 PM »
Why not use CSR? I've gotten thousands of $$ from their insurance, Primary as well.
There’ve been quite a bunch of horror stories from them as well. Even for the successes Amex is a lot easier to deal with in many people’s experience. No repetitive requests for docs etc. Also note that chase just changed to another uw. There’s also the loss in value after repairs that chase doesn’t cover. Amex does.