Credit Card Car Rental Insurance

[hello202]

My BIL in bmg is looking for a credit card to cover cdw. He's canadian so can't get his own (american) card. I want to add him as a AU on my chase sapphire so he can be covered. Am I correct to assume that he will have primary cdw since he has no auto insurance policy even though I'm a NY resident? Does it make a difference when adding him as an AU where I'm saying he's living? (if they even ask)

Still unclear if any of above comments answered my original question though. Will my BIL as a non NY resident being an AU on my (NY) sapphire get him his own PRIMARY cdw

[Jack Last]

Still unclear if any of above comments answered my original question though. Will my BIL as a non NY resident being an AU on my (NY) sapphire get him his own PRIMARY cdw

I have done this for BIL living in Israel automatically filed as if he lived at my home address and have gotten money from insurance.

[hello202]

I have done this for BIL living in Israel automatically filed as if he lived at my home address and have gotten money from insurance.

But if I file that he's by my house address then he's bound to NY policy that will only give him secondary and not primary cdw

[Jack Last]

BTW I just read the fine print and he should be fine. If you don’t have primary car insurance. “New York Residents, inside the United States coverage is primary unless You have personal automobile insurance in which case it is excess." or quote
"This means that if You have another insurance
policy that will cover the cost of damage or theft to the Rental
Vehicle, this benefit will cover only the amount Your other
policies do not."

[baron]

BTW I just read the fine print and he should be fine. If you don’t have primary car insurance. “New York Residents, inside the United States coverage is primary unless You have personal automobile insurance in which case it is excess." or quote
"This means that if You have another insurance
policy that will cover the cost of damage or theft to the Rental
Vehicle, this benefit will cover only the amount Your other
policies do not."

With children for example this isn’t necessarily true.

[613Ari]

Does Sapphire preferred or United explorer offer anything in Israel?

If yes, what kind of coverage?
Ik Amex plat does not

[dansdealsfan5]

Hi All

According to what I'm reading it seems that the new Assurant coverage for chase cards covers car rentals in Israel as primary coverage. Is that correct? Has there been an upgrade for us all?

Here is a link to the freedom benefits - https://www.chasebenefits.com/freedom2

Thanks

[Sam1297]

If I book and pay for a car rental using chase points, is there any way for me to still activate my credit card insurance? There still are some fees that will be due at the counter that I plan on using my sapphire preferred for.

[cgr]

If I book and pay for a car rental using chase points, is there any way for me to still activate my credit card insurance? There still are some fees that will be due at the counter that I plan on using my sapphire preferred for.

Chase insurance kicks in even if it's booked with points (UR).

https://www.chase.com/personal/credit-cards/education/basics/using-chase-ultimate-rewards-for-rental-cars

[Jack Last]

You can call the chase benefits to receive itemized receipt [for a booking made completely with points which will not show on your statement] in order to make a claim.

[Jack Last]

Unfortunately I have too much experience making rental claims with them...