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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 131696 times)

Offline Jm1248

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Re: Credit Card Car Rental Insurance
« Reply #540 on: August 03, 2015, 08:51:43 PM »

Offline coralsnake

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Offline MosheD

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Re: Credit Card Car Rental Insurance
« Reply #542 on: August 12, 2015, 12:36:42 PM »
K sorry haven't read through entire thread, but always hoped I wouldn't have to...
Anyway, I have a rental from hertz Las on Chase IP, (don't have sp, and left umpe at home as I don't use it for spending...) and got a flat. I was unable to change myself (I know), and had to pay a guy. Also, returned car on empty (i know again). What am I covered for, and what can I expect hertz to charge me?

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #543 on: August 19, 2015, 05:08:47 PM »
K sorry haven't read through entire thread, but always hoped I wouldn't have to...
Anyway, I have a rental from hertz Las on Chase IP, (don't have sp, and left umpe at home as I don't use it for spending...) and got a flat. I was unable to change myself (I know), and had to pay a guy. Also, returned car on empty (i know again). What am I covered for, and what can I expect hertz to charge me?
Visa insurers flat tires. Was it a visa rental?

Offline shwarmabob

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Re: Credit Card Car Rental Insurance
« Reply #544 on: August 21, 2015, 01:34:11 AM »
I rented a car from Hertz at TLV using a Chase United Visa card. I didn't have a print out that this card covers CDW and Hertz insisted that I put their CDW on the contract. They told me that I can bring the CWD proof  when I return the car and they can modify the contract then. With my family looking over my shoulders after a long flight I did the stupid thing and instead of calling Visa to email me a proof I agreed to the hertz conditions and drove off. Once settling down at our friends apartment, I did call Visa and received the email proof about the coverage. Sure enough two days ago someone bumped the car while it was parked in Tzfat. Will hertz honor their word and modify the contract to the chase coverage when I return the car or will I have to pay the hertz deductible which is quite a bit of money? Thanks

Offline Sam Finkelstein

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Re: Credit Card Car Rental Insurance
« Reply #545 on: August 22, 2015, 11:26:50 PM »
If anyone's feeling like a sucker today:

https://youtu.be/WsqAJq3HT5Y
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Get back expired miles!
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Offline shwarmabob

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Re: Credit Card Car Rental Insurance
« Reply #546 on: August 28, 2015, 12:13:19 PM »
If anyone's feeling like a sucker today:

https://youtu.be/WsqAJq3HT5Y
Thanks for cheering me up, but at the end they removed the CDW fees from the rental when I returned the car ;D. Now I just have to file with Chase

Offline sruly101

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Re: Credit Card Car Rental Insurance
« Reply #547 on: August 29, 2015, 07:47:43 PM »
Renting in NY, With which card should I rent, Amex Plat, or a citi Master card (double cash)

Offline talmid chuchem

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Re: Credit Card Car Rental Insurance
« Reply #548 on: August 31, 2015, 03:53:23 PM »
I rented a car from Hertz using UMPE on 6/29 for the summer vacation, & Iím supposed to give it back in the coming days. So it is a Multi Month rental & hertz says that they make a new rental agreement every 31 days (I saw it on a multi month contract, but I donít see it on my contract because by mistake my rental was only for 61 days, the customer service reps & my agent claims that if I return it later than 62 it automatically converts to a multi-month & then I should have a new contract)

I made a minor accident in the beginning of the rental period & I didnít make any police report for the accident, I went down together with the other driver to the precinct & they said that they can only make a report on the scene of the accident so now our only option is to make a civilian casualty report. When the other driver went to collision shop, the shop told him that he canít claim with a civilian casualty report & the only way to claim is that my insurance would call me & ask me if the accident happened, but I donít know how this will work with rental insurance. I would also like to know how to proceed with the return as the front bumper needs to be replaced & later on in the rental period it also got scratched in a few places.

I got a few questions:
1) As I didnít make a police report how can the other car that got damaged claim the insurance?
2) Will the CC cover the damage for my car?
3) Do I need to call chase before the return?
4) As I donít have a police report, maybe I shouldnít tell them that I had a accident with another vehicle & just tell them that I crashed into a gate? (then Iíll have to pay for the other vehicle with my money :( )

As itís the first time I rented I car I donít know all the details, please help me.
TIA
« Last Edit: August 31, 2015, 05:13:26 PM by talmid chuchem »

Offline shmooz

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Re: Credit Card Car Rental Insurance
« Reply #549 on: September 01, 2015, 02:49:11 AM »
You do need some help...
Firstly the insurance from cc will not cover the other car. It covers your car.
If you own a car your own insurance covers the other car.
a police report is not needed afaik.
If you dont own a car then i dont know how it works.

Maybe someone else can help with the.multi month. Generally cc will only cover rental less than a month.but it looks like hertz may break it up.

Offline talmid chuchem

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Re: Credit Card Car Rental Insurance
« Reply #550 on: September 01, 2015, 03:09:25 AM »
You do need some help...
Firstly the insurance from cc will not cover the other car. It covers your car.
If you own a car your own insurance covers the other car.
a police report is not needed afaik.
If you dont own a car then i dont know how it works.

Maybe someone else can help with the.multi month. Generally cc will only cover rental less than a month.but it looks like hertz may break it up.
Thanks!

Hertz doesn't have insurance on their vehicles that covers other cars? How are the legal to drive around if they don't have insurance?
If I get a new agreement then I can tell them the real story even without a police report?
Will hertz give me a new agreement via email?

Offline lauraitkin

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Re: Credit Card Car Rental Insurance
« Reply #551 on: September 01, 2015, 11:40:35 PM »
Hi,

I'm traveling with my husband and two kids B'H to Maui in July. We are looking to a rent an SUV for the course of our stay on the island. I had some questions regarding both the credit card and coverage for the rental.
1. Should I book the reservation using my Chase Freedom, Chase Ink Plus, or the American Express Blue Cash Preferred card?
2. Once I book the rental reservation, is it necessary to purchase additional insurance through the rental company? I just want to make sure that if gd forbid any damage occurs, I would have coverage.

Thank you so much for all your help!

Offline yochiek93

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Re: Credit Card Car Rental Insurance
« Reply #552 on: September 17, 2015, 05:13:36 AM »
does the aviator world mastercard cover cdw in israel?

Offline yelped

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Re: Credit Card Car Rental Insurance
« Reply #553 on: September 25, 2015, 12:56:52 PM »
Hi, I booked a car with Budget and declined additional coverage. I used an American Express SPG card, and I also have Liberty mutual insurance on my personal car at home. Am I covered through the regular insurance? If not, will amex cover me? Is there anything I can do to make them cover? Is it better than my regular insurance if it covers? Thanks!!

Offline YudiG

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Re: Credit Card Car Rental Insurance
« Reply #554 on: September 25, 2015, 08:53:53 PM »
if i rent with hertz and use points to cover 100 of a 120 rental...will amex not provide the cc portion of insurance?