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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 132171 times)

Offline JACKBLUE

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Re: Credit Card Car Rental Insurance
« Reply #885 on: June 18, 2017, 11:27:59 PM »

how do I get a letter from Chase saying they cover in Israel?
PUTAC

Offline Ddrill

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Re: Credit Card Car Rental Insurance
« Reply #886 on: June 20, 2017, 05:05:40 PM »
when renting a car with the usaa code showed here will I need to show them proof that it belongs to me?

Offline MBC

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Re: Credit Card Car Rental Insurance
« Reply #887 on: June 27, 2017, 04:58:02 PM »
I returned a National rental with damage. I got a bill in the mail and I paid right away.

I then proceeded to open a claim with citi (the cc i used), but they wouldn't pay one specific charge: diminishment of value.

So I asked National to waive that particular charge, but they said because I paid already and the case was closed, they can't reopen it and refund me. Otherwise they would've waived it.

Most credit cards don't cover diminished value so before paying make sure to negotiate.

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #888 on: June 27, 2017, 05:47:16 PM »


I returned a National rental with damage. I got a bill in the mail and I paid right away.

I then proceeded to open a claim with citi (the cc i used), but they wouldn't pay one specific charge: diminishment of value.

So I asked National to waive that particular charge, but they said because I paid already and the case was closed, they can't reopen it and refund me. Otherwise they would've waived it.

Most credit cards don't cover diminished value so before paying make sure to negotiate.


Ouch.

Is this the case for Amex plat and CSR?

Online skyguy918

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Re: Credit Card Car Rental Insurance
« Reply #889 on: June 27, 2017, 08:18:00 PM »
I returned a National rental with damage. I got a bill in the mail and I paid right away.

I then proceeded to open a claim with citi (the cc i used), but they wouldn't pay one specific charge: diminishment of value.

So I asked National to waive that particular charge, but they said because I paid already and the case was closed, they can't reopen it and refund me. Otherwise they would've waived it.

Most credit cards don't cover diminished value so before paying make sure to negotiate.
How much was it?

Offline MBC

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Re: Credit Card Car Rental Insurance
« Reply #890 on: June 27, 2017, 09:42:17 PM »
Damage + loss of use was around $3400, diminished value was around $300

Offline Scmcodes

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Re: Credit Card Car Rental Insurance
« Reply #891 on: June 28, 2017, 12:52:29 PM »
any reason to pay the amex $25 if I have the ink plus card?

Online talmid chuchem

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Re: Credit Card Car Rental Insurance
« Reply #892 on: July 09, 2017, 01:52:54 AM »
Took a rental from Hertz with amex plat (used the %20 off CDP), amex claims that I need a police report to get insurance coverage even for scratches. Can anyone comment on their experience with them?

Offline Danlover111

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Re: Credit Card Car Rental Insurance
« Reply #893 on: July 09, 2017, 11:51:48 PM »
Took a rental from Hertz with amex plat (used the %20 off CDP), amex claims that I need a police report to get insurance coverage even for scratches. Can anyone comment on their experience with them?
i filled a claim with them with out a police report, and it was a lot more than scratches

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #894 on: July 10, 2017, 12:25:29 AM »
Took a rental from Hertz with amex plat (used the %20 off CDP), amex claims that I need a police report to get insurance coverage even for scratches. Can anyone comment on their experience with them?
Makes no sense. Filed many claims over the years, that's a first.

Offline Sam Finkelstein

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Re: Credit Card Car Rental Insurance
« Reply #895 on: July 10, 2017, 07:15:54 PM »
How does Amex secondary coverage work for someone without his own insurance?
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Offline nafnaf12

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Re: Credit Card Car Rental Insurance
« Reply #896 on: July 15, 2017, 02:49:23 PM »
How does Amex secondary coverage work for someone without his own insurance?
it doesn't lol, i think if your insurance isn't willing to cover or completely covered, then amex steps in.

Does SPG cover in Israel? Also for AU?
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Offline E-MAN

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Re: Credit Card Car Rental Insurance
« Reply #897 on: July 17, 2017, 04:24:38 PM »
Is a letter from Chase still required when renting in TLV? Using CSR. Thanks

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #898 on: July 17, 2017, 04:29:14 PM »
No
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Offline aporush82

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Re: Credit Card Car Rental Insurance
« Reply #899 on: July 18, 2017, 01:41:29 AM »
Does anyone know if renting a car under a Business card which offers Primary (such as the Business Inks or Capitol One Sparks) covers CDW if the rental is booked as leisure? Additionally, is there any negative impact if the rental is booked as a business trip even though it isn't?