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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 129675 times)

Offline politicsmart

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Re: Credit Card Car Rental Insurance
« Reply #990 on: January 22, 2018, 07:43:26 PM »
Primary
So to make sure. I have insurance on my own car and I ranted now a car with my chase sapphire preferred (not the reserve card ) and the side mirror got broken will they charge the credit card or my insurance? Will it go on my records by the insurance company?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #991 on: January 22, 2018, 07:44:33 PM »
So to make sure. I have insurance on my own car and I ranted now a car with my chase sapphire preferred (not the reserve card ) and the side mirror got broken will they charge the credit card or my insurance? Will it go on my records by the insurance company?
You have to file a complaint with the credit card company to pay.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline politicsmart

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Re: Credit Card Car Rental Insurance
« Reply #992 on: January 22, 2018, 07:46:33 PM »
You have to file a complaint with the credit card company to pay.
Need to file the complaint before I give back my car?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #993 on: January 22, 2018, 07:47:16 PM »
Need to file the complaint before I give back my car?
No, you need to file with the rental company first.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline politicsmart

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Re: Credit Card Car Rental Insurance
« Reply #994 on: January 22, 2018, 07:48:07 PM »
No, you need to file with the rental company first.
Thanks

Offline politicsmart

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Re: Credit Card Car Rental Insurance
« Reply #995 on: January 23, 2018, 12:59:31 PM »
No, you need to file with the rental company first.
Do I need a police report or could I just tell them the story?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #996 on: January 23, 2018, 01:00:43 PM »
Do I need a police report or could I just tell them the story?
For the CC company you officially need it, not for the rental company.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #997 on: January 23, 2018, 02:04:18 PM »
For the CC company you officially need it, not for the rental company.
Are you sure?

I've never filed a Police report for the CC insurance.

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #998 on: January 23, 2018, 02:05:21 PM »
Are you sure?

I've never filed a Police report for the CC insurance.
"Officially" with both chase and Amex, I haven't seen anyone have a problem with Chase, with Amex I've seen.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #999 on: January 23, 2018, 02:09:22 PM »
"Officially" with both chase and Amex, I haven't seen anyone have a problem with Chase, with Amex I've seen.
So what happens if when returning they see a scratch. Your supposed to call the cops?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1000 on: January 23, 2018, 02:10:27 PM »
So what happens if when returning they see a scratch. Your supposed to call the cops?
I've always wondered and hoped it never happened, the one time I needed to use my CC insurance was on my CSR and they didn't need a report.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #1001 on: January 23, 2018, 02:21:32 PM »
I've always wondered and hoped it never happened, the one time I needed to use my CC insurance was on my CSR and they didn't need a report.
Doesn't sound right.

You personally know someone that had an issue with Amex refusing the claim even though the rental company charged for it because of a Police report?

Offline Moshe26

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Re: Credit Card Car Rental Insurance
« Reply #1002 on: January 24, 2018, 02:11:42 PM »
if i used my CSR as my Collision Damage waiver when picking up car in TLV, can i call budget now and change my card to amex BP?

Offline Moshe26

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Re: Credit Card Car Rental Insurance
« Reply #1003 on: January 25, 2018, 07:02:59 AM »
Anyone? Returning the car on Sunday

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1004 on: January 25, 2018, 07:27:24 AM »
Anyone? Returning the car on Sunday
Even if they could (which they can't), you wouldn't have coverage.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch