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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.


Author Topic: Credit Card Car Rental Insurance  (Read 134930 times)

Offline MC

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Re: Credit Card Car Rental Insurance
« Reply #420 on: December 11, 2014, 02:51:05 PM »

SP = Starwood Preffered?
UMPE =?
SP- Sapphire Preferred
UMPE- United Mileage Plus Explorer 

Offline M

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Re: Credit Card Car Rental Insurance
« Reply #421 on: December 11, 2014, 02:52:20 PM »
SP- Sapphire Preferred
UMPE- United Mileage Plus Explorer

Thank you.

Offline bobthebuilder

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Re: Credit Card Car Rental Insurance
« Reply #422 on: December 14, 2014, 08:03:14 PM »
Interesting scenario came up and was looking for input on the matter.
Person A was driving his car and person B hit him, insurance got him a replacement rental car. While driving the rental replacement a third person hits/run person A (the rental). The credit card doesnt cover because the bill was sent to insurance company of person B. What options does he have? Who will be responsible to pay?

Offline bestwatchman

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Re: Credit Card Car Rental Insurance
« Reply #423 on: December 23, 2014, 08:03:01 PM »
Real shot in the dark here but I'm desperate! Returning a month rental (rented on sp) tomorrow. Tonight, came home from a menorah lighting an hour away and left my wallet in the car. (Took it out to pay tolls). Lots of money in there. Any cards cover things stolen from in the car??

Offline thaber

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Re: Credit Card Car Rental Insurance
« Reply #424 on: December 25, 2014, 11:47:22 AM »
Real shot in the dark here but I'm desperate! Returning a month rental (rented on sp) tomorrow. Tonight, came home from a menorah lighting an hour away and left my wallet in the car. (Took it out to pay tolls). Lots of money in there. Any cards cover things stolen from in the car??
probably not, but your renters/ homeowners insurance very possibly does.

Offline YSP

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Re: Credit Card Car Rental Insurance
« Reply #425 on: December 25, 2014, 02:46:33 PM »
probably not, but your renters/ homeowners insurance very possibly does.
The home/renters policies have a limit on coverage for cash.

Offline artee

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Re: Credit Card Car Rental Insurance
« Reply #426 on: January 12, 2015, 11:47:11 PM »
Geico is renting me a car tomorrow while mine gets fixed. Can i still use amex or sp for primary coverage if i'm not paying the bill?

Offline sammy n

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Re: Credit Card Car Rental Insurance
« Reply #427 on: January 13, 2015, 07:48:17 AM »

Geico is renting me a car tomorrow while mine gets fixed. Can i still use amex or sp for primary coverage if i'm not paying the bill?
CC insurance only covers of the rental was paid for with it.

Offline artee

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Re: Credit Card Car Rental Insurance
« Reply #428 on: January 13, 2015, 08:42:09 AM »
CC insurance only covers of the rental was paid for with it.
Geico is covering $50 a day. If say I take a rental that would cost me $51 a day and pay the extra dollar with my spg would that suffice?

Offline SRM

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Re: Credit Card Car Rental Insurance
« Reply #429 on: January 29, 2015, 08:17:28 AM »
Not sure if this is the correct thread...I'm trying to figure out which is the best credit card to use for a rental car in the U.S.; Chase Ink, Chase Sapphire or Amex Gold? TIA

Offline Dr Moose

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Re: Credit Card Car Rental Insurance
« Reply #430 on: January 29, 2015, 08:20:46 AM »
Not sure if this is the correct thread...I'm trying to figure out which is the best credit card to use for a rental car in the U.S.; Chase Ink, Chase Sapphire or Amex Gold? TIA
sapphire preferred gives you primary, amex - if you pay $25 will give you primary and more coverage
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Offline Sammy12345

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Re: Credit Card Car Rental Insurance
« Reply #431 on: February 04, 2015, 12:02:39 PM »
I am looking to rent a car and there is a whole line of different insurances:

Collision Damage Waiver (CDW)

Personal Accident Insurance (PAI)

Special Coverage

Supplemental Liability Insurance (SLI)

I am not such a big בקי in these insurances but if I were to go with the amex option for 24.95 will i be covered for all that i need (meaning all that is listed above)? 

I called to ask if the regular card benefit covers convertibles they told me only cars up to 50k....

Offline Dr Moose

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Re: Credit Card Car Rental Insurance
« Reply #432 on: February 04, 2015, 12:30:36 PM »


I am looking to rent a car and there is a whole line of different insurances:

Collision Damage Waiver (CDW)

Personal Accident Insurance (PAI)

Special Coverage

Supplemental Liability Insurance (SLI)

I am not such a big בקי in these insurances but if I were to go with the amex option for 24.95 will i be covered for all that i need (meaning all that is listed above)? 

I called to ask if the regular card benefit covers convertibles they told me only cars up to 50k....
Amex will only cover you for CDW
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Offline keemster26

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Re: Credit Card Car Rental Insurance
« Reply #433 on: February 04, 2015, 12:53:17 PM »
Does CSP also have roadside assistance?

Offline nafnaf12

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Re: Credit Card Car Rental Insurance
« Reply #434 on: February 04, 2015, 02:44:27 PM »
UMEC au is covered? If yes
And does that cover convertibles?
« Last Edit: February 04, 2015, 02:49:51 PM by nafnaf12 »
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