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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 133666 times)

Offline bznt

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Re: Credit Card Car Rental Insurance
« Reply #450 on: April 26, 2015, 07:56:29 AM »
Does the csp insurance  cover a authorized user in Europe?

Offline yitrap

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Re: Credit Card Car Rental Insurance
« Reply #451 on: April 26, 2015, 09:55:55 AM »

Does the csp insurance  cover a authorized user in Europe?
As long as it's a country that has coverage it does, why would it be different then the US?

Offline jediwho

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Re: Credit Card Car Rental Insurance
« Reply #452 on: April 26, 2015, 11:32:36 AM »
No, you don't.
Plus, outside of your country of residence or if your insurance doesn't cover you (or if you don't have one), you don't need to pay either.
Although, maybe it's not always so easy to get one's money through Chase's insurance.

Has anyone here dealt specifically with Amex and/or Chase (not Visa)? How was the experience?

Offline eli.f

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Re: Credit Card Car Rental Insurance
« Reply #453 on: April 26, 2015, 11:59:53 AM »
Has anyone here dealt specifically with Amex and/or Chase (not Visa)? How was the experience?
Why would you deal with Chase? It all goes through Visa?

Offline jediwho

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Re: Credit Card Car Rental Insurance
« Reply #454 on: April 26, 2015, 12:16:50 PM »
Why would you deal with Chase? It all goes through Visa?

I think Chase offers some extra coverage over and above Visa on some of their premium cards. Not 100% sure though.

Also, even if they do, it could be that you deal with Visa directly and Chase has some sort of an arrangement with them.

Offline B.D.Da'ehu

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Re: Credit Card Car Rental Insurance
« Reply #455 on: April 28, 2015, 08:45:21 PM »
Does chase united explorer have any deductible when you file a claim for minor damages?
Renting a car in Israel?
http://rechev.rentals/bddtravels

Offline eli.f

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Re: Credit Card Car Rental Insurance
« Reply #456 on: April 29, 2015, 02:35:54 AM »
Does chase united explorer have any deductible when you file a claim for minor damages?
No.
Never heard of a card that does.

Offline jediwho

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Re: Credit Card Car Rental Insurance
« Reply #457 on: May 02, 2015, 08:46:36 PM »
Does chase united explorer have any deductible when you file a claim for minor damages?
My understanding is (and I could be wrong) that when you have secondary insurance, the card picks up the deductible and after that it's your insurance company. In the Primary coverage (Explorer, ritz, club, etc.) , the credit card companies picks up most of the claim with some exceptions that have been discussed here.

Offline avadah

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Re: Credit Card Car Rental Insurance
« Reply #458 on: May 07, 2015, 03:21:52 PM »
Someone sideswiped my car in Israel with CSP insurance. Somebody told me I might need to get a police report. Is this true, or do I just walk in, tell them what happened and let them deal with it?

Offline eli.f

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Re: Credit Card Car Rental Insurance
« Reply #459 on: May 07, 2015, 03:35:35 PM »
My understanding is (and I could be wrong) that when you have secondary insurance, the card picks up the deductible and after that it's your insurance company. In the Primary coverage (Explorer, ritz, club, etc.) , the credit card companies picks up most of the claim with some exceptions that have been discussed here.
Secondary insurance will pay for anything your regular insurance won't pay. Primary will pay for everything. (Both are confined to the policy, which usually has a few exclusions)
Someone sideswiped my car in Israel with CSP insurance. Somebody told me I might need to get a police report. Is this true, or do I just walk in, tell them what happened and let them deal with it?
You only need a police report if a person was hurt, for a hit and run and for theft.
IME, you can just open a claim at eclaimsline.com, get all the docs from the rental company and you'll have a check in the mail in a short time.
Unless the insurance company decides to charge you for devaluation, which Chase's insurance excludes. There are no rules. Israeli rental agencies are know to be corrupt and outright criminals. One must be careful with them. If they do charge you for depreciation, you will have to sue the guy 'swiped' you. If you don't have his details, you could file a police report, but will likely have to pay for it yourself. Although, if it was just a swipe, it'll probably be a small amount.

Offline avadah

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Re: Credit Card Car Rental Insurance
« Reply #460 on: May 07, 2015, 03:45:28 PM »
You only need a police report if a person was hurt, for a hit and run and for theft.
IME, you can just open a claim at eclaimsline.com, get all the docs from the rental company and you'll have a check in the mail in a short time.
Unless the insurance company decides to charge you for devaluation, which Chase's insurance excludes. There are no rules. Israeli rental agencies are know to be corrupt and outright criminals. One must be careful with them. If they do charge you for depreciation, you will have to sue the guy 'swiped' you. If you don't have his details, you could file a police report, but will likely have to pay for it yourself. Although, if it was just a swipe, it'll probably be a small amount.
I'm sorry I wasn't clear. My car was parked at the time. When I got back I saw the damage. Does that make it a hit and run?
I thought the whole advantage of primary insurance is that they go straight to the cc insurance and don't charge me. What docs do I need from the rental company?

Offline eli.f

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Re: Credit Card Car Rental Insurance
« Reply #461 on: May 07, 2015, 03:52:12 PM »
I'm sorry I wasn't clear. My car was parked at the time. When I got back I saw the damage. Does that make it a hit and run?
I thought the whole advantage of primary insurance is that they go straight to the cc insurance and don't charge me. What docs do I need from the rental company?
That's a hit and run.
That doesn't usually happen in Israel. The company will charge your credit card and the insurance will send you a check. Just file the claim and the website will walk you through the docs you need. BTW, it might take a few weeks for the company to actually charge you, so you won't be able to finish your claim until then, as you need to show the charge on your card and the breakdown from the company. However, you can and should file the claim right now (only takes a minute) and add the rest of the docs as you go.
Good luck.

Offline avadah

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Re: Credit Card Car Rental Insurance
« Reply #462 on: May 07, 2015, 04:36:27 PM »
What's the advantage of filing the claim before I'm charged? What papers should I ask the car rental place for?

Offline eli.f

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Re: Credit Card Car Rental Insurance
« Reply #463 on: May 07, 2015, 04:47:41 PM »
What's the advantage of filing the claim before I'm charged? What papers should I ask the car rental place for?
The advantage is not missing the 60 day timeframe. You'd be surprised how easy the date could pass by. Plus, you deal with one step at a time. It makes it easier.
But, that's me. If you make sure not to miss the deadline, you could file whenever. As soon as you file, the website will tell you what documents you need.
(IIRC, you need a confirmation of the rental charge, rental agreement, pictures [if you have any], confirmation of the charge for the repairs and the breakdown and damage report)

Offline avadah

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Re: Credit Card Car Rental Insurance
« Reply #464 on: May 07, 2015, 04:57:29 PM »

Confirmation of the rental charge = that I paid for the rental
rental agreement= contract
confirmation of the charge for the repairs means what I got charged or that they paid for repairs?