Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.


Author Topic: Credit Card Car Rental Insurance  (Read 136949 times)

Offline eli.f

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Re: Credit Card Car Rental Insurance
« Reply #465 on: May 07, 2015, 04:59:20 PM »
Confirmation of the rental charge = that I paid for the rental
rental agreement= contract
confirmation of the charge for the repairs means what I got charged or that they paid for repairs?
Listen, why don't you just file a claim and see exactly what they're asking for. If you have any other questions, call them.
That's what they're getting paid for. I've done it a few time and it's not a big deal.

Offline yitrap

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Re: Credit Card Car Rental Insurance
« Reply #466 on: May 07, 2015, 07:39:54 PM »
Secondary insurance will pay for anything your regular insurance won't pay. Primary will pay for everything. (Both are confined to the policy, which usually has a few exclusions)You only need a police report if a person was hurt, for a hit and run and for theft.
IME, you can just open a claim at eclaimsline.com, get all the docs from the rental company and you'll have a check in the mail in a short time.
Unless the insurance company decides to charge you for devaluation, which Chase's insurance excludes. There are no rules. Israeli rental agencies are know to be corrupt and outright criminals. One must be careful with them. If they do charge you for depreciation, you will have to sue the guy 'swiped' you. If you don't have his details, you could file a police report, but will likely have to pay for it yourself. Although, if it was just a swipe, it'll probably be a small amount.
just curious, what companies can be filled at the link?

Offline eli.f

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Re: Credit Card Car Rental Insurance
« Reply #467 on: May 08, 2015, 01:07:58 AM »
just curious, what companies can be filled at the link?
Don't have a list, but when I tried all my cards, a big number of them worked. (Chase, Citi, BOFA, AMEX, both Visa and MC)

Offline yitrap

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Re: Credit Card Car Rental Insurance
« Reply #468 on: May 08, 2015, 02:04:13 AM »

Don't have a list, but when I tried all my cards, a big number of them worked. (Chase, Citi, BOFA, AMEX, both Visa and MC)
Nice, can I suggest you add it to the wiki, I'm on my phone currently.

Offline Tzafnas Paneach

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Re: Credit Card Car Rental Insurance
« Reply #469 on: May 11, 2015, 04:23:49 PM »
When renting a zipcar it says if in an accident I would have to cover up to 1000 dollars of damage per accident.  Would any of the credit cards rental insurance cover that?

Offline Medic97

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Re: Credit Card Car Rental Insurance
« Reply #470 on: May 11, 2015, 04:29:38 PM »
So just order a car with priceline using my Sapphire card. Wondering if there's any reason for me to get rental insurance?

Offline eli.f

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Re: Credit Card Car Rental Insurance
« Reply #471 on: May 11, 2015, 04:59:44 PM »
When renting a zipcar it says if in an accident I would have to cover up to 1000 dollars of damage per accident.  Would any of the credit cards rental insurance cover that?
Don't know much about zipcar's, but if you only have to pay 1k, they have CDW, which must be declined. I would suggest calling zipcar.
So just order a car with priceline using my Sapphire card. Wondering if there's any reason for me to get rental insurance?
Waste of money

Offline Medic97

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Re: Credit Card Car Rental Insurance
« Reply #472 on: May 11, 2015, 05:42:19 PM »
Don't know much about zipcar's, but if you only have to pay 1k, they have CDW, which must be declined. I would suggest calling zipcar.Waste of money
Sapphire will cover me? I can't afford any accidents hitting my insurance.

Offline eli.f

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Re: Credit Card Car Rental Insurance
« Reply #473 on: May 11, 2015, 05:44:41 PM »
Sapphire will cover me? I can't afford any accidents hitting my insurance.
Yes. You can go directly to the Sapphire insurance, as it's primary.
Read the T&C in the benefits guide to make sure you qualify. (It's only a few lines)

Offline yitrap

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Re: Credit Card Car Rental Insurance
« Reply #474 on: May 11, 2015, 07:08:15 PM »
Yes. You can go directly to the Sapphire insurance, as it's primary.
Read the T&C in the benefits guide to make sure you qualify. (It's only a few lines)
+1, if you're still not sure just call them...never hurts to have recorded confirmation

Offline wonderlust

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Re: Credit Card Car Rental Insurance
« Reply #475 on: May 12, 2015, 08:52:42 AM »
With the Amex plat are you supposed to automatically get extra 4 hrs on rental car or only with certain companies ?

Online Dr Moose

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Re: Credit Card Car Rental Insurance
« Reply #476 on: May 12, 2015, 08:54:44 AM »
With the Amex plat are you supposed to automatically get extra 4 hrs on rental car or only with certain companies ?
only if you use the Amex plat CDP on your reservation with Hertz
Hey there! I am using DansDeals Forums.

Offline wonderlust

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Re: Credit Card Car Rental Insurance
« Reply #477 on: May 12, 2015, 08:56:18 AM »
only if you use the Amex plat CDP on your reservation with Hertz

Ohh is the same true for the upgrade as well? Does the cdp quote out decent rates?

Offline VacationLover

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Re: Credit Card Car Rental Insurance
« Reply #478 on: May 14, 2015, 08:41:10 PM »
Is chase Ink insurance just as good as Sapphire in Europe?

Offline TorontoGuy

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Re: Credit Card Car Rental Insurance
« Reply #479 on: May 31, 2015, 07:13:03 AM »
I just rented a car in Israel from Avis. B"H nothing happened, however I just wanted to make people aware of a certain detail. If you are on a Visitor's Visa (and sometimes even a student visa - with an entry visa of less then 3 months) many rental agencies will not charge you the %18 VAT Tax. I have a TD Canada Trust Aeroplan Visa Infinite CC that covers CDW. However, after reading the insurance certificate from TD, I found the following exemtion of coverage:

http://www.tdcanadatrust.com/document/PDF/tdvisa/AeroplanInfiniteAgreement_533810.pdf?click=ams-af-agreement-TD%20Aeroplane%20Visa%20Infinite

Cardholder Agreement and Benefit Coverages Guide
AUTO RENTAL COLLISION/LOSS DAMAGE INSURANCE
TAX-FREE CAR means a tax-free car package that provides tourists with a short-term (17 days to 6 months), tax-free
vehicle lease agreement with a guaranteed buyback. The Collision/Loss Damage Insurance program will not provide
coverage for Tax-free cars.
The following vehicles are NOT covered:
13. Tax-free cars