Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 134070 times)

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14357
  • Total likes: 345
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: Credit Card Car Rental Insurance
« Reply #480 on: May 31, 2015, 07:16:19 AM »
I just rented a car in Israel from Avis. B"H nothing happened, however I just wanted to make people aware of a certain detail. If you are on a Visitor's Visa (and sometimes even a student visa - with an entry visa of less then 3 months) many rental agencies will not charge you the %18 VAT Tax. I have a TD Canada Trust Aeroplan Visa Infinite CC that covers CDW. However, after reading the insurance certificate from TD, I found the following exemtion of coverage:

http://www.tdcanadatrust.com/document/PDF/tdvisa/AeroplanInfiniteAgreement_533810.pdf?click=ams-af-agreement-TD%20Aeroplane%20Visa%20Infinite

Cardholder Agreement and Benefit Coverages Guide
AUTO RENTAL COLLISION/LOSS DAMAGE INSURANCE
TAX-FREE CAR means a tax-free car package that provides tourists with a short-term (17 days to 6 months), tax-free
vehicle lease agreement with a guaranteed buyback. The Collision/Loss Damage Insurance program will not provide
coverage for Tax-free cars.
The following vehicles are NOT covered:
13. Tax-free cars
None of them are supposed to charge tax for tourists. Also a regular rental does not go under that category.
P.S  why are you using that card?

Offline TorontoGuy

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2015
  • Posts: 312
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Toronto
Re: Credit Card Car Rental Insurance
« Reply #481 on: May 31, 2015, 08:39:49 AM »
None of them are supposed to charge tax for tourists. Also a regular rental does not go under that category.
P.S  why are you using that card?
What do you mean by "Also a regular rental does not go under that category. "
I am using the card because TD has a Promo for 15k + 10k after (after $1000 CAD in 90 days)

Offline sammy n

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 2771
  • Total likes: 15
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #482 on: May 31, 2015, 09:37:31 AM »
Is chase Ink insurance just as good as Sapphire in Europe?
Yes.

Offline 3yummyboys

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2013
  • Posts: 1730
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #483 on: June 18, 2015, 10:24:34 AM »
I want to pay for my rental with GCs (I can get them using my SW points that I will never use anyway) but I don't want to pay for insurance. CC coverage only covers it if you pay in full with the CC correct?


Offline Josef.koney

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2014
  • Posts: 1824
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #484 on: June 18, 2015, 10:26:20 AM »
I want to pay for my rental with GCs (I can get them using my SW points that I will never use anyway) but I don't want to pay for insurance. CC coverage only covers it if you pay in full with the CC correct?
Start the rental with ur cc and if u don't crash tell them you want to use a dif payment method

Offline 3yummyboys

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2013
  • Posts: 1730
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #485 on: June 18, 2015, 10:28:15 AM »
hmmmm didn't think of that. Thanks. They don't charge the CC when you take the car?

Offline zlt123

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2011
  • Posts: 634
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #486 on: June 18, 2015, 10:40:26 AM »
They don't charge when you start the rentel, they put a hold on your card of $150-$500 & when you bring back the car you could change the payment method & they take off the hold. BTW you cant "rent" with a GC

Offline 3yummyboys

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2013
  • Posts: 1730
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #487 on: June 18, 2015, 10:48:42 AM »
They don't charge when you start the rentel, they put a hold on your card of $150-$500 & when you bring back the car you could change the payment method & they take off the hold. BTW you cant "rent" with a GC


What do you mean? If I have GCs from the rental company? Or are you referring to VGS?

Offline zlt123

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2011
  • Posts: 634
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #488 on: June 18, 2015, 10:57:51 AM »
what do you mean by a GC from the compeny? i didnt know there is car rentels GC maby thats diffrent

Offline 3yummyboys

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2013
  • Posts: 1730
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #489 on: June 18, 2015, 11:37:37 AM »
I can get Avis or national GCs using SW points, making the rentals free

Offline Dr Moose

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2013
  • Posts: 4029
  • Total likes: 102
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #490 on: June 18, 2015, 11:38:48 AM »
I can get Avis or national GCs using SW points, making the rentals free
probably at a horrible rate though, no?
Hey there! I am using DansDeals Forums.

Offline zlt123

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2011
  • Posts: 634
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #491 on: June 18, 2015, 11:45:07 AM »
Also even "if" they let you use GC to rent, the will most deffintly do a Credit Pull & thats a big NO NO in our community

Offline 3yummyboys

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2013
  • Posts: 1730
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #492 on: June 18, 2015, 12:07:02 PM »

probably at a horrible rate though, no?

Not a great rate but don't have any other use for them right now and we need this trip to be free.

I would put my CC on original booking, as recommended above, then use then GCs to pay when I return the car. Any reason that shouldn't work?

Offline eli.f

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2013
  • Posts: 1203
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: TLV
Re: Credit Card Car Rental Insurance
« Reply #493 on: June 18, 2015, 12:18:21 PM »
I would put my CC on original booking, as recommended above, then use then GCs to pay when I return the car. Any reason that shouldn't work?
It should work. The only problem is if they find out about a damage (which you may or may not have caused) after the payment. Then the card won't cover you.
I've heard stories like this. (Of people being charged for things after they paid and left)

Offline Dr Moose

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2013
  • Posts: 4029
  • Total likes: 102
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #494 on: June 18, 2015, 12:20:08 PM »
Not a great rate but don't have any other use for them right now and we need this trip to be free.

I would put my CC on original booking, as recommended above, then use then GCs to pay when I return the car. Any reason that shouldn't work?
how do the GC work? is it a code? when you make the reservation you might need to have the GC in there already.
Hey there! I am using DansDeals Forums.