Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.


Author Topic: Credit Card Car Rental Insurance  (Read 136784 times)

Offline D93

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Re: Credit Card Car Rental Insurance
« Reply #555 on: October 08, 2015, 04:31:19 PM »
Does SP cover for stolen items from a rental car?

Offline AROCKS1

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Re: Credit Card Car Rental Insurance
« Reply #556 on: October 19, 2015, 08:17:09 PM »
From the wiki:

There's no need to pay for the full amount with money, even if it's a points or coupon rental and you pay just $2 fees they will still cover you.

Is this true even if I'm only covered through regular CDW? (I'm sorry if this is discussed elsewhere I wasn't able to find it)

(Just got into an accident with rental that my insurance booked for me and is paying all but 5$ of. Will the 5$ on my amex cover my deductuible? They kept saying on the phone that I need all of the rental on my card...

Offline AROCKS1

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Re: Credit Card Car Rental Insurance
« Reply #557 on: October 20, 2015, 12:18:09 AM »
From the wiki:

There's no need to pay for the full amount with money, even if it's a points or coupon rental and you pay just $2 fees they will still cover you.

Is this true even if I'm only covered through regular CDW? (I'm sorry if this is discussed elsewhere I wasn't able to find it)

(Just got into an accident with rental that my insurance booked for me and is paying all but 5$ of. Will the 5$ on my amex cover my deductuible? They kept saying on the phone that I need all of the rental on my card...

I could rly use an answer to this...if no, I'm out a huge deductible :-(

Offline yelped

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Re: Credit Card Car Rental Insurance
« Reply #558 on: October 20, 2015, 12:20:11 AM »
I could rly use an answer to this...if no, I'm out a huge deductible :-(
I've seen people report here that in practice, Amex covers even if part of the rental is on their card.

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #559 on: October 20, 2015, 12:24:57 AM »
There was discussion of this exact issue a couple of months ago (someone got a car through insurance, paid fee's with csp, and got into an accident). I don't remember the outcome. Paging TimT.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Josef.koney

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Re: Credit Card Car Rental Insurance
« Reply #560 on: October 20, 2015, 12:33:03 AM »
if i rent with hertz and use points to cover 100 of a 120 rental...will amex not provide the cc portion of insurance?
I was fine.
From the wiki:

There's no need to pay for the full amount with money, even if it's a points or coupon rental and you pay just $2 fees they will still cover you.

Is this true even if I'm only covered through regular CDW? (I'm sorry if this is discussed elsewhere I wasn't able to find it)

(Just got into an accident with rental that my insurance booked for me and is paying all but 5$ of. Will the 5$ on my amex cover my deductuible? They kept saying on the phone that I need all of the rental on my card...
Could be different but when used points I was fine

Offline AROCKS1

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Re: Credit Card Car Rental Insurance
« Reply #561 on: October 20, 2015, 08:58:46 AM »
I've seen people report here that in practice, Amex covers even if part of the rental is on their card.

IOW I should just file the claim with amex, and worst comes to worse they will say they don't cover it in this case?

There was discussion of this exact issue a couple of months ago (someone got a car through insurance, paid fee's with csp, and got into an accident). I don't remember the outcome. Paging TimT.


I searched for TimT on this topic and diddnt find anything. Should I PM him?

Offline tzifanya54

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Re: Credit Card Car Rental Insurance
« Reply #562 on: October 20, 2015, 01:44:28 PM »
IOW I should just file the claim with amex, and worst comes to worse they will say they don't cover it in this case?

I searched for TimT on this topic and diddnt find anything. Should I PM him?
:) He was paging TimT for his uncanny search abilities. He has a knack for finding info fast. He didn't write the post.

Offline AROCKS1

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Re: Credit Card Car Rental Insurance
« Reply #563 on: October 20, 2015, 01:46:33 PM »
Oh ok thanks

Offline ygygold

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Re: Credit Card Car Rental Insurance
« Reply #564 on: October 25, 2015, 07:59:33 PM »
How do I go about doing a claim with sapphire preferred? I'm afraid silvercar is going to make pay for a scratch

Offline Jm1248

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Re: Credit Card Car Rental Insurance
« Reply #565 on: October 25, 2015, 10:10:40 PM »
How do I go about doing a claim with sapphire preferred? I'm afraid silvercar is going to make pay for a scratch
Call and ask to speak to the benefits department. I think the number is 888-320-9961

Offline tzifanya54

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Re: Credit Card Car Rental Insurance
« Reply #566 on: October 25, 2015, 10:37:39 PM »
Call and ask to speak to the benefits department. I think the number is 888-320-9961
+1
You can file the claim now regardless. If they charge you will be done already, if not its fine too.

Offline sd647

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Re: Credit Card Car Rental Insurance
« Reply #567 on: October 26, 2015, 12:34:11 AM »
dose anyone know if csp covers flood for car rental

Offline ygygold

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Re: Credit Card Car Rental Insurance
« Reply #568 on: October 26, 2015, 01:52:45 AM »
Thanks for the info. They didn't make any issues.

Offline Jm1248

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Re: Credit Card Car Rental Insurance
« Reply #569 on: October 26, 2015, 09:09:37 AM »
dose anyone know if csp covers flood for car rental
Did that already happen or you're worried it will?