Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

Those that do NOT have a credit card insurance, here is an alternative:  https://worldwideinsure.org.

Author Topic: Credit Card Car Rental Insurance  (Read 308959 times)

Offline Josef.koney

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Re: Credit Card Car Rental Insurance
« Reply #560 on: October 20, 2015, 12:33:03 AM »
if i rent with hertz and use points to cover 100 of a 120 rental...will amex not provide the cc portion of insurance?
I was fine.
From the wiki:

There's no need to pay for the full amount with money, even if it's a points or coupon rental and you pay just $2 fees they will still cover you.

Is this true even if I'm only covered through regular CDW? (I'm sorry if this is discussed elsewhere I wasn't able to find it)

(Just got into an accident with rental that my insurance booked for me and is paying all but 5$ of. Will the 5$ on my amex cover my deductuible? They kept saying on the phone that I need all of the rental on my card...
Could be different but when used points I was fine

Offline AROCKS1

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Re: Credit Card Car Rental Insurance
« Reply #561 on: October 20, 2015, 08:58:46 AM »
I've seen people report here that in practice, Amex covers even if part of the rental is on their card.

IOW I should just file the claim with amex, and worst comes to worse they will say they don't cover it in this case?

There was discussion of this exact issue a couple of months ago (someone got a car through insurance, paid fee's with csp, and got into an accident). I don't remember the outcome. Paging TimT.


I searched for TimT on this topic and diddnt find anything. Should I PM him?

Offline tzifanya54

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Re: Credit Card Car Rental Insurance
« Reply #562 on: October 20, 2015, 01:44:28 PM »
IOW I should just file the claim with amex, and worst comes to worse they will say they don't cover it in this case?

I searched for TimT on this topic and diddnt find anything. Should I PM him?
:) He was paging TimT for his uncanny search abilities. He has a knack for finding info fast. He didn't write the post.

Offline AROCKS1

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Re: Credit Card Car Rental Insurance
« Reply #563 on: October 20, 2015, 01:46:33 PM »
Oh ok thanks

Offline ygygold

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Re: Credit Card Car Rental Insurance
« Reply #564 on: October 25, 2015, 07:59:33 PM »
How do I go about doing a claim with sapphire preferred? I'm afraid silvercar is going to make pay for a scratch

Offline Jm1248

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Re: Credit Card Car Rental Insurance
« Reply #565 on: October 25, 2015, 10:10:40 PM »
How do I go about doing a claim with sapphire preferred? I'm afraid silvercar is going to make pay for a scratch
Call and ask to speak to the benefits department. I think the number is 888-320-9961

Offline tzifanya54

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Re: Credit Card Car Rental Insurance
« Reply #566 on: October 25, 2015, 10:37:39 PM »
Call and ask to speak to the benefits department. I think the number is 888-320-9961
+1
You can file the claim now regardless. If they charge you will be done already, if not its fine too.

Offline sd647

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Re: Credit Card Car Rental Insurance
« Reply #567 on: October 26, 2015, 12:34:11 AM »
dose anyone know if csp covers flood for car rental

Offline ygygold

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Re: Credit Card Car Rental Insurance
« Reply #568 on: October 26, 2015, 01:52:45 AM »
Thanks for the info. They didn't make any issues.

Offline Jm1248

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Re: Credit Card Car Rental Insurance
« Reply #569 on: October 26, 2015, 09:09:37 AM »
dose anyone know if csp covers flood for car rental
Did that already happen or you're worried it will?

Offline Yehuda25

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Re: Credit Card Car Rental Insurance
« Reply #570 on: November 01, 2015, 06:25:45 PM »
Friend rented in Israel on his BA card and damaged the car, from looking online it seems that Israel would be excluded from coverage,

However dan clearly writes not like that.  http://www.dansdeals.com/archives/35857


Who is right?
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #571 on: November 01, 2015, 06:29:41 PM »
Friend rented in Israel on his BA card and damaged the car, from looking online it seems that Israel would be excluded from coverage,

However dan clearly writes not like that.  http://www.dansdeals.com/archives/35857


Who is right?
BA is chase, which covers Israel. Why do you say it doesn't?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Yehuda25

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Re: Credit Card Car Rental Insurance
« Reply #572 on: November 01, 2015, 06:39:46 PM »
BA is chase, which covers Israel. Why do you say it doesn't?
from searching online it seems to exclude Israel Jamaica etc.   And all bloggers except Dan seem to say the same
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline srulky

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Re: Credit Card Car Rental Insurance
« Reply #573 on: November 01, 2015, 09:22:49 PM »
In Wiki it says about using AMEX card - There's no need to pay for the full amount with money, even if it's a points or coupon rental and you pay just $2 fees they will still cover you. Can anyone explain this to me . which coupon can/should be used.

Bikitzur, whats the best way to get AMEX to cover as primary?

Offline ydf

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Re: Credit Card Car Rental Insurance
« Reply #574 on: November 01, 2015, 10:56:38 PM »
In Wiki it says about using AMEX card - There's no need to pay for the full amount with money, even if it's a points or coupon rental and you pay just $2 fees they will still cover you. Can anyone explain this to me . which coupon can/should be used.

Bikitzur, whats the best way to get AMEX to cover as primary?
whats your question? Do you have a coupon you wana use?

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #575 on: November 01, 2015, 11:13:29 PM »
In Wiki it says about using AMEX card - There's no need to pay for the full amount with money, even if it's a points or coupon rental and you pay just $2 fees they will still cover you. Can anyone explain this to me . which coupon can/should be used.

Bikitzur, whats the best way to get AMEX to cover as primary?
That's two separate questions.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Jm1248

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Re: Credit Card Car Rental Insurance
« Reply #576 on: November 01, 2015, 11:15:17 PM »
Does amex cover primary in Canada?

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #577 on: November 01, 2015, 11:31:45 PM »
Does amex cover primary in Canada?
I don't get why amex doesn't provide primary everywhere for you.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline srulky

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Re: Credit Card Car Rental Insurance
« Reply #578 on: November 01, 2015, 11:58:01 PM »
That's two separate questions.
I'm not familiar with any coupon, so I'd like to know best strategy for usinf amex as primary coverage. Any input?

Offline PPM

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Re: Credit Card Car Rental Insurance
« Reply #579 on: November 03, 2015, 09:46:55 AM »
Does chase pay for deductible?