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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 132221 times)

Offline Sowhat

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Re: Credit Card Car Rental Insurance
« Reply #645 on: December 24, 2015, 08:52:03 AM »
you can reserve the rental on your Amex but only pay using the same Amex if you know your gonna need the insurance

Don't understand.  Don't you pay before you rent?

Offline yitrap

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Re: Credit Card Car Rental Insurance
« Reply #646 on: December 24, 2015, 09:05:23 AM »

Don't understand.  Don't you pay before you rent?
No before you rent is just an authorization, when you return the car you actually pay. 

Offline Sowhat

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Re: Credit Card Car Rental Insurance
« Reply #647 on: January 01, 2016, 02:45:15 PM »
Don't understand.  Don't you pay before you rent?

I just looked at the details of amex.  It doesnt cover liability or the rental loss of use.  So why is it so great?

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #648 on: January 01, 2016, 02:47:51 PM »
I just looked at the details of amex.  It doesnt cover liability or the rental loss of use.  So why is it so great?
Nobody covers liability. You're sure it doesn't cover loss of use?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Sowhat

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Re: Credit Card Car Rental Insurance
« Reply #649 on: January 01, 2016, 03:45:27 PM »
Nobody covers liability. You're sure it doesn't cover loss of use?

No mention on their site.

Offline stever

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Re: Credit Card Car Rental Insurance
« Reply #650 on: January 01, 2016, 05:40:21 PM »
Nobody covers liability. You're sure it doesn't cover loss of use?

Doesn't Geico or ones us insurance cover liability?

Offline B.D.Da'ehu

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Re: Credit Card Car Rental Insurance
« Reply #651 on: January 03, 2016, 03:14:47 AM »
Does chase sapphire cover a BMW X3?
I called and they said it is.
Renting a car in Israel?
http://rechev.rentals/bddtravels

Offline yochiek93

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Re: Credit Card Car Rental Insurance
« Reply #652 on: January 03, 2016, 04:05:04 AM »
I called and they said it is.
Thanx for the update

Offline Mutty

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Re: Credit Card Car Rental Insurance
« Reply #653 on: January 03, 2016, 02:57:54 PM »
I have the Amex SPG card. What should I pay for when renting and what not? Also, does your regular car insurance (Allstate) cover certain things? Yes, I can ask them but today is Sunday and I was wondering.
“You see things; you say, 'Why?' But I dream things that never were; and I say 'Why not?”

Offline IYM

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Re: Credit Card Car Rental Insurance
« Reply #654 on: January 03, 2016, 03:01:00 PM »
I'm sure this has been answered before but can't find it:

I currently have out a rented a car in Israel (from Thrifty) on my Chase cc and got some dents and scratches on the car:

1) What should I expect to happen upon returning the car?

2) Anything I should be doing before returning the car?

Please be as detailed as possible.  Thanks!!

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #655 on: January 03, 2016, 03:03:14 PM »
I have the Amex SPG card. What should I pay for when renting and what not? Also, does your regular car insurance (Allstate) cover certain things? Yes, I can ask them but today is Sunday and I was wondering.
Decline everything from the rental agency. Amex will pay for whatever damage that Allstate doesn't if you get into an accident (secondary coverage). Your personal insurance should also cover liability. (If you want primary coverage, opt into amex premium coverage, and use a different non amex card to pay at the end of the rental, if you haven't done any damage to the vehicle.)
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline yochiek93

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Re: Credit Card Car Rental Insurance
« Reply #656 on: January 03, 2016, 03:26:44 PM »
I'm sure this has been answered before but can't find it:

I currently have out a rented a car in Israel (from Thrifty) on my Chase cc and got some dents and scratches on the car:

1) What should I expect to happen upon returning the car?

2) Anything I should be doing before returning the car?

Please be as detailed as possible.  Thanks!!
Depends how banged up it was and depends on the dents and scratches you made if you want a detailed response ask a detailed question

Offline Mutty

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Re: Credit Card Car Rental Insurance
« Reply #657 on: January 03, 2016, 03:43:28 PM »
Decline everything from the rental agency. Amex will pay for whatever damage that Allstate doesn't if you get into an accident (secondary coverage). Your personal insurance should also cover liability. (If you want primary coverage, opt into amex premium coverage, and use a different non amex card to pay at the end of the rental, if you haven't done any damage to the vehicle.)

Sorry for the blank stare that you can't see. Can you explain that last sentence for the inexperienced renter.
“You see things; you say, 'Why?' But I dream things that never were; and I say 'Why not?”

Offline IYM

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Re: Credit Card Car Rental Insurance
« Reply #658 on: January 03, 2016, 03:47:18 PM »
Depends how banged up it was and depends on the dents and scratches you made if you want a detailed response ask a detailed question
There isn't any 'structural' damage to the car.  I was driving in a very tight parking lot and scratched up the paint on the side of the car (minivan).  The scratches are approximately several inches in length...

Offline Sowhat

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Re: Credit Card Car Rental Insurance
« Reply #659 on: January 03, 2016, 03:58:00 PM »
Decline everything from the rental agency. Amex will pay for whatever damage that Allstate doesn't if you get into an accident (secondary coverage). Your personal insurance should also cover liability. (If you want primary coverage, opt into amex premium coverage, and use a different non amex card to pay at the end of the rental, if you haven't done any damage to the vehicle.)

Loss of use??