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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.


Author Topic: Credit Card Car Rental Insurance  (Read 203068 times)

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #680 on: January 26, 2016, 07:32:02 PM »
Thanks for the quick response.  Any of them cover additional drivers?
They should cover anybody on the rental agreement.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Venilla

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Re: Credit Card Car Rental Insurance
« Reply #681 on: January 26, 2016, 07:32:16 PM »
What's my best option for booking in Costa Rica:  Citi Prestige, AmEx BRG, SPG, UA Explorer, or Ink?  I don't have CSP or any AmEx plats.
Does your personal insurance cover Costa Rica? If not use an Amex, If it does, use MP.
Thanks for the quick response.  Any of them cover additional drivers?
All of them.
« Last Edit: January 26, 2016, 07:35:44 PM by Venilla »
I like vanilla but my name is Venilla.

Offline Aaaron

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Re: Credit Card Car Rental Insurance
« Reply #682 on: January 26, 2016, 07:33:13 PM »
All of them.

Thanks, lady and gent.

Offline lunatic

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Re: Credit Card Car Rental Insurance
« Reply #683 on: January 26, 2016, 07:52:37 PM »
MP explorer is primary. Some people say that amex is easier to deal with than chase. You may want to use amex premium for pre authorization and pay with ink.
CMIIW,isn't ink also primary

Offline Venilla

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Re: Credit Card Car Rental Insurance
« Reply #684 on: January 26, 2016, 07:53:14 PM »
CMIIW,isn't ink also primary
Only if the rental for business purposes...
I like vanilla but my name is Venilla.

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #685 on: January 26, 2016, 07:53:56 PM »
CMIIW,isn't ink also primary
On business rentals. If I had to choose between a UMPE and IP, I'd use UMPE.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #686 on: January 27, 2016, 12:10:52 PM »
If I make a reservation in the US through a foreign website (came out cheaper that way), via a country that requires cdw (albeit with a high deductible), will they allow me to decline this coverage at the time of rental?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Thingywingy

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Re: Credit Card Car Rental Insurance
« Reply #687 on: January 28, 2016, 10:16:42 AM »
Is an authorized user covered on chase ba? What's the standard procedure? Dollar charged me about $1000 for damage to a windshield. Is that the normal way it's done?
« Last Edit: January 28, 2016, 10:41:43 AM by Thingywingy »
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Venilla

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Re: Credit Card Car Rental Insurance
« Reply #688 on: January 28, 2016, 11:41:01 AM »
Is an authorized user covered on chase ba? What's the standard procedure? Dollar charged me about $1000 for damage to a windshield. Is that the normal way it's done?
AU is covered if his/her card was used for the rental. If the primary card was used see the discussion a few pages back.
I like vanilla but my name is Venilla.

Offline greatdeals

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Re: Credit Card Car Rental Insurance
« Reply #689 on: February 08, 2016, 08:17:34 PM »
are you covered if you are an authorized user on someone's cc?

Offline yelped

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Re: Credit Card Car Rental Insurance
« Reply #690 on: February 08, 2016, 08:21:16 PM »
are you covered if you are an authorized user on someone's cc?
AU is covered if his/her card was used for the rental. If the primary card was used see the discussion a few pages back.

Literally the post above yours... unless I'm misunderstanding your question.

Offline Scmcodes

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Re: Credit Card Car Rental Insurance
« Reply #691 on: February 09, 2016, 07:03:05 AM »
what is the best over all credit card to use for a rental in Israel that has the most coverage?

Offline sammy n

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Re: Credit Card Car Rental Insurance
« Reply #692 on: February 09, 2016, 07:08:04 AM »

what is the best over all credit card to use for a rental in Israel that has the most coverage?
Any Chase card

Offline Hidden

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Re: Credit Card Car Rental Insurance
« Reply #693 on: February 09, 2016, 07:22:20 AM »
Any Chase card
In Israel all cards become primary?


Any benefit using csp other than points?

Offline Abet rich

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Re: Credit Card Car Rental Insurance
« Reply #694 on: February 09, 2016, 08:38:34 AM »
In Israel all cards become primary?


Any benefit using csp other than points?
Any paid Chase card. Excluding Freedom and the like which have no annual fee
Contact me at abereich19@gmail.com for all help and info.

Offline Venilla

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Re: Credit Card Car Rental Insurance
« Reply #695 on: February 09, 2016, 08:56:40 AM »
In Israel all cards become primary?


Any benefit using csp other than points?
It's still secondary coverage but since your US policy doesn't cover Israel the secondary will be your only option...
In other words. Yes, any card that covers Israel will be primary...
I like vanilla but my name is Venilla.

Offline sammy n

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Re: Credit Card Car Rental Insurance
« Reply #696 on: February 09, 2016, 09:13:56 AM »

Any paid Chase card. Excluding Freedom and the like which have no annual fee
Whats wrong with the freedom?

Offline yochiek93

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Re: Credit Card Car Rental Insurance
« Reply #697 on: February 09, 2016, 09:18:36 AM »
Whats wrong with the freedom?
3% forex fee

Offline sammy n

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Re: Credit Card Car Rental Insurance
« Reply #698 on: February 09, 2016, 09:19:49 AM »

3% forex fee
Yes I know that but it still covers and you don't need to actually use it when returning if no damage.

Offline yochiek93

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Re: Credit Card Car Rental Insurance
« Reply #699 on: February 09, 2016, 09:21:38 AM »
Yes I know that but it still covers and you don't need to actually use it when returning if no damage.
Actually in Israel I found it much harder to switch CCs