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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 133830 times)

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #720 on: March 17, 2016, 02:55:03 PM »
I shouldn't take any insurance from the rental company? And is this worth it even if I'm renting for just one day?
Taking out any damage insurance from the company disqualifies you from the credit card insurance. Do you have personal auto insurance? What kind of car are you renting?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline hide4

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Re: Credit Card Car Rental Insurance
« Reply #721 on: March 17, 2016, 02:56:57 PM »
Taking out any insurance from the company disqualifies you from the credit card insurance. Do you have personal auto insurance? What kind of car are you renting?
No personal insurance. Camry or the like.

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #722 on: March 17, 2016, 02:58:05 PM »
No personal insurance. Camry or the like.
SPG without registering for premium should be fine for LDW.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline hide4

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Re: Credit Card Car Rental Insurance
« Reply #723 on: March 17, 2016, 03:00:36 PM »
SPG without registering for premium should be fine for LDW.
Got you. What about if a different car gets damaged? Who covers that?

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #724 on: March 17, 2016, 03:22:27 PM »
Got you. What about if a different car gets damaged? Who covers that?
That's liability insurance. The rental should come with the state minimum level of coverage for that. You can pay extra for higher coverage. You should make sure to be covered for more than the value of your collectible assets.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Zevi16

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Re: Credit Card Car Rental Insurance
« Reply #725 on: March 26, 2016, 06:28:00 PM »


You should make sure to be covered for more than the value of your collectible assets.
Can you explain that please?

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #726 on: April 18, 2016, 01:25:07 AM »
Breaking: Citi Cards benefits program will be administered by a new company (Virginia Surety) effective May 15 and will provide CDW coverage in Israel beginning on that date.
Car Rentals in Israel - http://www.rechev.rentals/

Offline GAM Z.

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Re: Credit Card Car Rental Insurance
« Reply #727 on: April 18, 2016, 02:17:03 AM »
Breaking: Citi Cards benefits program will be administered by a new company (Virginia Surety) effective May 15 and will provide CDW coverage in Israel beginning on that date.
Will it be primary or secondary?

Offline ygygold

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Re: Credit Card Car Rental Insurance
« Reply #728 on: April 18, 2016, 11:12:02 AM »
After reading some of this thread I'm really confused. I'm renting in ORD from National for one day.

  • Do I have to take any insurance besides what my CC offers?
  • Which CC should I use? I have Freedom/Sapphire, Citi AA Advantage, SPG
  • Do I have to pay with the credit card up front in order to covered?

Offline Dr Moose

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Re: Credit Card Car Rental Insurance
« Reply #729 on: April 18, 2016, 11:19:10 AM »


After reading some of this thread I'm really confused. I'm renting in ORD from National for one day.

  • Do I have to take any insurance besides what my CC offers?
  • Which CC should I use? I have Freedom/Sapphire, Citi AA Advantage, SPG
  • Do I have to pay with the credit card up front in order to covered?

No
Sp
Yes
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Offline ygygold

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Re: Credit Card Car Rental Insurance
« Reply #730 on: April 18, 2016, 11:20:07 AM »

Offline Josef.koney

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Re: Credit Card Car Rental Insurance
« Reply #731 on: April 18, 2016, 11:20:16 AM »
1 Liabilty isn't covered unless u have ur own, u pay for it or you believe in has a covrage....(if you're using has a...)
2 saphire
3 yes. If there's no damages when u return you could always switch it then

Offline Josef.koney

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Re: Credit Card Car Rental Insurance
« Reply #732 on: April 18, 2016, 11:20:55 AM »
Wow Dr moose ur fast

Offline Emkay

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Re: Credit Card Car Rental Insurance
« Reply #733 on: April 18, 2016, 11:38:23 AM »
Wow Dr moose ur fast
Yup. Cops are telling him that all the time.

Offline Dr Moose

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Re: Credit Card Car Rental Insurance
« Reply #734 on: April 18, 2016, 11:53:36 AM »
Yup. Cops are telling him that all the time.
ROFL
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