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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 134062 times)

Offline sammy n

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Re: Credit Card Car Rental Insurance
« Reply #825 on: December 27, 2016, 09:51:33 AM »
How's the Barclay Arrival card with rental insurance?

Offline aarondeutsch95

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Re: Credit Card Car Rental Insurance
« Reply #826 on: January 16, 2017, 11:27:19 PM »
I have a GEICO policy for just liability. I also have the Freedom Unlimited and Amex Everyday card currently. Am i covered for Hertz like this?

Online chinagel

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Re: Credit Card Car Rental Insurance
« Reply #827 on: January 16, 2017, 11:40:57 PM »
I have a GEICO policy for just liability. I also have the Freedom Unlimited and Amex Everyday card currently. Am i covered for Hertz like this?
cc covers collision so ur good

Offline aarondeutsch95

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Re: Credit Card Car Rental Insurance
« Reply #828 on: January 16, 2017, 11:44:50 PM »
cc covers collision so ur good

The AMEX does? And does my regular GEICO policy automatically cover?

Online chinagel

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Re: Credit Card Car Rental Insurance
« Reply #829 on: January 16, 2017, 11:48:33 PM »
The AMEX does? And does my regular GEICO policy automatically cover?
yes and 99% sure yes

Offline aarondeutsch95

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Re: Credit Card Car Rental Insurance
« Reply #830 on: January 16, 2017, 11:55:11 PM »
yes and 99% sure yes

Ok. I f I have another USAA member drive my car without making them an additional driver on rental, do they also get covered on that? Or if anything CH"V happens can they use their own insurance?


Also if they are also on the reservation as an additional driver, can they use their own policy to cover anything?

Online chinagel

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Re: Credit Card Car Rental Insurance
« Reply #831 on: January 17, 2017, 12:05:03 AM »
Ok. I f I have another USAA member drive my car without making them an additional driver on rental, do they also get covered on that? Or if anything CH"V happens can they use their own insurance?


Also if they are also on the reservation as an additional driver, can they use their own policy to cover anything?
i think u can always use your own policy on liability, on collision if theyre not on the contract idk if their own insurance covers

Offline amx

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Re: Credit Card Car Rental Insurance
« Reply #832 on: January 19, 2017, 09:11:31 PM »
Any help would be appreciated Which cc should i use for a silvercar rental? I have, chase- csp, ritz, freedom. amex- personal plat business plat, prg,spg. TIA

Offline theblakdavid

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Re: Credit Card Car Rental Insurance
« Reply #833 on: January 19, 2017, 09:15:28 PM »
Weird question. I rented a silvercar in the summer on my united, and got into fender bender. I open a case with visa and send them all necessary documents. Silvercar just emailed me that they collected 7k from Geico, and visa is only offering them $300. They want to know where they should get the remainder from. Am I missing something? Why did they go to Geico before visa if they are primary? And isn't the point of insurance that they take care of the damage? Are they even  allowed to collect money from two insurances? And most importantly, what do I do now? Tia
« Last Edit: January 19, 2017, 09:19:15 PM by theblakdavid »

Offline montri all

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Re: Credit Card Car Rental Insurance
« Reply #834 on: January 22, 2017, 11:23:33 AM »
I have a coupon for a free day with advantage rent a car. Does that also include insurance?
If not, how can I get it covered on my CC?

Offline theblakdavid

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Re: Credit Card Car Rental Insurance
« Reply #835 on: January 22, 2017, 01:35:42 PM »
Weird question. I rented a silvercar in the summer on my united, and got into fender bender. I open a case with visa and send them all necessary documents. Silvercar just emailed me that they collected 7k from Geico, and visa is only offering them $300. They want to know where they should get the remainder from. Am I missing something? Why did they go to Geico before visa if they are primary? And isn't the point of insurance that they take care of the damage? Are they even  allowed to collect money from two insurances? And most importantly, what do I do now? Tia
Bump

Offline Ryan the Yid

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Re: Credit Card Car Rental Insurance
« Reply #836 on: January 23, 2017, 12:58:59 AM »
The AMEX does? And does my regular GEICO policy automatically cover?

Most primary insurance companies do. They try to sell you theirs because in case of an accident your premiums will not go up but the truth is it is just simpler for them.

Offline Ryan the Yid

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Re: Credit Card Car Rental Insurance
« Reply #837 on: January 23, 2017, 01:02:17 AM »
Weird question. I rented a silvercar in the summer on my united, and got into fender bender. I open a case with visa and send them all necessary documents. Silvercar just emailed me that they collected 7k from Geico, and visa is only offering them $300. They want to know where they should get the remainder from. Am I missing something? Why did they go to Geico before visa if they are primary? And isn't the point of insurance that they take care of the damage? Are they even  allowed to collect money from two insurances? And most importantly, what do I do now? Tia

CC does not become your primary for liability

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #838 on: January 23, 2017, 01:04:29 AM »
I have a coupon for a free day with advantage rent a car. Does that also include insurance?
If not, how can I get it covered on my CC?
1. No
2. You can't unless you pay something

Offline theblakdavid

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Re: Credit Card Car Rental Insurance
« Reply #839 on: January 23, 2017, 01:06:31 AM »
CC does not become your primary for liability
I am talking about damage to the rental car