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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

Those that do NOT have a credit card insurance, here is an alternative:  https://worldwideinsure.org.

Author Topic: Credit Card Car Rental Insurance  (Read 311648 times)

Offline shmooz

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Re: Credit Card Car Rental Insurance
« Reply #1060 on: May 27, 2018, 06:21:10 PM »
Ask who? a random CSR? I doubt I could rely on their input.
Also, feel like for the situation described above, the credit card companies would handle in similar fashion.

It's not all the same. You speak to the company that handles the insurance for your card, IME they don't speak off the cuff. Is also in your benefits guide.
Some cover if you charge at least one full rental day, you might book two days and return after one if there are no issues.

Another way is you might be able to apply the coupon after you drop off, but have not done that.

Offline TAVI

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Re: Credit Card Car Rental Insurance
« Reply #1061 on: May 30, 2018, 07:47:20 PM »
It's not all the same. You speak to the company that handles the insurance for your card, IME they don't speak off the cuff. Is also in your benefits guide.
Some cover if you charge at least one full rental day, you might book two days and return after one if there are no issues.

Another way is you might be able to apply the coupon after you drop off, but have not done that.

not sure if it helps, but was really wondering about CSR and Ink Preferred cards.

if no one has personal experience, I think i will just add the CDW coverage to be on the safe side.

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1062 on: May 30, 2018, 10:26:52 PM »
not sure if it helps, but was really wondering about CSR and Ink Preferred cards.

if no one has personal experience, I think i will just add the CDW coverage to be on the safe side.
CSR covered IME.
IIRC the terms say they don't, although that may be Amex, one of their terms exclude it.
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Offline a good yeshiva bachur

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Re: Credit Card Car Rental Insurance
« Reply #1063 on: May 30, 2018, 10:29:48 PM »
When bringing back a damaged car to hertz do I need to make a claim with amex or does Hertz do that for me?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1064 on: May 30, 2018, 10:41:02 PM »
When bringing back a damaged car to hertz do I need to make a claim with amex or does Hertz do that for me?
You do.
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Offline a good yeshiva bachur

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Re: Credit Card Car Rental Insurance
« Reply #1065 on: June 06, 2018, 01:05:18 AM »
You do.
well I didn't is it too late or did hertz already do it? are they even able to?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1066 on: June 06, 2018, 01:06:36 AM »
well I didn't is it too late or did hertz already do it? are they even able to?
You have to do now (within 60 days?)
They can not do it, did you file a incident report at Hertz?
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Offline a good yeshiva bachur

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Re: Credit Card Car Rental Insurance
« Reply #1067 on: June 06, 2018, 01:07:20 AM »
You have to do now (within 60 days?)
They can not do it, did you file a incident report at Hertz?
yes
yes
how do I file a claim?

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1068 on: June 06, 2018, 01:08:00 AM »
yes
yes
So file it with the CC, and then give the claim number to Hertz
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Offline a good yeshiva bachur

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Re: Credit Card Car Rental Insurance
« Reply #1069 on: June 06, 2018, 02:38:59 AM »
is it true that the Citi Business AAdvantage cc offers primary CDW??

Offline yitzyul

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Re: Credit Card Car Rental Insurance
« Reply #1070 on: June 11, 2018, 10:25:22 AM »
Im hoping someone can help me out!
I rented a porsche thru the Lufthansa first class offer on my chase Sapphire reserve.
Upon rental they have you sign a bunch of papers such as that you won't race etc. One of them is a blank page that showed no damage. The car was literally in a pitch black parking lot and it appeared as no damage. When I returned the car 3 hours later they checked it with a magnifying class and claim a minor scratch in a weird place (couldn't have been from an accident). They immediately photographed it and sent me an email with a bill for $600 + today another Pending charge of $400.
Do I have any recourse?
1) I don't think chase reserve covers a Porch?
2) Am I screwed because I signed the paper that has no damage? (it was impossible to see, and the scratch was in such a remote place I probably wouldn't have seen it anyway).
3) It literally appears to be a scam because the car rental return person when directly to the scratch with chalk already in his hand to "circled it", but Im sure there is no way to see if they have charged other people for the same damage?
« Last Edit: June 11, 2018, 11:49:52 AM by yitzyul »

Offline yitzyul

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Re: Credit Card Car Rental Insurance
« Reply #1071 on: June 12, 2018, 06:57:59 PM »
Im hoping someone can help me out!
I rented a porsche thru the Lufthansa first class offer on my chase Sapphire reserve.
Upon rental they have you sign a bunch of papers such as that you won't race etc. One of them is a blank page that showed no damage. The car was literally in a pitch black parking lot and it appeared as no damage. When I returned the car 3 hours later they checked it with a magnifying class and claim a minor scratch in a weird place (couldn't have been from an accident). They immediately photographed it and sent me an email with a bill for $600 + today another Pending charge of $400.
Do I have any recourse?
1) I don't think chase reserve covers a Porch?
2) Am I screwed because I signed the paper that has no damage? (it was impossible to see, and the scratch was in such a remote place I probably wouldn't have seen it anyway).
3) It literally appears to be a scam because the car rental return person when directly to the scratch with chalk already in his hand to "circled it", but Im sure there is no way to see if they have charged other people for the same damage?

BUMP!

Offline dovil

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Re: Credit Card Car Rental Insurance
« Reply #1072 on: June 12, 2018, 07:01:55 PM »
what does bumb mean

Offline davidrotts63

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Offline Z56

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Re: Credit Card Car Rental Insurance
« Reply #1074 on: June 12, 2018, 08:21:35 PM »
Hi,

Looking to rent a car with hertz or Avis for 2 months. Is there anyway if I do a multi month rental in order to get covered with cc insurance
“I have nothing in common with lazy people who blame others for their lack of success. Great things come from hard work

Offline davidrotts63

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Re: Credit Card Car Rental Insurance
« Reply #1075 on: June 12, 2018, 08:23:21 PM »
Hi,

Looking to rent a car with hertz or Avis for 2 months. Is there anyway if I do a multi month rental in order to get covered with cc insurance
Am I banned from answering?
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Offline Z56

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Re: Credit Card Car Rental Insurance
« Reply #1076 on: June 12, 2018, 08:24:31 PM »
Am I banned from answering?

No! Love your input!

You are being a great help! Thanks @davidrotts63
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Offline myi

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Re: Credit Card Car Rental Insurance
« Reply #1077 on: June 13, 2018, 08:29:55 AM »

3) It literally appears to be a scam because the car rental return person when directly to the scratch with chalk already in his hand to "circled it", but Im sure there is no way to see if they have charged other people for the same damage?
Rent the same car again and you will find out if they do this same scam again.
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Offline yitzyul

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Re: Credit Card Car Rental Insurance
« Reply #1078 on: June 13, 2018, 09:06:43 AM »
Rent the same car again and you will find out if they do this same scam again.
Was in Germany, not planning on going there is the near future!

Offline yitzyul

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Re: Credit Card Car Rental Insurance
« Reply #1079 on: June 13, 2018, 09:08:42 AM »
Rent the same car again and you will find out if they do this same scam again.
Any other options? Try disputing the CC but I'm assuming I will loose because I signed the "no damages"? Should I try filling a claim or will be automatically denied because it is a porsche?