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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.


Author Topic: Credit Card Car Rental Insurance  (Read 190784 times)

Offline shmoe joe

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Re: Credit Card Car Rental Insurance
« Reply #1100 on: July 04, 2018, 08:47:41 PM »
Oh your right! Thanks
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Offline shmoe joe

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Re: Credit Card Car Rental Insurance
« Reply #1101 on: July 04, 2018, 08:54:45 PM »
Is Amex insurance usually easy to work with? Anyone with personal experience?
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Offline greatdeals

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Re: Credit Card Car Rental Insurance
« Reply #1102 on: July 06, 2018, 03:29:41 PM »
when booking on line for prepaid do you have to use that credit card when you pick it up?

Offline saw50st8

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Re: Credit Card Car Rental Insurance
« Reply #1103 on: July 13, 2018, 07:43:06 AM »
Which credit cards have primary insurance on rentals in Ireland? Or do I need to pay the fees through the rental agencies?

Offline tzifanya54

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Re: Credit Card Car Rental Insurance
« Reply #1104 on: July 15, 2018, 08:49:19 PM »
Looking into a very expensive rental. I have some dead AA miles stirring around was going to just use them for the rental and pay the remainder in cash through the AA site. If I use the CSR to pay that difference will I be covered? Or will it be considered a charge to AA directly, leaving the rental unprotected forcing me to buy insurance?

Offline a good yeshiva bachur

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Re: Credit Card Car Rental Insurance
« Reply #1105 on: July 16, 2018, 12:01:12 AM »
Is Amex insurance usually easy to work with? Anyone with personal experience?
I had a pretty easy/good experience...

Offline Zevi16

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Re: Credit Card Car Rental Insurance
« Reply #1106 on: July 29, 2018, 07:21:03 PM »
How classic. According to a Chase benefits rep, "cargo vans" are not covered and a camper would fall under the cargo van category. According to an Amex benefits rep, "cargo vans" are covered, but "campers" have their own category and are not covered. The search continues...
Any update on this?

Offline shapsam

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Re: Credit Card Car Rental Insurance
« Reply #1107 on: July 29, 2018, 08:06:17 PM »

Offline runnergirl

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Re: Credit Card Car Rental Insurance
« Reply #1108 on: July 29, 2018, 08:26:48 PM »
Just booked a 7 day rental car in Israel with Budget via Priceline. It's a mid-size car and I paid $85. I read the T&C and the only other fee seems to be the $30 charge for airport P/u. I intend to use a cc that will cover the cdw. What other fees will I need to pay to ensure proper coverage? Just want to make sure I am not missing anything as the price seems so inexpensive.
Thanks

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #1109 on: July 29, 2018, 08:28:15 PM »
Just booked a 7 day rental car in Israel with Budget via Priceline. It's a mid-size car and I paid $85. I read the T&C and the only other fee seems to be the $30 charge for airport P/u. I intend to use a cc that will cover the cdw. What other fees will I need to pay to ensure proper coverage? Just want to make sure I am not missing anything as the price seems so inexpensive.
Thanks
It's not including insurance...call the rental location with the reservation number

Offline runnergirl

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Re: Credit Card Car Rental Insurance
« Reply #1110 on: July 29, 2018, 08:30:50 PM »
It's not including insurance...call the rental location with the reservation number

Thanks. Any ballpark ideas on insurance cost?

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #1111 on: July 29, 2018, 08:32:01 PM »
Thanks. Any ballpark ideas on insurance cost?
$10+ a day

Your best bet is to call an agent.

Offline nafnaf12

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Re: Credit Card Car Rental Insurance
« Reply #1112 on: August 02, 2018, 08:40:37 AM »
Currently have a rental from budget in South Africa.
Booked and paid (hold on my CC)with my CSR. windshield got a chip in it
Will I be covered?
Can/should I switch to my Amex, ans would it help? (For the premium coverage)
A smooth sea never made a skilled sailor.

Offline shapsam

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Re: Credit Card Car Rental Insurance
« Reply #1113 on: August 02, 2018, 10:19:06 AM »
Does Amex mind or do they do anything to you if you have a lot of (expensive) CDW claims?

Offline Dawie

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Re: Credit Card Car Rental Insurance
« Reply #1114 on: August 03, 2018, 10:29:41 AM »
Currently have a rental from budget in South Africa.
Booked and paid (hold on my CC)with my CSR. windshield got a chip in it
Will I be covered?
Can/should I switch to my Amex, ans would it help? (For the premium coverage)
CSP covered me in Africa just fine

Offline monkeydonkey

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Re: Credit Card Car Rental Insurance
« Reply #1115 on: August 07, 2018, 01:54:31 PM »
i rented a pickup truck from national and our back window busted does anyone know if my visa td cash would cover this?

Offline nafnaf12

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Re: Credit Card Car Rental Insurance
« Reply #1116 on: August 16, 2018, 09:02:48 AM »
I submitted a claim for car rental damage in Israel with Amex. The car rental companies here charge 17% VAT for damages, and now Amex claim they only cover the damage but not the taxes. I never had such an issue with chase. Did anyone have a similar situation? Is there anything I can do about it?
any update? I currently have a rental in IL and will need to use the CDW
Renting using AMEX BP.
how easy where they with coverage?
Did you get the tax back?
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Offline Zevwolf

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Re: Credit Card Car Rental Insurance
« Reply #1117 on: September 28, 2018, 04:27:28 PM »
Do you need to get liability insurance when renting?

Offline a good yeshiva bachur

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Re: Credit Card Car Rental Insurance
« Reply #1118 on: September 28, 2018, 04:30:54 PM »
Rear view mirror fell down, on Hertz, will Citi Premier cover me?

Offline shmooz

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Re: Credit Card Car Rental Insurance
« Reply #1119 on: October 03, 2018, 01:09:59 PM »
Do you need to get liability insurance when renting?

For US rentals, if you have your own car insurance, it covers liability as well. Otherwise you need to purchase liability.