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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 133821 times)

Offline runnergirl

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Re: Credit Card Car Rental Insurance
« Reply #1110 on: July 29, 2018, 08:30:50 PM »
It's not including insurance...call the rental location with the reservation number

Thanks. Any ballpark ideas on insurance cost?

Offline Yammer

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Re: Credit Card Car Rental Insurance
« Reply #1111 on: July 29, 2018, 08:32:01 PM »
Thanks. Any ballpark ideas on insurance cost?
$10+ a day

Your best bet is to call an agent.

Online nafnaf12

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Re: Credit Card Car Rental Insurance
« Reply #1112 on: August 02, 2018, 08:40:37 AM »
Currently have a rental from budget in South Africa.
Booked and paid (hold on my CC)with my CSR. windshield got a chip in it
Will I be covered?
Can/should I switch to my Amex, ans would it help? (For the premium coverage)
A smooth sea never made a skilled sailor.

Online shapsam

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Re: Credit Card Car Rental Insurance
« Reply #1113 on: August 02, 2018, 10:19:06 AM »
Does Amex mind or do they do anything to you if you have a lot of (expensive) CDW claims?

Offline Dawie

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Re: Credit Card Car Rental Insurance
« Reply #1114 on: August 03, 2018, 10:29:41 AM »
Currently have a rental from budget in South Africa.
Booked and paid (hold on my CC)with my CSR. windshield got a chip in it
Will I be covered?
Can/should I switch to my Amex, ans would it help? (For the premium coverage)
CSP covered me in Africa just fine

Offline monkeydonkey

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Re: Credit Card Car Rental Insurance
« Reply #1115 on: August 07, 2018, 01:54:31 PM »
i rented a pickup truck from national and our back window busted does anyone know if my visa td cash would cover this?

Online nafnaf12

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Re: Credit Card Car Rental Insurance
« Reply #1116 on: August 16, 2018, 09:02:48 AM »
I submitted a claim for car rental damage in Israel with Amex. The car rental companies here charge 17% VAT for damages, and now Amex claim they only cover the damage but not the taxes. I never had such an issue with chase. Did anyone have a similar situation? Is there anything I can do about it?
any update? I currently have a rental in IL and will need to use the CDW
Renting using AMEX BP.
how easy where they with coverage?
Did you get the tax back?
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Offline Zevwolf

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Re: Credit Card Car Rental Insurance
« Reply #1117 on: September 28, 2018, 04:27:28 PM »
Do you need to get liability insurance when renting?

Offline a good yeshiva bachur

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Re: Credit Card Car Rental Insurance
« Reply #1118 on: September 28, 2018, 04:30:54 PM »
Rear view mirror fell down, on Hertz, will Citi Premier cover me?

Offline shmooz

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Re: Credit Card Car Rental Insurance
« Reply #1119 on: October 03, 2018, 01:09:59 PM »
Do you need to get liability insurance when renting?

For US rentals, if you have your own car insurance, it covers liability as well. Otherwise you need to purchase liability.

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Re: Credit Card Car Rental Insurance
« Reply #1120 on: October 03, 2018, 02:19:27 PM »
For US rentals, if you have your own car insurance, it covers liability as well. Otherwise you need to purchase liability.
That is incorrect. Each state has minimum set for car rentals for liability. It isn't much and purchasing is encouraged in case chvshalm happens.

Offline shmooz

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Re: Credit Card Car Rental Insurance
« Reply #1121 on: October 03, 2018, 02:35:24 PM »
That is incorrect. Each state has minimum set for car rentals for liability. It isn't much and purchasing is encouraged in case chvshalm happens.

This website claims that California for example, does not require rental agencies to provide any coverage, https://www.autoslash.com/blog-and-tips/posts/renting-a-car-in-california-watch-out-for-this-insurance-gotcha

Agree with you in any event that its not smart to be relying on what the car rental provides.

Offline ludmila

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Re: Credit Card Car Rental Insurance
« Reply #1122 on: October 03, 2018, 06:34:57 PM »
That is incorrect. Each state has minimum set for car rentals for liability. It isn't much and purchasing is encouraged in case chvshalm happens.
So no credit card out there offers liability? Either use your car insurance or purchase liability ?
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Re: Credit Card Car Rental Insurance
« Reply #1123 on: October 03, 2018, 06:43:54 PM »
So no credit card out there offers liability? Either use your car insurance or purchase liability ?
Correct.
I have seen some companies from Europe that provide liability coverage out of their countries for the citizens but I don't know anything about that.

Offline Ekay

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Re: Credit Card Car Rental Insurance
« Reply #1124 on: October 08, 2018, 01:50:48 AM »
Which card is better to rent with in Israel csr or Amex platinum ?