Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

Those that do NOT have a credit card insurance, here is an alternative:  https://worldwideinsure.org.

Author Topic: Credit Card Car Rental Insurance  (Read 308993 times)

Online Essen est zich

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2017
  • Posts: 2029
  • Total likes: 704
  • DansDeals.com Hat Tips 31
    • View Profile
  • Programs: Nichoach Vol 2
Re: Credit Card Car Rental Insurance
« Reply #1120 on: October 03, 2018, 02:19:27 PM »
For US rentals, if you have your own car insurance, it covers liability as well. Otherwise you need to purchase liability.
That is incorrect. Each state has minimum set for car rentals for liability. It isn't much and purchasing is encouraged in case chvshalm happens.
Shloffen Shloft Zich

Online shmooz

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2010
  • Posts: 2289
  • Total likes: 135
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1121 on: October 03, 2018, 02:35:24 PM »
That is incorrect. Each state has minimum set for car rentals for liability. It isn't much and purchasing is encouraged in case chvshalm happens.

This website claims that California for example, does not require rental agencies to provide any coverage, https://www.autoslash.com/blog-and-tips/posts/renting-a-car-in-california-watch-out-for-this-insurance-gotcha

Agree with you in any event that its not smart to be relying on what the car rental provides.

Offline ludmila

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 5147
  • Total likes: 271
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: IND
  • Programs: Hilton Diamond,Marriott Platinum,SPG Platinum.
Re: Credit Card Car Rental Insurance
« Reply #1122 on: October 03, 2018, 06:34:57 PM »
That is incorrect. Each state has minimum set for car rentals for liability. It isn't much and purchasing is encouraged in case chvshalm happens.
So no credit card out there offers liability? Either use your car insurance or purchase liability ?
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Online Essen est zich

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2017
  • Posts: 2029
  • Total likes: 704
  • DansDeals.com Hat Tips 31
    • View Profile
  • Programs: Nichoach Vol 2
Re: Credit Card Car Rental Insurance
« Reply #1123 on: October 03, 2018, 06:43:54 PM »
So no credit card out there offers liability? Either use your car insurance or purchase liability ?
Correct.
I have seen some companies from Europe that provide liability coverage out of their countries for the citizens but I don't know anything about that.
Shloffen Shloft Zich

Offline Ekay

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2018
  • Posts: 457
  • Total likes: 8
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NYC
Re: Credit Card Car Rental Insurance
« Reply #1124 on: October 08, 2018, 01:50:48 AM »
Which card is better to rent with in Israel csr or Amex platinum ?

Online nafnaf12

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2012
  • Posts: 4192
  • Total likes: 251
  • DansDeals.com Hat Tips 79
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1125 on: October 17, 2018, 10:25:20 PM »
any update? I currently have a rental in IL and will need to use the CDW
Renting using AMEX BP.
how easy where they with coverage?
Did you get the tax back?
ETA. Amex covered including Tax
A smooth sea never made a skilled sailor.

Offline B.D.Da'ehu

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2012
  • Posts: 3771
  • Total likes: 100
  • DansDeals.com Hat Tips 126
    • View Profile
  • Location: Jerusalem
Re: Credit Card Car Rental Insurance
« Reply #1126 on: October 18, 2018, 03:59:40 AM »
Which card is better to rent with in Israel csr or Amex platinum ?
CSR

Offline metsgiantsfan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2015
  • Posts: 466
  • Total likes: 18
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Credit Card Car Rental Insurance
« Reply #1127 on: November 20, 2018, 08:50:15 AM »
For a car rental in the U.S which is better for insurance/protection. Amex Gold Premier or Chase Reserve?   Also, I cant seem to find a straight answer, if the C.C is in my wifes names, but I am down as the driver, is it covered?

Offline Ekay

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2018
  • Posts: 457
  • Total likes: 8
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NYC
Re: Credit Card Car Rental Insurance
« Reply #1128 on: November 20, 2018, 08:53:39 AM »
For a car rental in the U.S which is better for insurance/protection. Amex Gold Premier or Chase Reserve?   Also, I cant seem to find a straight answer, if the C.C is in my wifes names, but I am down as the driver, is it covered?
csr

Offline beirush228

  • Dansdeals Gold Elite
  • ***
  • Join Date: Sep 2015
  • Posts: 209
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1129 on: February 28, 2019, 04:56:39 AM »
 I added on the premium Amex Rental Insurance being that my rental was broken into and my Tefillin and Sheitlach plus a duffel bag full of clothing were stolen. I opted into the premium car rental after the police report (and after obviously the rental started), but before I payed (dropped off) for the vehicle.

Amex Premium covers up to $10,000 in personal property theft in this plan. Does anyone have any experience with this? Please advice if you have had to deal with this.This is like $8,000 loss with out exaggeration. Will they cover the loss of property or just claim that because I wasn't enrolled from the beginning of the rental, they will not cover it.

Offline Ekay

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2018
  • Posts: 457
  • Total likes: 8
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NYC
Re: Credit Card Car Rental Insurance
« Reply #1130 on: February 28, 2019, 09:24:11 AM »
I added on the premium Amex Rental Insurance being that my rental was broken into and my Tefillin and Sheitlach plus a duffel bag full of clothing were stolen. I opted into the premium car rental after the police report (and after obviously the rental started), but before I payed (dropped off) for the vehicle.

Amex Premium covers up to $10,000 in personal property theft in this plan. Does anyone have any experience with this? Please advice if you have had to deal with this.This is like $8,000 loss with out exaggeration. Will they cover the loss of property or just claim that because I wasn't enrolled from the beginning of the rental, they will not cover it.
Sorry for your loss, where you charged the $24 fee from Amex for the premium coverage?

Offline beirush228

  • Dansdeals Gold Elite
  • ***
  • Join Date: Sep 2015
  • Posts: 209
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1131 on: February 28, 2019, 06:47:20 PM »
Not yet. I should though I suppose.

Offline beirush228

  • Dansdeals Gold Elite
  • ***
  • Join Date: Sep 2015
  • Posts: 209
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1132 on: February 28, 2019, 09:43:12 PM »

Offline Theodorel

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Feb 2015
  • Posts: 270
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Credit Card Car Rental Insurance
« Reply #1133 on: March 04, 2019, 01:46:08 PM »
What credit cards cover cdw for 12 seater vans? (even the cc's that I would have to pay a one time fee for premium coverage...)
TIA

Offline New Yorker

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2015
  • Posts: 178
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1134 on: March 04, 2019, 02:36:17 PM »
What credit cards cover cdw for 12 seater vans? (even the cc's that I would have to pay a one time fee for premium coverage...)
TIA

Citi

Offline beirush228

  • Dansdeals Gold Elite
  • ***
  • Join Date: Sep 2015
  • Posts: 209
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1135 on: March 06, 2019, 04:33:29 AM »
Sorry for your loss, where you charged the $24 fee from Amex for the premium coverage?
Yes i was now.

Offline shapsam

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2017
  • Posts: 3017
  • Total likes: 637
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1136 on: March 06, 2019, 11:29:19 AM »
Some car rentals in Europe don't have an option to rent without any CDW and you're automatically covered with a large deductable, does that mean there's no way to get coverage with a cc?

Offline m.m.

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2016
  • Posts: 242
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1137 on: March 19, 2019, 11:35:09 PM »
I remember seeing somewhere on forums about some credit card that has liability included in it, maybe from a year ago or so, but cant find it at the moment (tried searching thru google obviously).
Any idea what credit it is?
It definitely wasn't an american bank, I think it was an English bank, but not sure...
thanks

Offline Yehuda25

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6069
  • Total likes: 78
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1138 on: March 28, 2019, 03:24:54 PM »
I remember seeing somewhere on forums about some credit card that has liability included in it, maybe from a year ago or so, but cant find it at the moment (tried searching thru google obviously).
Any idea what credit it is?
It definitely wasn't an american bank, I think it was an English bank, but not sure...
thanks
none AFAIK
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline Yehuda25

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6069
  • Total likes: 78
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1139 on: March 28, 2019, 03:25:22 PM »
If one takes Liability from the rental company, is damage to a rental car still covered by amex?
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle