Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.


Author Topic: Credit Card Car Rental Insurance  (Read 135114 times)

Offline Yehuda25

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Re: Credit Card Car Rental Insurance
« Reply #1140 on: March 28, 2019, 03:27:12 PM »
If one takes Liability from the rental company, is damage to a rental car still covered by amex?
terms seem to say yes -

https://www.americanexpress.com/content/dam/amex/us/credit-cards/features-benefits/policies/pdf/CRLDI%20Benefit%20Guide_Tier%201%20Rev%2003-18.pdf


How to Activate Coverage
Coverage for Theft of or Damage to an eligible Rental Vehicle is activated when:
1. You decline the full collision damage waiver (CDW) or similar option, or pay for a partial collision
damage waiver, offered by the Rental Company;
2. You or the Authorized Driver is named on the Rental Agreement as the person renting and take control
and possession of the Rental Vehicle; and
3. You use Your Account, American Express Membership Reward Points and/or American Express Pay
with Points to hold or place a deposit at the time the rental is checked out and to pay for the Entire Rental
from the Rental Company. Coverage will n
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline chossid

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Re: Credit Card Car Rental Insurance
« Reply #1141 on: June 22, 2019, 11:50:21 PM »
I'm about to rent a car for more than 30 days,
Will amwx plat with the premium insurance over me 60 days?

Offline a good yeshiva bachur

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Re: Credit Card Car Rental Insurance
« Reply #1142 on: June 23, 2019, 05:49:31 AM »
I'm about to rent a car for more than 30 days,
Will amwx plat with the premium insurance over me 60 days?
IIRC Amex only covers up to 42 days

Offline SamCan

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Re: Credit Card Car Rental Insurance
« Reply #1143 on: June 26, 2019, 11:57:53 AM »
My Canadian credit card gives me 48 day primary insurance. Is there a card that gives me more than that.

Offline dealsrus

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Re: Credit Card Car Rental Insurance
« Reply #1144 on: July 09, 2019, 12:21:38 AM »
Is there a current list of all credit cards that provide CDW coverage in Israel?
The Wiki does not seem updated.  Thanks

Offline m.m.

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Re: Credit Card Car Rental Insurance
« Reply #1145 on: July 09, 2019, 11:28:52 PM »
I remember seeing somewhere on forums about some credit card that has liability included in it, maybe from a year ago or so, but cant find it at the moment (tried searching thru google obviously).
Any idea what credit it is?
It definitely wasn't an american bank, I think it was an English bank, but not sure...
thanks
found it here,
http://www.coutts.com/private-banking/banking-services/cards/coutts-silk-card/

The cost for the card is just 350£
Though you gotta be accepted as a client at the bank  ;)

Offline zhenya13

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Re: Credit Card Car Rental Insurance
« Reply #1146 on: August 05, 2019, 11:47:23 PM »
Does MC World Elite provide CDW/LDW insurance?
I have a barclays arrival +, the terms don't seem to exclude Israel.
Here's the link to the terms:
https://gif.barclaycardus.com/servicing/img/base/guideBenefits/BAR-5819-1.pdf

I'm just confused since the header for this thread says it's only Chase Saphire (reserve or preferred) and Amex and everything I'm reading is about Chase v Amex
Thank you in advance for any info


Offline Traveler718

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Re: Credit Card Car Rental Insurance
« Reply #1147 on: August 18, 2019, 07:53:57 PM »
Picked up a rental in Glasgow last week, but they wouldn't let me pay with CSR in my wife's name even though she was there, since I'm the driver. So I paid with my Citi premier (primary overseas), which may be for the best since I reserved a minivan but they didn't have and made me take a 9-seater van.

They tried to sell me a 26 GBP per day policy to reduce my liability to 150 GBP, but I declined. They threatened me that if anything happens they'll put a 5000 GBP hold on my cc, but only 500 if I've already initiated a claim and provide them the # when I return it.

When we came back to the van in a parking lot today, I discovered a scratch and small dent which we're not sure if they were there when we got it or not. Please advise how to proceed - should call the rental agency,  call Citi to start a claim (even with no police report etc.), lower my credit limit so they can't charge me 5000 GBP, wait and see what happens at return, ...?

Also, I now see that Citi doesn't cover loss of use like CSR - will this be a problem?

Offline Traveler718

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Re: Credit Card Car Rental Insurance
« Reply #1148 on: August 19, 2019, 03:38:44 PM »
Bump - I'm returning the rental soon and would appreciate any advice.

Offline Fat albert

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Re: Credit Card Car Rental Insurance
« Reply #1149 on: August 20, 2019, 11:08:54 PM »
I paid in advance with a card not enrolled in amex premium rental can i add it to the card after as long as its before the rental date or does it go by time of payment

Offline tll

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Re: Credit Card Car Rental Insurance
« Reply #1150 on: August 24, 2019, 09:57:53 PM »
I am renting a 15 passenger van in America and I see that barclaycard arrival and american express exclude full size vans from insurance.
Is there any credit card that will cover the insurance for a 15 passenger van for personal use or do I need to purchase the car rental insurance?

Offline New Yorker

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Re: Credit Card Car Rental Insurance
« Reply #1151 on: August 24, 2019, 10:02:49 PM »
I am renting a 15 passenger van in America and I see that barclaycard arrival and american express exclude full size vans from insurance.
Is there any credit card that will cover the insurance for a 15 passenger van for personal use or do I need to purchase the car rental insurance?

Citi, untill September 22.

Offline tll

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Re: Credit Card Car Rental Insurance
« Reply #1152 on: August 24, 2019, 11:40:09 PM »
Thank you

Offline shmerel

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Re: Credit Card Car Rental Insurance
« Reply #1153 on: August 25, 2019, 03:08:28 PM »
I paid in advance with a card not enrolled in amex premium rental can i add it to the card after as long as its before the rental date or does it go by time of payment

Im no expert but would suggest contacting the Rental Company and ask if you can change credit Card at the time of pickup. Then try using same card again at pickup to be sure.

On a side note, I have found that if you rent with Amex for insurance, and then at time of dropoff use a different card for final charge, you get refunded the insurance charge.

Offline ab613

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Re: Credit Card Car Rental Insurance
« Reply #1154 on: August 25, 2019, 11:56:21 PM »
I am renting a 15 passenger van in America and I see that barclaycard arrival and american express exclude full size vans from insurance.
Is there any credit card that will cover the insurance for a 15 passenger van for personal use or do I need to purchase the car rental insurance?
amex premium