Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

Those that do NOT have a credit card insurance, here is an alternative:  https://worldwideinsure.org.

Author Topic: Credit Card Car Rental Insurance  (Read 309162 times)

Offline ab613

  • Dansdeals Silver Elite
  • **
  • Join Date: May 2019
  • Posts: 52
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1160 on: October 17, 2019, 05:18:40 PM »
Is it possible to obtain CDW with a credit card if paying for the rental using Delta miles, but putting the taxes on the CC? I know that for airline delay coverage, paying taxes on an award booking is sufficient with some CC. Wondering if it's the same here. Thanks!!
From the wiki: There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

Offline shmooz

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2010
  • Posts: 2289
  • Total likes: 135
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1161 on: October 17, 2019, 07:22:02 PM »
Is it possible to obtain CDW with a credit card if paying for the rental using Delta miles, but putting the taxes on the CC? I know that for airline delay coverage, paying taxes on an award booking is sufficient with some CC. Wondering if it's the same here. Thanks!!

Not every credit card is the same necessarily, don't take a risk, call the credit card company yourself to verify

Offline Luvisrael

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2016
  • Posts: 2872
  • Total likes: 366
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: לבי במזרח
Re: Credit Card Car Rental Insurance
« Reply #1162 on: October 23, 2019, 01:48:51 PM »
Does amex delta platinum cover in Israel?

Offline Danlover111

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2016
  • Posts: 1457
  • Total likes: 166
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Jackson
Re: Credit Card Car Rental Insurance
« Reply #1163 on: November 02, 2019, 01:42:44 PM »
How deos it work if I cancel a cc that has a claim pending does the case still stay open or I have  to keep the cc open?

Offline sruly101

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2012
  • Posts: 2326
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Credit Card Car Rental Insurance
« Reply #1164 on: November 03, 2019, 07:49:24 PM »
Hi,

Can I use the Ink preferred business card or the united explorer business card for a pleasure car rental in israel? (not business related, as these are business cards)

Offline Muhammad

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2019
  • Posts: 328
  • Total likes: 15
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1165 on: November 15, 2019, 02:12:04 AM »
Can someone please update this wiki?

Offline justmeha

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2019
  • Posts: 1505
  • Total likes: 150
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1166 on: November 16, 2019, 06:58:40 PM »
Hi,

Can I use the Ink preferred business card or the united explorer business card for a pleasure car rental in israel? (not business related, as these are business cards)
Ink preferred business will work for secondary insurance

Offline grodnoking

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2014
  • Posts: 5847
  • Total likes: 767
  • DansDeals.com Hat Tips 17
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1167 on: November 16, 2019, 07:28:18 PM »
Ink preferred business will work for secondary insurance
Ink should be primary overseas for pleasure rentals. In america it's only secondary for pleasure rentals.
I'm not who you think I am.

Offline sky121

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2011
  • Posts: 11513
  • Total likes: 168
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1168 on: November 24, 2019, 11:46:18 AM »
I'm about to rent a car and all I have on me is my Chase freedom or my Amex Bonvoy.
Can someone remind me which one is better if any.
"Not all who wander are lost"

Offline Yammer

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2015
  • Posts: 3695
  • Total likes: 217
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1169 on: November 24, 2019, 12:17:12 PM »
I'm about to rent a car and all I have on me is my Chase freedom or my Amex Bonvoy.
Can someone remind me which one is better if any.
Amex is overall better them Chase except with primary insurance. ( Haven't compaired the 2 )

Offline chaimh770

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2016
  • Posts: 104
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1170 on: January 12, 2020, 06:09:38 PM »
NEED HELP
got in to a small rear end collision, hit another car really minor with a rental car, and did not have liability.
The other driver is now claiming bodily injury obviously because they can, and hertz will pay it without fighting and will come back for reimbursement from me. What can I do to get out of this. Car was rented with sapphire reserve.

Offline ShimshonK

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2018
  • Posts: 550
  • Total likes: 148
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1171 on: January 13, 2020, 12:42:41 PM »
NEED HELP
got in to a small rear end collision, hit another car really minor with a rental car, and did not have liability.
The other driver is now claiming bodily injury obviously because they can, and hertz will pay it without fighting and will come back for reimbursement from me. What can I do to get out of this. Car was rented with sapphire reserve.
Think all the rental companies come with the minimum state required liability amount (very low but def helpful).
I'm no expert on this, but you should look into that.

Offline chaimh770

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2016
  • Posts: 104
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1172 on: January 14, 2020, 10:46:06 AM »
Think all the rental companies come with the minimum state required liability amount (very low but def helpful).
I'm no expert on this, but you should look into that.
Yes but the rental company will come after me no?

Offline Platinum

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Feb 2010
  • Posts: 567
  • Total likes: 8
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1173 on: January 14, 2020, 10:59:43 AM »
NEED HELP
got in to a small rear end collision, hit another car really minor with a rental car, and did not have liability.
The other driver is now claiming bodily injury obviously because they can, and hertz will pay it without fighting and will come back for reimbursement from me. What can I do to get out of this. Car was rented with sapphire reserve.
I know someone who had a similar situation and hertz paid out and did not got after him for the money.

Offline carele1

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2012
  • Posts: 380
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1174 on: January 14, 2020, 01:32:03 PM »
It depends in which state the rental was originating, if its NY, then they can't come after you. Others I dont know
CarLrent.com best prices for car rentals worldwide.

Offline pointer

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2018
  • Posts: 1623
  • Total likes: 317
  • DansDeals.com Hat Tips 23
    • View Profile
  • Location: United States
Re: Credit Card Car Rental Insurance
« Reply #1175 on: January 14, 2020, 02:19:39 PM »
If someone uses my CC to rent a car, will they still be covered? or do I have to be the driver?

Offline Yehudaa

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2018
  • Posts: 3605
  • Total likes: 2405
  • DansDeals.com Hat Tips 111
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1176 on: January 14, 2020, 02:58:30 PM »
If someone uses my CC to rent a car, will they still be covered? or do I have to be the driver?

I think you always have to be the primary driver.
And I doubt a car rental company would let someone rent with a credit card that's not in their name.

Offline ygift

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jun 2008
  • Posts: 335
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1177 on: January 23, 2020, 02:56:20 PM »
I accidentally filled up diesel instead of regular gas in Israel.
Does the credit card insurance (saphire reserve) cover me for what the rental is going to charge for this mess?

Offline RebTuvia

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jun 2019
  • Posts: 204
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ברוקלין
Re: Credit Card Car Rental Insurance
« Reply #1178 on: January 23, 2020, 11:01:45 PM »
I accidentally filled up diesel instead of regular gas in Israel.
Does the credit card insurance (saphire reserve) cover me for what the rental is going to charge for this mess?
Did the rental tell you that you're responsible?

Offline ygift

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jun 2008
  • Posts: 335
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #1179 on: January 24, 2020, 01:42:33 AM »
Of course