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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

Those that do NOT have a credit card insurance, here is an alternative:  https://worldwideinsure.org.

Author Topic: Credit Card Car Rental Insurance  (Read 242462 times)

Offline yelped

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Re: Credit Card Car Rental Insurance
« Reply #1260 on: June 15, 2022, 10:33:53 AM »
Thanks. Rented a Y in Chicago, and used my CSP. Glad I didn't know beforehand.
They usually only exclude cars that are $75k and up, they probably only mean the Model S and X.

Offline Freecountry

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Re: Credit Card Car Rental Insurance
« Reply #1261 on: June 15, 2022, 04:26:11 PM »
They usually only exclude cars that are $75k and up, they probably only mean the Model S and X.
Def not worth the risk

Offline chaim762

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Re: Credit Card Car Rental Insurance
« Reply #1262 on: June 17, 2022, 01:46:17 AM »
So can someone please make me clear? I am renting a minivan for the summer in NJ. I do not have personal car insurance. Should I purchase liability insurance from the agency? Or does NJ State require the rental company to provide them free of charge?

Offline Freecountry

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Re: Credit Card Car Rental Insurance
« Reply #1263 on: August 01, 2022, 08:02:56 AM »
They usually only exclude cars that are $75k and up, they probably only mean the Model S and X.
Amex platinum CDW covers all vehicles up to 75k except for commercial vehicles etc. however itís secondary coverage. Although I donít see the big difference between secondary and primary, if you have no other coverage option than the secondary covers you fully.

Offline Mmz1534

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Re: Credit Card Car Rental Insurance
« Reply #1264 on: August 03, 2022, 12:32:47 AM »
I was wondering if anyone has experience using car rental insurance on the bank of America travel rewards card.
I wanted to confirm that the card carries this benefit and they make it so hard to find out that I'm worried that when it comes to actually needing (c"v) using it they will make it very difficult.

Offline SuperFlyer

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Re: Credit Card Car Rental Insurance
« Reply #1265 on: August 03, 2022, 04:16:46 PM »
I can help those that have no rental car insurance. Just pm me.
That works for people anywhere, not just Americans.
LY insurance should always be bought at time of rental and included in Europe.

Offline Mf1

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Re: Credit Card Car Rental Insurance
« Reply #1266 on: August 16, 2022, 01:01:27 PM »
Does amex rentals insurance cover a someone with a learners permit if they are listed on the rental agreement?

Offline Mf1

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Re: Credit Card Car Rental Insurance
« Reply #1267 on: August 17, 2022, 11:48:50 AM »
Someone with a full license scraped another car. Declined kyte's insurance and booked with amex plat enrolled in premium rental insurance. Anything to do about the other car besides paying out of pocket?

Offline lybbtthl

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Re: Credit Card Car Rental Insurance
« Reply #1268 on: August 17, 2022, 12:53:12 PM »
will hertz accept apple/google pay/mobile wallet when picking up a rental car?
renter will not have the card with him, but needs the car to be rented on this card for CDW

Offline Essen est zich

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Re: Credit Card Car Rental Insurance
« Reply #1269 on: August 17, 2022, 12:54:17 PM »
will hertz accept apple/google pay/mobile wallet when picking up a rental car?
renter will not have the card with him, but needs the car to be rented on this card for CDW
No

Offline Mmz1534

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Re: Credit Card Car Rental Insurance
« Reply #1270 on: August 18, 2022, 01:58:37 AM »
Someone with a full license scraped another car. Declined kyte's insurance and booked with amex plat enrolled in premium rental insurance. Anything to do about the other car besides paying out of pocket?
if this was in NY then they are officially required to provide liability coverage
they dont do that and i dont know if there is some way to make them actually do it

Offline Abebee

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Re: Credit Card Car Rental Insurance
« Reply #1271 on: August 22, 2022, 11:34:47 AM »
Whats the process for a 1 car accident that totaled the car? (car was rented from national) The car is now at a tow yard, do i just call National? Do they charge me and then i go to credit card?

If anyone has even been through this process and guide me I would appreciate it.

thank you

Offline Mailman

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Re: Credit Card Car Rental Insurance
« Reply #1272 on: August 24, 2022, 10:31:27 AM »
I rented a car in Italy with a capital one platinum card. The rental came with CDW but the deductible is more than the damage. Can I use my credit card and what does it cover?

Offline shmooz

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Re: Credit Card Car Rental Insurance
« Reply #1273 on: August 24, 2022, 10:53:03 AM »
I rented a car in Italy with a capital one platinum card. The rental came with CDW but the deductible is more than the damage. Can I use my credit card and what does it cover?

Check the benefit guide, generally credit cards require you to deny cdw or it doesn't kick in.

Offline TAVI

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Re: Credit Card Car Rental Insurance
« Reply #1274 on: September 21, 2022, 10:51:30 PM »
Does amex platinum car rental insurance cover multiple vehicles rented at the same time?

both rental under my name, using the same card.
I drive one, my wife drives the other.

Rented from National.
« Last Edit: September 21, 2022, 10:55:32 PM by TAVI »

Offline Platinum

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Re: Credit Card Car Rental Insurance
« Reply #1275 on: September 22, 2022, 12:05:06 PM »
Why not? Also, unless you crash both how would they know?