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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

Those that do NOT have a credit card insurance, here is an alternative:  https://worldwideinsure.org.

Author Topic: Credit Card Car Rental Insurance  (Read 309154 times)

EMES

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Re: Credit Card Car Rental Insurance
« Reply #180 on: July 02, 2013, 07:18:08 AM »
So if i have an amex and amex business gold, i should rather use my regular amex?
Amex gold is 2x points on travel.
« Last Edit: July 02, 2013, 09:03:07 AM by EMES »

Offline Dave321

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Re: Credit Card Car Rental Insurance
« Reply #181 on: July 02, 2013, 07:30:11 AM »
Amex gold is 3x points on travel.

Thanks, though i was referring to insurance when renting. If I have an issue later on with the rental, and they do an investigation, I would want to be protected if it is clearly not a business trip.

EMES

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Re: Credit Card Car Rental Insurance
« Reply #182 on: July 02, 2013, 07:38:27 AM »
Thanks, though i was referring to insurance when renting. If I have an issue later on with the rental, and they do an investigation, I would want to be protected if it is clearly not a business trip.
Dont see the difference one over the other, besides that by using the amex gold u get 2x; ;)
« Last Edit: July 02, 2013, 09:00:19 AM by EMES »

Offline meshugener

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Re: Credit Card Car Rental Insurance
« Reply #183 on: July 02, 2013, 08:54:05 AM »
And here we got another EMES statement.
Amex Gold gives 3X on airfare, not travel.
Love me or hate me. I still love you.

EMES

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Re: Credit Card Car Rental Insurance
« Reply #184 on: July 02, 2013, 09:01:48 AM »
And here we got another EMES statement.
Amex Gold gives 3X on airfare, not travel.
What a meshuguner you know what i meant!

Offline meshugener

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Re: Credit Card Car Rental Insurance
« Reply #185 on: July 02, 2013, 09:05:52 AM »
Huh?
Love me or hate me. I still love you.

EMES

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Re: Credit Card Car Rental Insurance
« Reply #186 on: July 02, 2013, 09:10:03 AM »
Huh?
Read the prior questions and posts.
And what happened to quote?
Grammar and punctuation hall of shame? Lol.

Offline meshugener

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Re: Credit Card Car Rental Insurance
« Reply #187 on: July 02, 2013, 09:22:47 AM »
I have no idea what you mean.
I'm just pointing another wrong statement you made: you do NOT get 3X on car rentals by using Amex Gold.
Love me or hate me. I still love you.

Offline Saver2000

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Re: Credit Card Car Rental Insurance
« Reply #188 on: July 02, 2013, 09:31:10 AM »
I have no idea what you mean.
I'm just pointing another wrong statement you made: you do NOT get 3X on car rentals by using Amex Gold.
+1

Thanx for pointing it out.

This is getting out of hand.

Offline MEIR613

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Re: Credit Card Car Rental Insurance
« Reply #189 on: July 02, 2013, 07:57:03 PM »
And here we got another EMES statement.
Amex Gold gives 3X on airfare, not travel.
And it has to be bought directly from the airlines, which ends up happening on some 3rd party sites.


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Re: Credit Card Car Rental Insurance
« Reply #190 on: July 03, 2013, 10:39:48 AM »
 if i add someone to my CC, he is a US citizen but has an israeli drivers license and lives in israel, would he be covered on my cc for CDW?

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #191 on: July 03, 2013, 06:50:07 PM »
if i add someone to my CC, he is a US citizen but has an israeli drivers license and lives in israel, would he be covered on my cc for CDW?
I don't see the issue.

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Re: Credit Card Car Rental Insurance
« Reply #192 on: July 03, 2013, 11:06:59 PM »
Does AMEX Gold Premier Rewards cover liability? For $20-$25?

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #193 on: July 04, 2013, 07:37:14 AM »
Does AMEX Gold Premier Rewards cover liability? For $20-$25?
Read the first line in the wiki.


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Re: Credit Card Car Rental Insurance
« Reply #194 on: July 04, 2013, 09:05:15 AM »
Hi there folks, I have a lomdishe shailah:
I'm renting a car for a week, next week,
If my personal insurance doesn't cover collision on my car, is there any point in getting AMEX's rental insurance plan for $25, or should I let me reg cc's (secondary) insurance cover the rental?
IOW, since my own insurance doesn't cover my own car, then the cc will be end up being the only source where to pay for anything, or will the cc will still file a claim with my insurance, and it will still affect my premiums?

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #195 on: July 04, 2013, 12:50:39 PM »
Hi there folks, I have a lomdishe shailah:
I'm renting a car for a week, next week,
If my personal insurance doesn't cover collision on my car, is there any point in getting AMEX's rental insurance plan for $25, or should I let me reg cc's (secondary) insurance cover the rental?
IOW, since my own insurance doesn't cover my own car, then the cc will be end up being the only source where to pay for anything, or will the cc will still file a claim with my insurance, and it will still affect my premiums?
If you're own insurance doesn't cover your rental car the CC will be primary and your car insurance premiums will not go up. (99% sure). The only reason to still use the Amex Premium plan is that officially the CS is better, they cover larger cars and up to 40+ days.

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Re: Credit Card Car Rental Insurance
« Reply #196 on: July 08, 2013, 03:04:02 PM »
Does Amex cover liability for all drivers or only the cardholder?

Offline dovy2

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Re: Credit Card Car Rental Insurance
« Reply #197 on: July 08, 2013, 04:53:28 PM »
doesn't cover ANY liability. No credit card does.

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Re: Credit Card Car Rental Insurance
« Reply #198 on: July 08, 2013, 05:43:02 PM »
Sorry meant CDW.

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Re: Credit Card Car Rental Insurance
« Reply #199 on: July 09, 2013, 11:21:04 AM »
doesn't cover ANY liability. No credit card does.
With amex, must I pay the $25 fee to get coverage?