Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.


Author Topic: Credit Card Car Rental Insurance  (Read 136670 times)

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 54132
  • Total likes: 2617
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: uhaul and cc insurance- what cc to use
« Reply #240 on: October 20, 2013, 08:56:35 PM »
So your saying I'm right that no one covers pickups except amex premium?
AMEX Plat non-premium does.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 54132
  • Total likes: 2617
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: uhaul and cc insurance- what cc to use
« Reply #241 on: October 20, 2013, 08:57:15 PM »
(or al except amex as per dan)
AMEX confirmed pickups as well on the Plat card.
The confusion is regarding "trucks".
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline menachem_m

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1216
  • Total likes: 0
  • DansDeals.com Hat Tips 29
    • View Profile
Re: uhaul and cc insurance- what cc to use
« Reply #242 on: October 20, 2013, 09:04:52 PM »
So your saying I'm right that no one covers pickups except amex premium?

Your are confusing two products.
Dan is referencing the $450 Amex Platinum
This is a add on product available on (all?) Amex's.

Offline Crazy tools

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2010
  • Posts: 2153
  • Total likes: 3
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Programs: United Club, Avis Presidents, Hertz Presidents Circle, National Executive Elite, SPG Gold
Re: uhaul and cc insurance- what cc to use
« Reply #243 on: October 20, 2013, 09:19:54 PM »
AMEX Plat non-premium does.
Your are confusing two products.
Dan is referencing the $450 Amex Platinum
This is a add on product available on (all?) Amex's.
didn't realize that there is a difference in basic coverage between the reg and plat. Now I know, Thanks
The confusion is regarding "trucks".
When you say confusion you mean on Amex's part? Is there really a tzad that they would cover full size trucks? (Didn't understand what you wrote up thread)

Offline RoboJam

  • Dansdeals Silver Elite
  • **
  • Join Date: Jan 2013
  • Posts: 74
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
  • Programs: Delta Silver, Hyatt Diamond, SPG Gold
Re: Credit Card Car Rental Insurance
« Reply #244 on: October 21, 2013, 09:12:04 AM »
Traveling to israel on 10 days, is that enough time to convert my SP VISA to MC?
It may be that my sole purpose in life is to serve as a bad example

Offline Crazy tools

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2010
  • Posts: 2153
  • Total likes: 3
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Programs: United Club, Avis Presidents, Hertz Presidents Circle, National Executive Elite, SPG Gold
Re: Credit Card Car Rental Insurance
« Reply #245 on: November 21, 2013, 03:37:47 PM »
So now that all (I think) chase credit cards cover cdw in Israel even the visa, has anyone used it?
The terms on Israeli rental contracts still say you need a master card world.
Of course I know that you sometimes need a letter of coverage from the cc.
My question is are the rental agents in Israel familiar with this change and honoring it? Or do you have to fight with them explaining that it's a new change?

Offline smiley face

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2011
  • Posts: 482
  • Total likes: 0
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: New York
Re: Credit Card Car Rental Insurance
« Reply #246 on: November 24, 2013, 04:31:31 AM »
We are using the sapphire preferred cc for a car rental in Israel. We are returning the car with a slight dent, what steps do we take from here?

Offline bobthebuilder

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2013
  • Posts: 508
  • Total likes: 1
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Programs: Motel 6 elite
Re: Credit Card Car Rental Insurance
« Reply #247 on: November 24, 2013, 06:25:05 AM »
We are using the sapphire preferred cc for a car rental in Israel. We are returning the car with a slight dent, what steps do we take from here?
Hope they dont notice  ;)

Offline smiley face

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2011
  • Posts: 482
  • Total likes: 0
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: New York
Re: Credit Card Car Rental Insurance
« Reply #248 on: November 24, 2013, 06:29:57 AM »
Hope they dont notice  ;)
Oh no what does that mean??

Offline Crazy tools

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2010
  • Posts: 2153
  • Total likes: 3
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Programs: United Club, Avis Presidents, Hertz Presidents Circle, National Executive Elite, SPG Gold
Re: Credit Card Car Rental Insurance
« Reply #249 on: November 25, 2013, 10:40:45 PM »
In the past (before chase benefits were changed) when requesting a letter of coverage from the credit card for Israel, the letter specifically said Israel. IME under the new changes the letter is generic and they didn't want to specially write Israel. Anyone else have the same?
I hope hertz (who requires a letter) will honor this. Any experience renting with one of these generic letters of coverage?

Offline Zevwolf

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Apr 2013
  • Posts: 689
  • Total likes: 11
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #250 on: February 03, 2014, 11:08:20 PM »
I got some damage on my rented car, I paid with a barclay MC, what do  I do next I signed some paper work @ the renta.l do I need to contact MC to make a claim or the the rental will take care of it?
« Last Edit: February 04, 2014, 12:04:13 AM by Zevwolf »

Offline Zevwolf

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Apr 2013
  • Posts: 689
  • Total likes: 11
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #251 on: February 04, 2014, 11:22:01 PM »
BUMP

Offline Dr Moose

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2013
  • Posts: 4036
  • Total likes: 105
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #252 on: February 05, 2014, 01:38:39 AM »
you need to contact MC
Hey there! I am using DansDeals Forums.

Offline bobthebuilder

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2013
  • Posts: 508
  • Total likes: 1
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Programs: Motel 6 elite
Re: Credit Card Car Rental Insurance
« Reply #253 on: February 05, 2014, 06:53:04 AM »
I got some damage on my rented car, I paid with a barclay MC, what do  I do next I signed some paper work @ the renta.l do I need to contact MC to make a claim or the the rental will take care of it?
Contact MC withing 45 days and fill out the report, you have a year after that to send in all the other paperwork

Offline Zevwolf

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Apr 2013
  • Posts: 689
  • Total likes: 11
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #254 on: February 10, 2014, 08:09:23 PM »
Does the CC insurance pay even if the damage was your fault?