Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 134060 times)

Offline yoshi

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Nov 2013
  • Posts: 987
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #285 on: February 25, 2014, 11:56:21 PM »
Didn't see this on the wiki.
Anyone renting in Canada (not sure if this applies to everywhere else outside the USA) with a visa card is covered with PRIMARY Insurance. Although not covered with Liability.
Also According to Canadian law the rental complany has to cover liability.
So Basically if you rent with a Visa CC in Canada you don't have to purchase insurance at all.

Offline MoGro17

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2013
  • Posts: 324
  • Total likes: 4
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Area 51
Re: Credit Card Car Rental Insurance
« Reply #286 on: March 08, 2014, 10:08:04 PM »
renting a car in maimi soon for one week. Underage but using corporate code.
which of the following cards is best to use with regards to insurance and coverage?
British Airways Chase Visa
Chase Freedom Visa
Chase Ink Bold Mastercard
Chase Sapphire Preferred Visa Signature
Amex Starwood Preferred Guest

Offline MoGro17

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2013
  • Posts: 324
  • Total likes: 4
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Area 51
Re: Credit Card Car Rental Insurance
« Reply #287 on: March 08, 2014, 11:07:33 PM »
what the heck.

I'm renting in two weeks.
Which card should I get to cover me fully?
What do I need to know?

Offline DBK

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jan 2014
  • Posts: 892
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #288 on: March 09, 2014, 09:36:18 PM »

what the heck.

I'm renting in two weeks.
Which card should I get to cover me fully?
What do I need to know?
United MPE card US. SP for foreign countries. Rep will tell all terms.

Offline yehudah

  • Dansdeals Silver Elite
  • **
  • Join Date: Aug 2012
  • Posts: 54
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: teaneck, nj
Re: Credit Card Car Rental Insurance
« Reply #289 on: March 10, 2014, 06:36:22 PM »
do you or do you not need TP(theft protection) and SLI(Supplemental Liability Insurance)
when renting a car in Israel?
not asking if its good to have or not, the question is will they let you leave the airport with out taking it?

CDW is covered with my MC

Offline Joe4007

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3790
  • Total likes: 46
  • DansDeals.com Hat Tips 11
    • View Profile
  • Location: NY
Re: Credit Card Car Rental Insurance
« Reply #290 on: March 10, 2014, 06:41:43 PM »
do you or do you not need TP(theft protection) and SLI(Supplemental Liability Insurance)
when renting a car in Israel?
not asking if its good to have or not, the question is will they let you leave the airport with out taking it?

CDW is covered with my MC
Yes, you will need to buy Supplemental Liability Insurance. I beleive you would'nt need to buy TP though.

Offline yehudah

  • Dansdeals Silver Elite
  • **
  • Join Date: Aug 2012
  • Posts: 54
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: teaneck, nj
Re: Credit Card Car Rental Insurance
« Reply #291 on: March 10, 2014, 07:36:22 PM »
Yes, you will need to buy Supplemental Liability Insurance. I beleive you would'nt need to buy TP though.
thank you

Offline ae123

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Mar 2011
  • Posts: 955
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Credit Card Car Rental Insurance
« Reply #292 on: March 13, 2014, 06:18:52 PM »
1 - Doesn't United Mileage Plus Explorer cover CDW in Israel nowadays?
2 - If yes, do you still need a letter?
3 - Does Sapphire Preferred Visa give CDW in Israel or only MasterCard?
4 - Does the authorized user get CDW coverage in Israel or only the Primary cardholder?
Thanks.

Offline Mendel72

  • Dansdeals Silver Elite
  • **
  • Join Date: Aug 2010
  • Posts: 93
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Car Rental Insurance
« Reply #293 on: March 14, 2014, 01:19:51 AM »
There seems to be a difference between the Chase and WMC coverages. WMC coveres up to 9 passenger vehicles while Chase covers only up to 8 passengers.

So if you are renting a 9 passenger van in Israel make sure you have a WMC, because Chase won't work.

Offline ae123

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Mar 2011
  • Posts: 955
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Credit Card Car Rental Insurance
« Reply #294 on: March 17, 2014, 11:06:38 AM »
When booking a rental at TLV/Israel through a site like Kayak or Holiday Auto etc., will I really be paying what they say is the total or are there fees/taxes/surcharges added on at the airport?

Offline Joe4007

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3790
  • Total likes: 46
  • DansDeals.com Hat Tips 11
    • View Profile
  • Location: NY
Re: Credit Card Car Rental Insurance
« Reply #295 on: March 17, 2014, 11:13:15 AM »
When booking a rental at TLV/Israel through a site like Kayak or Holiday Auto etc., will I really be paying what they say is the total or are there fees/taxes/surcharges added on at the airport?
Insurance will he added, and that's not cheap.

Offline ae123

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Mar 2011
  • Posts: 955
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Credit Card Car Rental Insurance
« Reply #296 on: March 17, 2014, 11:23:09 AM »
Insurance will he added, and that's not cheap.

Thanks for the reply.

1 - Even though these sites say it's the total price?
2 - If I have CDW from my CC, approximately how much would they add for Liability and Theft per day for a simple 4 door car?

Offline Joe4007

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3790
  • Total likes: 46
  • DansDeals.com Hat Tips 11
    • View Profile
  • Location: NY
Re: Credit Card Car Rental Insurance
« Reply #297 on: March 17, 2014, 11:28:11 AM »
1 - Doesn't United Mileage Plus Explorer cover CDW in Israel nowadays?
2 - If yes, do you still need a letter?
3 - Does Sapphire Preferred Visa give CDW in Israel or only MasterCard?
4 - Does the authorized user get CDW coverage in Israel or only the Primary cardholder?
Thanks.
1. Yes

2. Technically you do, however, I believe that by now they already know that Chase CC's cover Israel so they won't ask you for the letter. At least that was my experience.

3. Sapphire preferred visa as well.

Offline Joe4007

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3790
  • Total likes: 46
  • DansDeals.com Hat Tips 11
    • View Profile
  • Location: NY
Re: Credit Card Car Rental Insurance
« Reply #298 on: March 17, 2014, 02:31:51 PM »
Thanks for the reply.

1 - Even though these sites say it's the total price?
2 - If I have CDW from my CC, approximately how much would they add for Liability and Theft per day for a simple 4 door car?
1. Did you read the fine print? The following is from Kayak's "Additional rental terms" when booking with budget (I believe others have similar wording):
Quote
IF CDW AND TP ARE DECLINED, IT IS MANDATORY TO PURCHASE THIRD PARTY (PUBLIC) LIABILITY INSURANCE. THIRD PARTY LIABILITY IS NOT COVERED BY RATES

2. I would guess somewhere around $10-$15, but that's just a guess.

Offline MoGro17

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2013
  • Posts: 324
  • Total likes: 4
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Area 51
Re: Credit Card Car Rental Insurance
« Reply #299 on: March 17, 2014, 02:35:50 PM »
United MPE card US. SP for foreign countries. Rep will tell all terms.
thx. got it.