Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.


Author Topic: Credit Card Car Rental Insurance  (Read 136478 times)

Offline yoelygb

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Re: Credit Card Car Rental Insurance
« Reply #345 on: August 01, 2014, 02:48:18 PM »
For Canadian cardholders I just realized that per the terms and conditions of the new TD aeroplan credit card they even cover points or voucher rentals
But the TD first class cc dosent interesting

Offline sruly101

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Re: Credit Card Car Rental Insurance
« Reply #346 on: August 02, 2014, 06:39:37 PM »
I read through this forum and didn't find a clear answer.
Planning in renting a car by Sixt in Vienna for 12 days.

I never made yet an insurance plan (I don't owe yet a car) so I really don't know what all those "codes" CDW, LDW, LIABILITY, etc  means,

If I just take the Min. the car rentals gives included in the price (Its called Third Party Insurance) + insurance from my credit card (Citi executive or some other master card), What can happen and how much will I need to pay in the worst case?
 
« Last Edit: August 02, 2014, 06:42:41 PM by sruly101 »

Offline nocknock

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Re: Credit Card Car Rental Insurance
« Reply #347 on: August 04, 2014, 03:49:02 PM »
Who covers Liability the car rental or you have to buy extra?

If you don't have any insurance  does it go on to some record? 

Offline theberk

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Re: Credit Card Car Rental Insurance
« Reply #348 on: August 04, 2014, 07:03:30 PM »
If my auto insurance does not cover me on rentals, does it make a difference if I use a credit card that has primary or secondary insurance?
BUMP

Online Dr Moose

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Re: Credit Card Car Rental Insurance
« Reply #349 on: August 04, 2014, 07:04:36 PM »
BUMP
if you use one that has primary, AFAIK you won't need to get an affidavit saying you don't have car insurance
Hey there! I am using DansDeals Forums.

Offline theberk

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Re: Credit Card Car Rental Insurance
« Reply #350 on: August 05, 2014, 07:17:44 PM »
if you use one that has primary, AFAIK you won't need to get an affidavit saying you don't have car insurance
Thanks

Offline sruly101

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Re: Credit Card Car Rental Insurance
« Reply #351 on: August 06, 2014, 02:16:15 PM »
I read through this forum and didn't find a clear answer.
Planning in renting a car by Sixt in Vienna for 12 days.

I never made yet an insurance plan (I don't owe yet a car) so I really don't know what all those "codes" CDW, LDW, LIABILITY, etc  means,

If I just take the Min. the car rentals gives included in the price (Its called Third Party Insurance) + insurance from my credit card (Citi executive or some other master card), What can happen and how much will I need to pay in the worst case?
BUMP

Offline Novo

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Re: Rental insurance
« Reply #352 on: August 10, 2014, 02:56:54 PM »
You can also just split up the rental into 2 different 1-month reservations.
-1. Per T&Cs of Amex, they don't cover someone who rents more than 30 days out of 45 days, see attachment.
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Offline lunatic

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Re: Credit Card Car Rental Insurance
« Reply #353 on: August 11, 2014, 11:35:50 AM »
For a domestic car rental, does Barclay's arrival act as primary or secondary

Offline Joe4007

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Re: Credit Card Car Rental Insurance
« Reply #354 on: August 11, 2014, 11:57:52 AM »
For a domestic car rental, does Barclay's arrival act as primary or secondary
I believe secondary.

Offline Abet rich

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Re: Credit Card Car Rental Insurance
« Reply #355 on: August 11, 2014, 12:26:17 PM »
For a domestic car rental, does Barclay's arrival act as primary or secondary
Chase United Mileage and Chase Sapphire are the only 2 cards that give primary car rental insurance
Contact me at abereich19@gmail.com for all help and info.

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #356 on: August 11, 2014, 12:27:29 PM »
BUMP
You don't need any additional insurance since collision (CDW or LDW) is covered by your CC and Liability is the 3rd party insurance which is included in your rate. Their liability might have a small deductible which you can take insurance on but is usually not worthwhile.
Car Rentals in Israel - http://www.rechev.rentals/

Offline Novo

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Re: Credit Card Car Rental Insurance
« Reply #357 on: August 11, 2014, 12:57:40 PM »
You don't need any additional insurance since collision (CDW or LDW) is covered by your CC and Liability is the 3rd party insurance which is included in your rate. Their liability might have a small deductible which you can take insurance on but is usually not worthwhile.
Hocker, you seem to be an expert when it comes to car rentals. What do you say to this?
I posted it because I wanted to hear people's thoughts on it but meanwhile no one agreed/disagreed...
I try my best :-\
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If you wanna go far, go together

Offline Joe4007

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Re: Rental insurance
« Reply #358 on: August 11, 2014, 01:18:26 PM »
-1. Per T&Cs of Amex, they don't cover someone who rents more than 30 days out of 45 days, see attachment.
Not sure if it works, but I heard of a solution by rotating CC's.

Offline mow

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Re: Credit Card Car Rental Insurance
« Reply #359 on: August 11, 2014, 01:51:30 PM »
renting a car in israel with sapphire preferred wiki says that You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.
where can i get that policy ?
do i really need it ?
how much is 3rd party liability ?