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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by myi on June 28, 2018, 08:23:29 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 133673 times)

Offline bobthebuilder

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Re: Credit Card Car Rental Insurance
« Reply #405 on: August 31, 2014, 09:10:57 AM »
Is an AU covered by the CC insurance or it only covers the primary account holder?
Only if they are on the contract (or allowed to operate the vehicle, via the CDP or spouses)

Offline plainbachur

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Re: Credit Card Car Rental Insurance
« Reply #406 on: September 23, 2014, 12:53:03 PM »
Does Amex premium rental insurance cover tires?

Offline ilherman

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Re: Credit Card Car Rental Insurance
« Reply #407 on: September 27, 2014, 11:42:59 PM »
1) I'd say the SPG (Amex). Just MHO...


If you're renting soon you can ask them to rush it to you and you'll have in 1-2 days.
Why not any Chase card? As they offer primary insurance.
You can say what you think when you think what you say.

Online Dr Moose

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Re: Credit Card Car Rental Insurance
« Reply #408 on: September 27, 2014, 11:47:33 PM »
Why not any Chase card? As they offer primary insurance.
only united or SP offer primary
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Offline ilherman

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Re: Credit Card Car Rental Insurance
« Reply #409 on: September 28, 2014, 12:18:57 AM »
only united or SP offer primary
When using Amex worldwide do they cover primary?
You can say what you think when you think what you say.

Online Dr Moose

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Re: Credit Card Car Rental Insurance
« Reply #410 on: September 28, 2014, 12:25:15 AM »
When using Amex worldwide do they cover primary?
only if you buy their premium car rental insurance, however some countries are excluded
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Online Joe4007

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Re: Credit Card Car Rental Insurance
« Reply #411 on: September 28, 2014, 02:20:14 PM »
When using Amex worldwide do they cover primary?
If you mean internationally than yes.

Offline thaber

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Re: Credit Card Car Rental Insurance
« Reply #412 on: September 29, 2014, 01:00:50 AM »
1 - Doesn't United Mileage Plus Explorer cover CDW in Israel nowadays?
2 - If yes, do you still need a letter?
3 - Does Sapphire Preferred Visa give CDW in Israel or only MasterCard?
4 - Does the authorized user get CDW coverage in Israel or only the Primary cardholder?
Thanks.
There's a stira between this and the wiki regarding United card in Israel. What's the truth?
ETA: I'm asking specifically about the United Explorer Mastercard
« Last Edit: September 29, 2014, 02:22:39 AM by thaber »

Offline california

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Re: Credit Card Car Rental Insurance
« Reply #413 on: September 29, 2014, 11:36:35 PM »
For how many days does capital one platinum cover?

Offline davmtl

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Re: Credit Card Car Rental Insurance
« Reply #414 on: October 19, 2014, 04:24:03 PM »
does anyone know if i am covered by my credit card if i move to europe but keep my credit cards active
for us cards
and for canadian cards

Offline bestwatchman

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Re: Credit Card Car Rental Insurance
« Reply #415 on: October 26, 2014, 05:29:40 AM »
Rented in gva with csp, popped tire, they're charging 550. What's the procedure for csp to submit a claim? Anyone have experience? Was a 28 day rental, the second one in a row. Taking a third one now.
Tia

Offline chamdena

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Re: Credit Card Car Rental Insurance
« Reply #416 on: November 02, 2014, 12:43:34 AM »
I have an interesting dilemna on my hands right now. Any help would be appreciated.<br />I rented a car via priceline using a BoA Visa card.<br />Then, when I got to the rental desk, I purchased liability insurance using a Visa Gift Card.<br />I ended up getting into an accident.<br />Now, Im being told that since the purchase of the insurance was not on a Visa card that has the Auto Rental Collision Damage Waiver Benefit, I am not eligible.<br />In other words: although I rented the car on an eligible card, since I did not put ALL related expenses onto an eligible card - Im not covered.<br />I am having a hard time taking that since I didnt even have to buy liability if I chose not to... so just becuase I chose to buy liability not on an eligible card that makes me not eligible...?<br/>

Offline M

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Re: Credit Card Car Rental Insurance
« Reply #417 on: December 11, 2014, 02:02:05 PM »
What is the best CC to use for a rental in USA when you have your own car insurance as well?

I know some cover as primary and some do not?

Please post to the front page as well, as I think this is probably a common question.

Thank you!

Online Dr Moose

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Re: Credit Card Car Rental Insurance
« Reply #418 on: December 11, 2014, 02:28:58 PM »
What is the best CC to use for a rental in USA when you have your own car insurance as well?

I know some cover as primary and some do not?

Please post to the front page as well, as I think this is probably a common question.

Thank you!
SP and UMPE both offer primary insurance for no additional charge. amex charges $24.95 per rental for primary insurance and covers up to $100k
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Offline M

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Re: Credit Card Car Rental Insurance
« Reply #419 on: December 11, 2014, 02:46:54 PM »
SP and UMPE both offer primary insurance for no additional charge. amex charges $24.95 per rental for primary insurance and covers up to $100k

SP = Starwood Preffered?

UMPE =?