Author Topic: Car Accident Question (Read 5800 times)

shael · « **on:** January 20, 2015, 07:00:43 PM »

On Monday, in NJ, someone hit my car, twice, as I was pulling out of a spot. They caused paint/body damage to my rear bumper. When I went to confront them, they drove away and I got their plate. Hit and run. Called 911 and filed a police report.

I'm insured with GEICO and the only issue I had was a Safelite repair last month. I have a $1k deductible.

Is my best course of action to file a claim (hate to do that) and have them pursue using the plate number/police report?

DMYD · « **Reply #1 on:** January 20, 2015, 07:02:19 PM »

Quote from: shael on January 20, 2015, 07:00:43 PM

On Monday, in NJ, someone hit my car, twice, as I was pulling out of a spot. They caused paint/body damage to my rear bumper. When I went to confront them, they drove away and I got their plate. Hit and run. Called 911 and filed a police report.

I'm insured with GEICO and the only issue I had was a Safelite repair last month. I have a $1k deductible.

Is my best course of action to file a claim (hate to do that) and have them pursue using the plate number/police report?

How much is the damage?

avromie7 · « **Reply #2 on:** January 20, 2015, 07:03:19 PM »

Quote from: shael on January 20, 2015, 07:00:43 PM

On Monday, in NJ, someone hit my car, twice, as I was pulling out of a spot. They caused paint/body damage to my rear bumper. When I went to confront them, they drove away and I got their plate. Hit and run. Called 911 and filed a police report.

I'm insured with GEICO and the only issue I had was a Safelite repair last month. I have a $1k deductible.

Is my best course of action to file a claim (hate to do that) and have them pursue using the plate number/police report?

with a 1k deductible it's probably not worth going to them and having your insurance go up and having a claim on your record

shael · « **Reply #3 on:** January 20, 2015, 07:03:40 PM »

Haven't been able to bring it in anywhere. I'd say $400-$1k, in the absence from of more concrete info.

shael · « **Reply #4 on:** January 20, 2015, 07:04:26 PM »

I feel screwed here. This person hit me. They fled. And now I'm stuck with the expense.

DMYD · « **Reply #5 on:** January 20, 2015, 07:07:23 PM »

Quote from: shael on January 20, 2015, 07:03:40 PM

Haven't been able to bring it in anywhere. I'd say $400-$1k, in the absence from of more concrete info.

well if you have a $1000 deductible you wont get anything from the Insurance company only if you can get the info and proof about the person that hit you.

avromie7 · « **Reply #6 on:** January 20, 2015, 07:08:51 PM »

Quote from: shael on January 20, 2015, 07:04:26 PM

I feel screwed here. This person hit me. They fled. And now I'm stuck with the expense.

that's unfortunately the way it is i hit a frum lady in lakewood after she pulled out in front of me and got screwed when she lied to the cops so they called it a no fault accident

DMYD · « **Reply #7 on:** January 20, 2015, 07:09:09 PM »

Quote from: shael on January 20, 2015, 07:04:26 PM

I feel screwed here. This person hit me. They fled. And now I'm stuck with the expense.

Yup at least you have the licence plate, I came out of my office one day and someone scraped and dented my door!

shael · « **Reply #8 on:** January 20, 2015, 07:14:57 PM »

Unbelievable.

AJK · « **Reply #9 on:** January 20, 2015, 08:17:11 PM »

You need to speak to the detective who was assigned this case.

noturbizniss · « **Reply #10 on:** January 20, 2015, 11:40:06 PM »

Should have followed and stayed on the phone with 911.go all George Zimmerman

smee123 · « **Reply #11 on:** January 20, 2015, 11:54:10 PM »

can you wait to file the claim and see if they find the person who hit you first?

DMYD · « **Reply #12 on:** January 20, 2015, 11:56:51 PM »

Quote from: smee123 on January 20, 2015, 11:54:10 PM

can you wait to file the claim and see if they find the person who hit you first?

No point of filing otherwise.

shael · « **Reply #13 on:** January 21, 2015, 06:39:55 AM »

Going to wait until I get the police report and go from there. If I have her info I'll file with her company. If not, I'll give the plate to mine and file. They can pursue.

AJK · « **Reply #14 on:** January 21, 2015, 08:53:05 AM »

You can file a request to find out the owner/insurance of the car who hit you. Do that and file with their insurance. But also get a copy of the police report. And speak to the detective to stay abreast of the investigation.

shael · « **Reply #15 on:** January 21, 2015, 08:54:59 AM »

Didn't know I could file such a request, that's helpful. Doing the other things already. Thanks for the advice!

dealfinder85 · « **Reply #16 on:** January 21, 2015, 09:10:15 AM »

speak with your insurance company. they are usually upfront about things and what your options are.
my wife got hit last year and i reported it to them and we discussed the options. in the end, his insurance paid for everything so geico dropped the claim

shael · « **Reply #17 on:** January 21, 2015, 09:15:08 AM »

GEICO suggested I file with the other party, if possible.

dealfinder85 · « **Reply #18 on:** January 21, 2015, 09:18:46 AM »

Quote from: shael on January 21, 2015, 09:15:08 AM

GEICO suggested I file with the other party, if possible.

which i guess is not possible

AJK · « **Reply #19 on:** January 21, 2015, 09:36:07 AM »

Quote from: AJK on January 21, 2015, 08:53:05 AM

You can file a request to find out the owner/insurance of the car who hit you.