Author Topic: Discover IT card  (Read 54943 times)

Offline Hellokitty64

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Re: Discover IT card
« Reply #30 on: April 15, 2015, 09:02:31 PM »
Hi does anyone know if discover has negative balances period? And if they do does that extend available credit? For example I want to spend 20k with a 10k CL so can I send in a check for 10k have it post to a -10k balance and go swipe 20k without having to go home and wait for 10k to post and go again? I know citi, chase and Amex do this. Barclays does not.

Offline avromie7

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Re: Discover IT card
« Reply #31 on: April 15, 2015, 09:20:20 PM »


Hi does anyone know if discover has negative balances period? And if they do does that extend available credit? For example I want to spend 20k with a 10k CL so can I send in a check for 10k have it post to a -10k balance and go swipe 20k without having to go home and wait for 10k to post and go again? I know citi, chase and Amex do this. Barclays does not.

I know I have a negative balance of $.34 and it says I can't pay anything and I can't tell you anything about CL because it's under a dollar so it wouldn't make a difference on what it shows as available credit
I wonder what people who type "u" instead of "you" do with all their free time.

Offline Hellokitty64

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Re: Discover IT card
« Reply #32 on: May 20, 2015, 11:33:08 PM »
Does anyone know if discover has any history of A/Aing folkS? I want to churn the credit limit for the 3x miles and I'm worried that something like chases A/A or Amex FR will happen.

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Offline Adam101

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Re: Discover IT card
« Reply #35 on: May 28, 2015, 01:02:14 AM »
Does it apply to the discover it miles card?
No clue. I have the IT card but wasn't targeted. I guess see if you got an email...
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Offline yitzy93

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Re: Discover IT card
« Reply #36 on: May 28, 2015, 08:52:43 PM »
Not sure if this is targeted but I just got an email from Discover offering an additional $5 cash back bonus for spending min. $50 at Amazon.com by June 30th. with the Discover IT card

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Re: Discover IT card
« Reply #37 on: May 28, 2015, 08:58:29 PM »
Not sure if this is targeted but I just got an email from Discover offering an additional $5 cash back bonus for spending min. $50 at Amazon.com by June 30th. with the Discover IT card
what did the email look like?
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Offline yitzy93

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Re: Discover IT card
« Reply #38 on: May 28, 2015, 09:15:35 PM »
what did the email look like?

From the terms:
Quote
*Get $5 Cashback Bonus only on a one-time purchase of $50 or more at Amazon.com made now through 6/30/15. Purchase amount of at least $50 must be put on Discover card. Cashback Bonus redeemed at Amazon will not count towards the purchase amount. Only one $5 Cashback Bonus offer per account. We are not responsible for merchant delays in processing transactions. Promotional rewards will be applied to your account within 8 weeks from the end of this offer. See Cashback Bonus Terms and Conditions for full reward program details.

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Re: Discover IT card
« Reply #39 on: May 28, 2015, 09:16:24 PM »
thanks
not targeted :(
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Offline tjak

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Re: Discover IT card
« Reply #40 on: May 30, 2015, 08:46:24 PM »

Offline doctorofcredit

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Re: Discover IT card
« Reply #41 on: May 30, 2015, 09:07:27 PM »
Starting June first you can get double cashback. That's 10% in the rotating categories. http://www.doctorofcredit.com/discover-double-cash-promotion-double-rewards-for-12-months-10-rotating-categories-2-everywhere-double-shopdiscover/

Not 100% certain that it will include the rotating categories, different CSR saying different things according to others. Guess we will find out in a few days time.
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Offline yitzy93

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Re: Discover IT card
« Reply #42 on: May 31, 2015, 05:44:47 AM »

Offline Emkay

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Re: Discover IT card
« Reply #43 on: May 31, 2015, 06:00:51 AM »
too abusable to last long

Offline tjak

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Re: Discover IT card
« Reply #44 on: May 31, 2015, 06:08:14 AM »

too abusable to last long
Not really, the 10% is only up to 1500 like the regular 5% categories. The 2% is not worth abusing to much.