Author Topic: Discover IT card  (Read 88152 times)

Offline tjak

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Re: Discover IT card
« Reply #40 on: May 30, 2015, 08:46:24 PM »

Offline doctorofcredit

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Re: Discover IT card
« Reply #41 on: May 30, 2015, 09:07:27 PM »
Starting June first you can get double cashback. That's 10% in the rotating categories. http://www.doctorofcredit.com/discover-double-cash-promotion-double-rewards-for-12-months-10-rotating-categories-2-everywhere-double-shopdiscover/

Not 100% certain that it will include the rotating categories, different CSR saying different things according to others. Guess we will find out in a few days time.
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Offline yitzy93

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Re: Discover IT card
« Reply #42 on: May 31, 2015, 05:44:47 AM »

Offline Emkay

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Re: Discover IT card
« Reply #43 on: May 31, 2015, 06:00:51 AM »
too abusable to last long

Offline tjak

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Re: Discover IT card
« Reply #44 on: May 31, 2015, 06:08:14 AM »

too abusable to last long
Not really, the 10% is only up to 1500 like the regular 5% categories. The 2% is not worth abusing to much.

Offline Emkay

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Re: Discover IT card
« Reply #45 on: May 31, 2015, 06:20:42 AM »
Not really, the 10% is only up to 1500 like the regular 5% categories. The 2% is not worth abusing to much.
then you missed the boat (with both feet i must add)

Offline doctorofcredit

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Re: Discover IT card
« Reply #46 on: June 01, 2015, 08:17:51 AM »
Starting June first you can get double cashback. That's 10% in the rotating categories. http://www.doctorofcredit.com/discover-double-cash-promotion-double-rewards-for-12-months-10-rotating-categories-2-everywhere-double-shopdiscover/

Promotion live, includes 5% categories not sure on Discover Deals but I doubt it as the promo looks the same as Discover it Miles and that isn't included. Call 800-347-3085 to enroll, keep in mind you won't receive the double rewards till your 13th statement and you won't start receiving double rewards until your current statement closes.
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Offline Emkay

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Re: Discover IT card
« Reply #47 on: June 01, 2015, 08:20:32 AM »
not sure on Discover Deals but I doubt it
:( was counting on that

Offline incendia

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Re: Discover IT card
« Reply #48 on: June 01, 2015, 08:33:18 AM »
Promotion live, includes 5% categories not sure on Discover Deals but I doubt it as the promo looks the same as Discover it Miles and that isn't included. Call 800-347-3085 to enroll, keep in mind you won't receive the double rewards till your 13th statement and you won't start receiving double rewards until your current statement closes.

does it make sense to wait until july to activate so that I can get double rewards on Q3 2016 5% category ?

Offline davis320

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Re: Discover IT card
« Reply #49 on: June 02, 2015, 08:44:22 AM »
I believe this is for discover deals as well but you need to wait a whole year to get the extra cash back. The regular cash back is paid as it regularly does

Offline srap

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Re: Discover IT card
« Reply #50 on: June 04, 2015, 12:31:31 PM »
does it make sense to wait until july to activate so that I can get double rewards on Q3 2016 5% category ?
Very interesting idea.  Just called to check.  Unfortunately, it is AUTOMATICALLY activated when the account is opened in June or July.  It appears that if we want the July quarter bonuses of department stores, Amazon and home improvements stores, we need to wait to APPLY in July. 

Too bad.  I wanted to do an AOR today.  How is Discover on approving an application a month after a big AOR?

Offline etech0

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Re: Discover IT card
« Reply #51 on: June 04, 2015, 01:02:48 PM »
Very interesting idea.  Just called to check.  Unfortunately, it is AUTOMATICALLY activated when the account is opened in June or July.  It appears that if we want the July quarter bonuses of department stores, Amazon and home improvements stores, we need to wait to APPLY in July. 

Too bad.  I wanted to do an AOR today.  How is Discover on approving an application a month after a big AOR?
I wonder how it works if I have the card already - can I wait to activate until July?

Otherwise I'll just have to eat out a lot this month :)
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Offline tjak

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Re: Discover IT card
« Reply #52 on: June 04, 2015, 01:14:48 PM »

I wonder how it works if I have the card already - can I wait to activate until July?

Otherwise I'll just have to eat out a lot this month :)
You can wait till July 31.

Offline etech0

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Re: Discover IT card
« Reply #53 on: June 04, 2015, 01:38:11 PM »
Workflowy. You won't know what you're missing until you try it.

Offline ChaimMoskowitz

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Re: Discover IT card
« Reply #54 on: June 04, 2015, 03:41:37 PM »
:( was counting on that
I would not use DOC info to make a decision.
I just found a new supply of forks!

Offline etech0

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Re: Discover IT card
« Reply #55 on: June 04, 2015, 03:51:39 PM »
I would not use DOC info to make a decision.
is there any way to verify at this point?
Workflowy. You won't know what you're missing until you try it.

Offline ChaimMoskowitz

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Re: Discover IT card
« Reply #56 on: June 04, 2015, 03:55:21 PM »
is there any way to verify at this point?
Don't think so. You might have to fight for it but the T&C's are pretty clear.

8. Double First Year Cash Back:After the first 12 consecutive billing periods that your new account is open, we will double all the cash back rewards you've earned and apply them to your account in the next billing cycle. You've earned rewards when they have posted to your account by the end of the 12th consecutive billing period. You will not receive Double Cash Back if your account is closed or no longer in the cash back reward program as of the award date. This promotional offer may not be offered in the future.
« Last Edit: June 04, 2015, 04:03:16 PM by ChaimMoskowitz »
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Offline sam i am

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Re: Discover IT card
« Reply #57 on: June 05, 2015, 12:09:45 AM »
So are you saying discovers deals is "earning cashback" ?

Offline ChaimMoskowitz

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Re: Discover IT card
« Reply #58 on: June 05, 2015, 01:33:53 AM »
So are you saying discovers deals is "earning cashback" ?
That's the way I read it.
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Offline tjak

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