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Author Topic: amex credit bureau reporting unit!  (Read 10479 times)

Offline creditor

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Re: amex credit bureau reporting unit!
« Reply #20 on: February 02, 2012, 03:36:56 PM »
HOPE I DIDN'T GET MYSELF IN TROUBLE!
my story: I have a amex plat for nearly 8 yrs, when I recently looked on my CR, I realized that on experian, the 'open since' date says 06/11 !! so I went ahead and opened a dispute with experian saying that the history is not accurate since its open for 7+yrs [not backdated]
the result of the dispute was that amex hadn't reported it only from 06/11 furiously I called amex credit bureau unit which said there is noting to do from they're end and they're reporting it since its open,
so I was running back and forth amex-experian-amex...
until I finally spoke to a supervisor in that Dep in amex [via call back, they won't take your call ]
which after alotof begging he came back telling me that he has forwarded my account to 'a special review team‘ which will look into my account  and I should call back a week for results,

do you think I got myself in trouble like FR etc. being under the radar from a review team looking into my account
any help? or any ideas how to solve my problem?
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Offline kivabb

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Re: amex credit bureau reporting unit!
« Reply #21 on: March 11, 2015, 12:22:17 PM »
I know this is old thread but didn't want to start new one and wasn't sure where to ask....

Considering that I close many cards to later churn similar card and get bonus and my Amex SPG (or any Amex personal) I can no longer do that and get bonus, I'm considering keeping this card to build history with. So I realized that my SPG Amex card said on it "member since 2014", eventhough I have been a member of Amex (not this card) since 1995. So I called Amex and asked them to update the card info to now say "member since 1995".

Question is: Did I gain anything as far as history on my credit report is concerned?
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Offline Aj3042

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Re: amex credit bureau reporting unit!
« Reply #22 on: March 11, 2015, 01:40:38 PM »
Quote from: kivabb on March 11, 2015, 12:22:17 PM
I know this is old thread but didn't want to start new one and wasn't sure where to ask....

Considering that I close many cards to later churn similar card and get bonus and my Amex SPG (or any Amex personal) I can no longer do that and get bonus, I'm considering keeping this card to build history with. So I realized that my SPG Amex card said on it "member since 2014", eventhough I have been a member of Amex (not this card) since 1995. So I called Amex and asked them to update the card info to now say "member since 1995".

Question is: Did I gain anything as far as history on my credit report is concerned?
Well yes you added 10 years to the credit history of the card (assuming they report those years).
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Offline Aj3042

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Re: amex credit bureau reporting unit!
« Reply #23 on: March 11, 2015, 01:41:30 PM »
Quote from: creditor on February 02, 2012, 03:36:56 PM
HOPE I DIDN'T GET MYSELF IN TROUBLE!
my story: I have a amex plat for nearly 8 yrs, when I recently looked on my CR, I realized that on experian, the 'open since' date says 06/11 !! so I went ahead and opened a dispute with experian saying that the history is not accurate since its open for 7+yrs [not backdated]
the result of the dispute was that amex hadn't reported it only from 06/11 furiously I called amex credit bureau unit which said there is noting to do from they're end and they're reporting it since its open,
so I was running back and forth amex-experian-amex...
until I finally spoke to a supervisor in that Dep in amex [via call back, they won't take your call ]
which after alotof begging he came back telling me that he has forwarded my account to 'a special review team‘ which will look into my account  and I should call back a week for results,

do you think I got myself in trouble like FR etc. being under the radar from a review team looking into my account
any help? or any ideas how to solve my problem?
I see this is from a month ago but whatever happened did it trigger FR?
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Offline noturbizniss

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Re: amex credit bureau reporting unit!
« Reply #24 on: March 11, 2015, 01:50:02 PM »
Quote from: Aj3042 on March 11, 2015, 01:41:30 PM
I see this is from a month ago but whatever happened did it trigger FR?
check the date again...
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Offline hvaces42

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Re: amex credit bureau reporting unit!
« Reply #25 on: March 11, 2015, 01:51:03 PM »
Quote from: Aj3042 on March 11, 2015, 01:41:30 PM
I see this is from a month ago but whatever happened did it trigger FR?
Ummmm...look again...its from 3 years ago.
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Offline noturbizniss

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Re: amex credit bureau reporting unit!
« Reply #26 on: March 11, 2015, 01:51:50 PM »
Quote from: hvaces42 on March 11, 2015, 01:51:03 PM
Ummmm...look again...its from 3 years ago.
REPOST!!!
Quote from: noturbizniss on March 11, 2015, 01:50:02 PM
check the date again...
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Offline hvaces42

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Re: amex credit bureau reporting unit!
« Reply #27 on: March 11, 2015, 01:52:04 PM »
Quote from: noturbizniss on March 11, 2015, 01:50:02 PM
check the date again...
Guess we're trolling the troll together.  ;D
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Offline hvaces42

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Re: amex credit bureau reporting unit!
« Reply #28 on: March 11, 2015, 01:52:46 PM »
Quote from: noturbizniss on March 11, 2015, 01:51:50 PM
REPOST!!!
Yup 61 second old post. Sorry i missed that.
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Offline Aj3042

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Re: amex credit bureau reporting unit!
« Reply #29 on: March 11, 2015, 01:55:33 PM »
Quote from: noturbizniss on March 11, 2015, 01:50:02 PM
check the date again...
Hmm I think we got to make old post dates in bold letters (at least the year) :).
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