Author Topic: Money Market Fund, Annuities, Etc  (Read 6225 times)

Offline bukin86

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Money Market Fund, Annuities, Etc
« on: April 07, 2015, 02:13:44 PM »
Anyone have any background in safe more short term investments?

Offline incendia

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Re: Money Market Fund, Annuities, Etc
« Reply #1 on: April 07, 2015, 07:15:30 PM »
Annuities aren't short term investments

you could try CDs or 13 week US treasury notes

Offline DMYD

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Re: Money Market Fund, Annuities, Etc
« Reply #2 on: April 07, 2015, 08:03:51 PM »
Anyone have any background in safe more short term investments?
Explain more what your trying to accomplish maybe someone can help.

Offline bukin86

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Re: Money Market Fund, Annuities, Etc
« Reply #3 on: April 08, 2015, 09:18:13 AM »
I have 10-15k that I want to do more with than earn 0.005% in the bank.

Offline sky121

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Re: Money Market Fund, Annuities, Etc
« Reply #4 on: April 08, 2015, 09:19:21 AM »
I have 10-15k that I want to do more with than earn 0.005% in the bank.

At the very least it should be in a better savings account or CD.
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Offline rileywiles23

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Re: Money Market Fund, Annuities, Etc
« Reply #5 on: April 08, 2015, 09:21:50 AM »

I have 10-15k that I want to do more with than earn 0.005% in the bank.
if you can't afford to lose the $ then put it in a online savings account, such as ge capital, discover, or ally bank.
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Offline bukin86

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Re: Money Market Fund, Annuities, Etc
« Reply #6 on: April 08, 2015, 09:26:13 AM »
The T-notes seem risk free, am I missing something? Why not that at the very least?

Offline DMYD

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Re: Money Market Fund, Annuities, Etc
« Reply #7 on: April 08, 2015, 10:41:27 AM »
I have 10-15k that I want to do more with than earn 0.005% in the bank.
How long are you ready to leave the money without touching it?

Offline Emkay

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Re: Money Market Fund, Annuities, Etc
« Reply #8 on: April 08, 2015, 10:43:34 AM »
I have 10-15k that I want to do more with than earn 0.005% in the bank.
There is a thread discussing ask this stuff already.
What do you call short term? How much you looking to make? (Don't say as much as possible)

Offline dpk4588

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Re: Money Market Fund, Annuities, Etc
« Reply #9 on: April 08, 2015, 10:45:38 AM »
I have 10-15k that I want to do more with than earn 0.005% in the bank.
Barclays Online Savings accounts have 1% APY.
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Offline upside down

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Re: Money Market Fund, Annuities, Etc
« Reply #10 on: April 08, 2015, 10:47:26 AM »
The T-notes seem risk free, am I missing something? Why not that at the very least?
online savings accounts offer better rates then short term (1 year) us t-notes

Offline sky121

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Re: Money Market Fund, Annuities, Etc
« Reply #11 on: April 08, 2015, 11:00:56 AM »
Synchrony has a 1 year CD at 1.23-1.25% depending on the offer you can find.
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Offline bukin86

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Re: Money Market Fund, Annuities, Etc
« Reply #12 on: April 08, 2015, 09:11:29 PM »
Searching function on this forum is annoying at best

looking into the barclays and synchrony - thanks!

Looking to make more than the 0.05% in the bank as I mentioned - not being greedy

Offline DMYD

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Re: Money Market Fund, Annuities, Etc
« Reply #13 on: April 08, 2015, 10:40:17 PM »
Searching function on this forum is annoying at best

looking into the barclays and synchrony - thanks!

Looking to make more than the 0.05% in the bank as I mentioned - not being greedy
What's your short term? 1-3 3-5?

Offline Cw3323

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Re: Money Market Fund, Annuities, Etc
« Reply #14 on: April 09, 2015, 12:52:42 AM »
If you are in nj Colombia  bank has a % 1.00 on checking

Offline Mountain Man

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Re: Money Market Fund, Annuities, Etc
« Reply #15 on: April 09, 2015, 03:48:38 PM »
I have 10-15k that I want to do more with than earn 0.005% in the bank.
You can put into an amex or tiaa direct savings. Both offer 70 bp or better.
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Offline bukin86

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Re: Money Market Fund, Annuities, Etc
« Reply #16 on: April 12, 2015, 09:08:26 PM »
I wouldn't mind 5 years...

Barclays has 2.25% for 60 months - looks very attractive

Offline skyguy918

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Re: Money Market Fund, Annuities, Etc
« Reply #17 on: April 13, 2015, 01:01:30 AM »
Annuities aren't short term investments

you could try CDs or 13 week US treasury notes
-1, there plenty of annuities with terms similar to CDs (FDAs). Not that I'd suggest one in this situation, but your statement was incorrect.

Offline bukin86

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Re: Money Market Fund, Annuities, Etc
« Reply #18 on: April 16, 2015, 08:13:14 AM »
Does anyone here have an account with Barclays online?

Offline ADG

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Re: Money Market Fund, Annuities, Etc
« Reply #19 on: April 21, 2015, 03:29:28 PM »
Is that the best you can do with 15k ? whats the next step higher on the risk factor but below putting it all on red? (anything in the 8-10% yield range)