Author Topic: Random questions.  (Read 488100 times)

Offline Sport

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Re: Random questions.
« Reply #1740 on: November 23, 2016, 08:09:04 AM »
When calculating ones net worth do you count the value of a financed car to counter the debt owed on the car ?

Offline JTZ

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Re: Random questions.
« Reply #1741 on: November 23, 2016, 08:11:50 AM »
Traiters tend to post on other blogs but posting on other blogs doesn't make you a traitor.
Sounds like and election line.  ;)
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline username

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Re: Random questions.
« Reply #1742 on: November 23, 2016, 09:03:20 AM »
Are members that post on other blogs traitors?
Is Dan a Traitor?
^^^

Offline mmgfarb

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Re: Random questions.
« Reply #1743 on: November 23, 2016, 09:03:54 AM »
Are members that post on other blogs traitors?
Depends which blog.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline JTZ

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Re: Random questions.
« Reply #1744 on: November 23, 2016, 09:05:37 AM »
Depends which blog.
So which blogs have you been posting on?  :P
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

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Re: Random questions.
« Reply #1745 on: November 23, 2016, 09:06:54 AM »
Is DOC a traitor?
^^^

Offline mmgfarb

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Re: Random questions.
« Reply #1746 on: November 23, 2016, 09:14:11 AM »
So which blogs have you been posting on?  :P
Posted a comment on DoC
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline JTZ

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Re: Random questions.
« Reply #1747 on: November 23, 2016, 09:18:28 AM »
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

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Re: Random questions.
« Reply #1748 on: November 23, 2016, 10:12:23 AM »
We are in JS.
Oftentimes, we answer a question with a question.
others would have just said "no".
^^^

Offline LoLo

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Re: Random questions.
« Reply #1749 on: November 23, 2016, 10:14:22 AM »
When calculating ones net worth do you count the value of a financed car to counter the debt owed on the car ?
Why wouldn't you?

Offline JTZ

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Re: Random questions.
« Reply #1750 on: November 23, 2016, 10:15:54 AM »
Oftentimes, we answer a question with a question.
others would have just said "no".
I didn't feel the need to answer the obvious but just for you, NO!!!
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Online ckmk47

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Re: Random questions.
« Reply #1751 on: November 23, 2016, 10:58:14 AM »
When calculating ones net worth do you count the value of a financed car to counter the debt owed on the car ?
yes.
Net worth = assets (stuff you own) - liabilities (amount you owe)

Offline Sport

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Re: Random questions.
« Reply #1752 on: November 23, 2016, 11:04:14 AM »
Why wouldn't you?

yes.
Net worth = assets (stuff you own) - liabilities (amount you owe)
Right, thats why you would consider a house towards your assets but unlike the value of a house a car's value depreciates. You wouldn't counsider the value of the food in your fridge as part of your assets.

Offline JTZ

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Re: Random questions.
« Reply #1753 on: November 23, 2016, 12:17:13 PM »
Right, thats why you would consider a house towards your assets but unlike the value of a house a car's value depreciates.
A house doesn't depreciate?
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline CreamofSoup

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Re: Random questions.
« Reply #1754 on: November 23, 2016, 12:20:33 PM »
I believe the theory is that although the physical house (including plumbing etc) may depreciate, the properties appreciation is generally going to be more than the depreciation. Essentially, you have net appreciation.

Offline JTZ

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Re: Random questions.
« Reply #1755 on: November 23, 2016, 12:22:51 PM »
I believe the theory is that although the physical house (including plumbing etc) may depreciate, the properties appreciation is generally going to be more than the depreciation. Essentially, you have net appreciation.
Except recent history has blown that thinking out of the water.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline Sport

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Re: Random questions.
« Reply #1756 on: November 23, 2016, 12:58:18 PM »
Except recent history has blown that thinking out of the water.
That's wasnt due to depreciation, the value of the house at purchase was artificially  inflated.
Overall value of a property typically will increase or at least will stay about the same. Of course there will be exeptions but this is the general rule.
The opposite is true with a car. Over time it will eventual decrease in value until its worht next to nothing. Of course there are rare exceptions as can be found with classic cars.

Offline aygart

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Re: Random questions.
« Reply #1757 on: November 23, 2016, 01:30:13 PM »
That's wasnt due to depreciation, the value of the house at purchase was artificially  inflated.
Overall value of a property typically will increase or at least will stay about the same. Of course there will be exeptions but this is the general rule.
The opposite is true with a car. Over time it will eventual decrease in value until its worht next to nothing. Of course there are rare exceptions as can be found with classic cars.
That is very dependent on location and the reason makes no difference. The fact is that value didn't keep up with depreciation.
Feelings don't care about your facts

Offline Sport

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Re: Random questions.
« Reply #1758 on: November 23, 2016, 01:35:14 PM »
That is very dependent on location and the reason makes no difference. The fact is that value didn't keep up with depreciation.
When contrasting theories it does make a diffrence.
Historically home values increase while car values decrease. Are there exceptions ?  Yes and even in the case of the exceptions over a longer period of time those homes will  gain back some of their value. Where as a car will jusg continue to decrease until its worth nearly nothing.

Offline Sport

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Re: Random questions.
« Reply #1759 on: November 24, 2016, 12:44:44 PM »
Are sumsung ecerts worth anything ?  Trying to figure  out if i should pull the triger on the s7 edge with the 250 e cert promo