Author Topic: Random questions.  (Read 1015731 times)

Offline David Smith

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Re: Random questions.
« Reply #1520 on: August 22, 2016, 08:53:38 PM »
How much does a average Jewish family say 4 kids in midwood flatbush NYC area have to make to live comfortably, say yeshiva/beis yaakov for 4, mortgage on (average 1m) house, property tax, insurance, average car, kosher food, and lets not forget pesach, etc?

Feel free to pm me if dont want to answer in public
I wouldn't say the average house in Flatbush is 1M. More like 700-900, so 550-700 mortgage.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline David Smith

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Re: Random questions.
« Reply #1521 on: August 22, 2016, 08:55:53 PM »
How!?
Not if you're making 225 on the books. You're thinking Lakewood/Williamsburg "single mothers" with fathers in kollel.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline David Smith

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Re: Random questions.
« Reply #1522 on: August 22, 2016, 08:58:30 PM »
$140k.  Not from experience . But from talking with freinds in the general NY jewish neighborhoods . & that number is basically making it with not much thrills. If you wanna talk comfortable which means your not throwing nasty lines at your wife for her pomegranate supermarket bill, 2 nice cars , 2 vacations a year , making your own Yomim tovim etc... breakdown would prob be something like :
60k annual mortgage +
48k tuition
20k vacations (two)
25k groceries
20k in cars and insurance
And the list goes on to health insurance, miscellaneous expenses like clothing, Shaitel etc....

Comfy $250k.  By comfy I mean no stress in living comfy Non jewish is not comparable at all

Don't forget Uncle Sam.  I would say you need $225+

I would say 140k would get you by on half that mortgage - approx 36k a year.
Back of napkin math - after tax your at (approx) 110. Take off 48 for tution your = 62k. Thats approx 5k a month a 500k mortgage with property tax and home insurance would be approx 3,000. Leaves you with about 2k a month for food, car, insurance and misc. Not much room for comfort...

500k mortgage means you put down alot. 2k a month for food, car, and the rest is impossible to keep to.
Napkin math: 4 kids means a minivan, so if lucky car and insurance is 400 a mo. (Slightly less if you buy an old one), insurance for the family (deff takes off a chunk). at least $500 (almost forsure more) a mo. in food, way more on sukkos and pesach.
Savings are an absolute necessity, not a luxury. Everybody (seemingly) skipped that.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline grodnoking

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Re: Random questions.
« Reply #1523 on: August 22, 2016, 09:05:53 PM »
Savings are an absolute necessity, not a luxury. Everybody (seemingly) skipped that.
Move out Brooklyn after all the children are home. Boom. $1,000,000
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Offline Wizard

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Re: Random questions.
« Reply #1524 on: August 24, 2016, 04:24:50 PM »
Is it safe to go to Portugal now (I.e. ISIS)? Thanks
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Offline Freddie

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Re: Random questions.
« Reply #1525 on: August 26, 2016, 01:37:07 AM »
When did the "rate this topic" thing start?

Offline JTZ

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Re: Random questions.
« Reply #1526 on: August 26, 2016, 01:38:11 AM »
When did the "rate this topic" thing start?
I think today. I checking out all the 5 star ones.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline yoruel

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Re: Random questions.
« Reply #1527 on: August 26, 2016, 09:45:03 AM »
How will this benefit members?
Is it only in JS?

Offline JTZ

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Re: Random questions.
« Reply #1528 on: August 26, 2016, 09:50:41 AM »
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline shulem92

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Re: Random questions.
« Reply #1529 on: August 26, 2016, 07:22:02 PM »
How do I get pix off my iPhone?

Offline Wizard

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Re: Random questions.
« Reply #1530 on: August 27, 2016, 09:00:24 PM »
How do I get pix off my iPhone?
Mac or Windows PC? You can also get the Google Photos App or Snapfish app and have them uploaded there but possibly not full resolution...
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Offline shulem92

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Re: Random questions.
« Reply #1531 on: August 28, 2016, 05:01:59 AM »
Mac or Windows PC? You can also get the Google Photos App or Snapfish app and have them uploaded there but possibly not full resolution...
Windows

Offline Wizard

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Re: Random questions.
« Reply #1532 on: August 28, 2016, 08:21:30 AM »
Windows
Not so familiar with Windows but for sure Google can help.
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Offline Sport

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Re: Random questions.
« Reply #1533 on: August 28, 2016, 08:23:49 AM »
When did the "rate this topic" thing start?
Where do you see this, tapatalk?

Offline yochiek93

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Re: Random questions.
« Reply #1534 on: August 28, 2016, 08:25:58 AM »
Where do you see this, tapatalk?
PC

Offline rileywiles23

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Re: Random questions.
« Reply #1535 on: August 28, 2016, 05:39:32 PM »
Is there any point in filing a complaint with the better business bureau, when I didn't lose anything financially from a company, and still hope to get something out of ?
Life is as good as you make it...

Offline grodnoking

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Re: Random questions.
« Reply #1536 on: August 28, 2016, 05:41:29 PM »
Is there any point in filing a complaint with the better business bureau, when I didn't lose anything financially from a company, and still hope to get something out of ?
Heartache is money. Time is priceless.

Do you want the next customer to get whatever happened to you?

The BBB also has some controversy around giving leniency to paying customers.
I'm not who you think I am.

Offline rileywiles23

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Re: Random questions.
« Reply #1537 on: August 28, 2016, 05:42:04 PM »
Heartache is money. Time is priceless.
Considering that I must have spent almost 7-8 hrs on the phone with them.
Life is as good as you make it...

Offline grodnoking

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Re: Random questions.
« Reply #1538 on: August 28, 2016, 05:43:25 PM »
Cheapest place to get a memory foam cover (like those 2/3 inch covers) for a twin sized bed online? Need it Thursday.
I'm not who you think I am.

Offline elit

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Re: Random questions.
« Reply #1539 on: August 28, 2016, 10:35:52 PM »
What's the ball Park of the going rate for a bal Musaf Yom noraim in small shul