Author Topic: Citi Premier Master Thread (Read 156449 times)

if I downgrade to Rewards+SM, is that considered "account closure" in terms of resetting the 24 month clock to getting a SUB on a card?

Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+SM, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi PremierSM or Citi Prestige®, or if you have closed any of these accounts, in the past 24 months.

Samb · « **Reply #267 on:** August 21, 2020, 01:40:24 PM »

you are still going to be in the Thank you family

Cat18 · « **Reply #268 on:** August 22, 2020, 10:52:49 PM »

Quote from: Samb on August 21, 2020, 01:40:24 PM

you are still going to be in the Thank you family

so would it be logical to downgrade my premier card to the no fee Rewards+, and in another 15 months (24 months after receiving a SUB on premier) sign up for the premier card a 2nd time?

Samb · « **Reply #269 on:** August 24, 2020, 09:49:45 AM »

Quote from: Cat18 on August 22, 2020, 10:52:49 PM

so would it be logical to downgrade my premier card to the no fee Rewards+, and in another 15 months (24 months after receiving a SUB on premier) sign up for the premier card a 2nd time?

It will depend if you stay with the same account number. When product changing within the same family you usually stay with the same account number

bmw · « **Reply #270 on:** August 25, 2020, 02:44:46 PM »

if i cancel my citi premier after 37 days will i get annual fee pro rated ?

smaxber · « **Reply #271 on:** August 31, 2020, 03:05:50 PM »

Just found out the hard way… The extra three months at Citibank was supposed to be giving everyone to meet the bonus is not automatic and your account has to be qualified for it....
And now I see that even if I didn’t get the bonus. I can’t get it for 24 months from time I close the card... not sure how it works if I downgrade since account number stays the same.

Any advice?
Was hoping to downgrade card and then reapply since I didn’t get the bonus

Samb · « **Reply #272 on:** August 31, 2020, 07:55:10 PM »

Quote from: smaxber on August 31, 2020, 03:05:50 PM

Just found out the hard way… The extra three months at Citibank was supposed to be giving everyone to meet the bonus is not automatic and your account has to be qualified for it....
And now I see that even if I didn’t get the bonus. I can’t get it for 24 months from time I close the card... not sure how it works if I downgrade since account number stays the same.

Any advice?
Was hoping to downgrade card and then reapply since I didn’t get the bonus

Downgrade in most cases is like a closure

smaxber · « **Reply #273 on:** September 01, 2020, 08:37:47 AM »

So no luck in terms of reapplying now?
Just wait out 24 months?

Cat18 · « **Reply #274 on:** September 07, 2020, 05:28:13 PM »

just chatted with citi and they stated that a product change from premier to rewards+ is NOT considered account closure.

as i've received incorrect information in the past, can anyone confirm the above statement?

my plan is to downgrade my premier card to the no fee Rewards+, and in another 15 months (24 months after receiving a SUB on premier) sign up for the premier card a 2nd time.

Samb · « **Reply #275 on:** September 07, 2020, 06:45:24 PM »

Quote from: Cat18 on September 07, 2020, 05:28:13 PM

just chatted with citi and they stated that a product change from premier to rewards+ is NOT considered account closure.

as i've received incorrect information in the past, can anyone confirm the above statement?

my plan is to downgrade my premier card to the no fee Rewards+, and in another 15 months (24 months after receiving a SUB on premier) sign up for the premier card a 2nd time.

If a new account number will be issued then it will be considered a closure

Joel · « **Reply #276 on:** September 15, 2020, 08:45:01 AM »

PSA.

My account was closed for inactivity. in order to reopen i need to agree to do a hard pull...

Cat18 · « **Reply #277 on:** September 15, 2020, 03:26:52 PM »

Quote from: Joel2 on September 15, 2020, 08:45:01 AM

PSA.

My account was closed for inactivity. in order to reopen i need to agree to do a hard pull...

how long was your card inactive for?

any warning prior to account closure?

Joel · « **Reply #278 on:** September 15, 2020, 07:01:35 PM »

Quote from: Cat18 on September 15, 2020, 03:26:52 PM

how long was your card inactive for?

any warning prior to account closure?

Since Feb 2019
no email however they claim i got one yesterday oh well

Joel · « **Reply #279 on:** September 15, 2020, 10:36:01 PM »

Quote from: Joel2 on September 15, 2020, 08:45:01 AM

PSA.

My account was closed for inactivity. in order to reopen i need to agree to do a hard pull...

Found the letter in my account.

Quote

Hi, *****. We frequently review cardmember accounts - a recent review of your account
shows that it has been inactive and there is a current balance of $0. Due to this, we had
to close your Citi Premier® Mastercard® account.
You can no longer make transactions on this account.
Any ThankYou® Points you've earned through the date your account was closed will be
transferred to your ThankYou member account. Points available for redemption can be
redeemed for 60 days after the date the account was closed.
Easily view your ThankYou Points balance and redeem at thankyou.com or call us at
1-800-THANKYOU (1-800-842-6596).
All cards on this account should be destroyed immediately, and any authorized users
should be notified that it has been closed. If you're interested in finding a credit card
that's right for you, feel free to visit citi.com.

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Author Topic: Citi Premier Master Thread (Read 156449 times)