Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)

[shtank]

Thanks for the reply. By "ask them" you mean the people in the store, right?
And by "the original wiki" you mean the one where you do the whole online process, right?
Thank you very much again.

1st, try to ask them if you can buy in store and show a receipt. (Maybe your code isn't working etc...)

In that case you can:
1. Get the phone with no extra credit pull.
2. Immediately GSM unlock the phone, via the online system.
3. (Maybe) if you buy in store with receipt, you may not need to keep the phone activated on att for 15 days as I don't think the manual approval process looks at that ... In which case you may even be able to keep it "new in box" (if the IMEI to unlock is printed on the box)

If not, you can follow the original wiki steps (I think)

[AnonymousUser]

Thanks for the reply. By "ask them" you mean the people in the store, right?
And by "the original wiki" you mean the one where you do the whole online process, right?
Thank you very much again.

No, them is a phone rep.

[shtank]

No, them is a phone rep.

OK thank you. Will try to call Citi today then.

[shtank]

Yes, and probably yes.

Unless you need a phone now, I would do the spend, and wait until the LG G5 or Samsung S7 are available, both should be a big step forward, especially in the battery life department.

You have 1 year to buy the phone.

OR, you can buy an iPhone, take a photo of the receipt, immediately return the phone in the same store (no fee) and then spend the $650 on any phone of your choosing, without bloatware. (By the new "rules" it's a manual process, and you do not need to activate the phone)

OK. I'm quoting your old post because it's what my questions are based on now that I spoke with Citi. They confirmed that what I need to do is buy in-store and fax receipt. Question now is how will I know if I need to activate the phone? Or, if I buy the phone in-store is it guaranteed that I don't need to activate? Also, you said I can buy it and then immediately return in store. Won't Citi see that on my statement? How will I know they will issue credit? Thank you again for all your help. Very useful and I really appreciate it.

[Zalc]

OK. I'm quoting your old post because it's what my questions are based on now that I spoke with Citi. They confirmed that what I need to do is buy in-store and fax receipt. Question now is how will I know if I need to activate the phone? Or, if I buy the phone in-store is it guaranteed that I don't need to activate? Also, you said I can buy it and then immediately return in store. Won't Citi see that on my statement? How will I know they will issue credit? Thank you again for all your help. Very useful and I really appreciate it.

Basically: I only have anecdotal knowledge of whether you need to activate it for 15 days.

I friend did as I described, returning it immediately to the At&t store without opening or activating it, and got the $650 2 statements later.

He was only able to return it immediately, with no time to confirm with Citi if it went thru, as the store would charge a return fee if he waited to the next day.

[shtank]

Basically: I only have anecdotal knowledge of whether you need to activate it for 15 days.

I friend did as I described, returning it immediately to the At&t store without opening or activating it, and got the $650 2 statements later.

He was only able to return it immediately, with no time to confirm with Citi if it went thru, as the store would charge a return fee if he waited to the next day.

Ah ok. Thank you for the response.

If anyone else has experience with this procedure, please let me know. Thank you!

[Zalc]

Ah ok. Thank you for the response.

If anyone else has experience with this procedure, please let me know. Thank you!

No problem!

Please update us here with what happens

[shtank]

No problem!

Please update us here with what happens

Went into a store today and asked what the deal was about returns. They said no matter when I return it, they will charge a restocking fee ($35) even if it's same day.

I probably should also put this next thing on another board, but since I don't actually have anything yet, I don't think that would be appropriate either. Anyone looking to buy an iPhone 6S (or even another phone at least $650) for full price?

[Zalc]

Went into a store today and asked what the deal was about returns. They said no matter when I return it, they will charge a restocking fee ($35) even if it's same day.

I probably should also put this next thing on another board, but since I don't actually have anything yet, I don't think that would be appropriate either. Anyone looking to buy an iPhone 6S (or even another phone at least $650) for full price?

1. You can try finding a different store, where the guy is willing to help you.

2. If the return policy goes past 15 days, I would just buy, wait 15 days without opening the box, call Citi to see if the requirements were met, and then return it and swallow the fee.

Even if you sell it, you will lose more than $30, either via fees, marking down the phone or loss of your time.

[shtank]

1. You can try finding a different store, where the guy is willing to help you.

2. If the return policy goes past 15 days, I would just buy, wait 15 days without opening the box, call Citi to see if the requirements were met, and then return it and swallow the fee.

Even if you sell it, you will lose more than $30, either via fees, marking down the phone or loss of your time.

Thanks. I was going to try a diff store. And the return policy is 14 days. So, I may have to buy it, return it, swallow the restocking fee and hope I get the refund. What I really would like to do is buy the Galaxy s7 (on sale now at newegg for 599 till Apr 9). Worse comes to worse, I have a year to buy a phone if credit doesn't kick in. Will cost me more, but that's the risk. According to ur anecdotal evidence, if I fax receipt, shouldn't need to activate.

[Zalc]

Thanks. I was going to try a diff store. And the return policy is 14 days. So, I may have to buy it, return it, swallow the restocking fee and hope I get the refund. What I really would like to do is buy the Galaxy s7 (on sale now at newegg for 599 till Apr 9). Worse comes to worse, I have a year to buy a phone if credit doesn't kick in. Will cost me more, but that's the risk. According to ur anecdotal evidence, if I fax receipt, shouldn't need to activate.

True. What I would do is make sure I got the spending on the card done, then buy a phone (may as well buy a very expensive one for the 3x points).
Fax receipt.
Wait a few days.
Call in and ask if all the requirements for the bonus were met.
If they say "yes", return the phone and wait to get the $650.

[shtank]

True. What I would do is make sure I got the spending on the card done, then buy a phone (may as well buy a very expensive one for the 3x points).
Fax receipt.
Wait a few days.
Call in and ask if all the requirements for the bonus were met.
If they say "yes", return the phone and wait to get the $650.

Spend shouldn't be a problem (owe plenty maaser) Especially if I use card to buy the phone on newegg. If I'm going to go the route of returning, why not buy the phone now and call back in a few days?
Also, if I return, they won't deduct that from spend?

[Zalc]

Spend shouldn't be a problem (owe plenty maaser) Especially if I use card to buy the phone on newegg. If I'm going to go the route of returning, why not buy the phone now and call back in a few days?

If you didn't hit the spend yet, when you call in to see if you meet the requirements, they'll say No and you won't know if you need to activate it...

Also, they may not count the spend unless it was on a statement already.

And you cannot count the spend on the iPhone as you are returning that (it's probably clawback the 3x points as well)

[shtank]

If you didn't hit the spend yet, when you call in to see if you meet the requirements, they'll say No and you won't know if you need to activate it...

Also, they may not count the spend unless it was on a statement already.

And you cannot count the spend on the iPhone as you are returning that (it's probably clawback the 3x points as well)

OK so a good strategy would be to spend 2k, buy phone a few days b4 expected stmt, fax receipt ASAP, call after stmt generates, right?

Sent from my XT1528 using Tapatalk

[Zalc]

OK so a good strategy would be to spend 2k, buy phone a few days b4 expected stmt, fax receipt ASAP, call after stmt generates, right?

Sent from my XT1528 using Tapatalk

I would try that

[shtank]

I would try that

OK. Thank you very much.

Sent from my XT1528 using Tapatalk

[deltastubs]

Credit posted right away for me after bugging them credit is there card open for 15 days exactly...in case yall want to cancel fast, return phone or what not

[Zalc]

Credit posted right away for me after bugging them credit is there card open for 15 days exactly...in case yall want to cancel fast, return phone or what not

How did you buy the phone?
Brick and mortar with receipt?

Usually the credit posts the next statement, how did you get it earlier?

[deltastubs]

In store purchase

My bad was less mar 29 i opened and bought phone, april 11 posted credit

Called a bunch,  before i bought, after i faxed, a few days later, all the time playing like I didn't really understand the promo, and wanted to make sure it was all alright, last night logged in and it was good

Probably flagged my account as special needs or something

I did all the spending though right away, paid it off too right away too, idk if all that helped

[tafastamerubaLOtafasta]

sry rly confused. just got this card. the link is down? so i can just go into any ATT store buy it and then get the credit by faxing in paper? and then return it and might have to pay restocking fee? so no more contract needed?