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Author Topic: swanluv  (Read 1550 times)

Offline safsel

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swanluv
« on: December 17, 2015, 01:24:01 PM »
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Offline @Yehuda

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Re: swanluv
« Reply #1 on: December 17, 2015, 01:28:18 PM »
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Offline ckmk47

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Re: swanluv
« Reply #2 on: December 17, 2015, 01:34:20 PM »
It's a loan for $10,000.  Not an unlimited amount toward your over the top wedding.
So it would work even in a majority frum neighborhood.  We, unfortunately, are not immune to divorce.
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Offline sharkky

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Re: swanluv
« Reply #3 on: December 17, 2015, 01:39:56 PM »
move this to the deals section  :)
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Offline mendy from lakewood

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Re: swanluv
« Reply #4 on: December 17, 2015, 02:08:47 PM »
Quote from: ckmk47 on December 17, 2015, 01:34:20 PM
It's a loan for $10,000.  Not an unlimited amount toward your over the top wedding.
So it would work even in a majority frum neighborhood.  We, unfortunately, are not immune to divorce.
with the divorce rate in some of our circles under 15 percent this a great gamble!!
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Offline ADG

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Re: swanluv
« Reply #5 on: December 17, 2015, 02:24:51 PM »
cant we stay married legal and just get divorced halachicly?
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Offline hvaces42

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Re: swanluv
« Reply #6 on: December 17, 2015, 10:49:04 PM »
Quote from: ADG on December 17, 2015, 02:24:51 PM
cant we stay married legal and just get divorced halachicly?
Where would the lowlife be able to use the leverage then?
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Offline wayfe

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Re: swanluv
« Reply #7 on: December 19, 2015, 07:37:46 PM »
Quote from: safsel on December 17, 2015, 01:24:01 PM
http://www.geekwire.com/2015/this-startup-will-pay-for-your-dream-wedding-but-only-if-youre-willing-to-be-you-wont-get-divorced/

do you think they are accepting applications from 08701?

Their algorithms might detect the lower rates of divorce and decline the application
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Offline skyguy918

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Re: swanluv
« Reply #8 on: December 19, 2015, 07:45:26 PM »
This whole idea is insanely stupid, and will fail miserably if it even gets off the ground at all. The rates they'd have to charge for those that divorce would be extremely punitive. Even if you assume a 70% divorce rate, which is probably higher than any actual stat out there, that means you have to charge high enough interest rates (on top of what would be normal interest charges) to the couples that divorce to make back the extra 30%. Add to that the fact that you don't even know the loan term at the outset, because a divorce could happen at any time - a year in, or 30 years in. But when people get divorced, they are generally not in the best financial position that they've ever been in. That means that the default rate in the divorce cases will likely be higher than normal as well.
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