Australian Credit Cards

[dirah]

I thought a thread like this might be useful for any Aussies lookin' for Moolah.
Especially that there have been consistently decent offers in the last year.

And also for guidance dealing with Australia's completely different credit rating system.

Good place to keep checking for current Qantas partner credit cards bonus promotions:
https://www.qantaspoints.com/earn-points/cards-banking/card-selector

Commbank Platinum - 40,000 QF FF
$0 annual fee for the first year+$10 QF opt-in fee. Apply by 3 July 2015 and $500 spend by 31 August 2015.

ANZ Black - 50,000 QF FF
$0 annual fee for the first year. Apply by 30 June 2015 and $3K spend within three months.
Income: $75,000+

ANZ Plat - 50,000 QF FF
$0 annual fee for the first year. Apply by 30 June 2015 and $3K spend within three months.
Income: $50,000+

ANZ Classic - 50,000 QF FF
$0 annual fee for the first year. Apply by 30 June 2015 and $3K spend within three months.
Income: $15,000+

[dirah]

Regarding ANZ cards, the T&C's state:
Not available ... where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months. This offer applies only once per customer.

Conventional wisdom is that you can get 1 of each flavour, and this has worked for me.
Question is if anyone has tested the waters and knows whether these cards are churnable?

[SearchGuy]

First you have to give a lecture how the whole process is, is there such a thing as recon? Can you get more than one card at once? Is there such a thing as a credit pull? When is the credit card first reported to a CB? Plus plus plus

[dirah]

First you have to give a lecture how the whole process is, is there such a thing as recon? Can you get more than one card at once? Is there such a thing as a credit pull? When is the credit card first reported to a CB? Plus plus plus

Happy to answer questions as asked.
Not interested in preaching to an empty auditorium.

But if you're not an Australian citizen or resident with some Australian income on the books, don't even bother.
Not a chance you'll get a card.
Much stricter than in the USA.

[noturbizniss]

Why would Astoria have different credit cards?

[SearchGuy]

Why would Australia have different credit cards?

FYFY

[dirah]

Why would Australia have different credit cards?

Gee, man, that is a tough question.
I reckon it is so that the words on the back of the cards can be written with an Australian accent.

[sam i am]

Gee, man, that is a tough question.
I reckon it is so that the words on the back of the cards can be written with an Australian accent.

Aren't the cards written in Australian instead of English?

[dirah]

Aren't the cards written in Australian instead of English?

No, they are written in Swahili - That is the spoken language in Australia.
Much like Spanish in Florida.
 

[RefuaFan]

Crikey, mate, that's a tough one!
I reckon it is so that the words on the back of the cards can be written with an Australian accent.

FTFY

[sam i am]

No, they are written in Swahili - That is the spoken language in Australia.
Much like Spanish in Florida.
 

You can't fool me mayte! I've been to Melbunne and they speak Australian, not Swahilli!

[dirah]

Amex Velocity Platinum Card - 100,000 points + free domestic flight
​
Great Offer:
100,000 Velocity Points when you apply by 15 August 2016, are approved and spend $2,000 on your new Card in the first 3 months of Card Membership, plus a Complimentary Virgin Australia domestic return flight every anniversary year after your first Card spend.
$349 annual fee. (More than worth it for free return flight and 100,000 points.)