With their rewards program, you get 1 point for every $6 spent with your debit card. 12500 points can be redeemed for $25 cash back. This rate is quite miniscule; if you spend $75,000, you get $25. What can you suggest as a way to MS and spent huge amounts on the cheap? Bluebird/Serve/Redcard limits should not be squandered on this. What about Square Cash? Walmart bill pay? What else?